Phone in hand - receive immediate support of up to 10 million Vietnamese dong through the Cashberry app

Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
Receive money
After the application is approved, our partner will transfer the money to your account.
Make repayment to our partner according to the instructions.
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

Are you having trouble getting a loan because of bad debt? Don't worry, with the top 3 financial companies below, you can easily borrow installment loans to support bad debt.

Having bad debt at the bank will make it difficult to get a loan next time. However, if you really need to borrow money even though you are in the group of bad debts, you can still choose the option of installment loans to support bad debts .

Understanding bad debt

Understanding bad debt and different levels of bad debt will help you determine if you are in a situation and have the ability to borrow installment loans to support bad debt .

What is bad debt?

Bad debt (bad debt) is a term used to refer to money borrowed from other people, from individuals or credit institutions such as banks to meet their own needs and have the obligation to repay. However, they fail to fulfill their payment obligations on time or deliberately fail to pay as previously recorded in the contract or commitment.

It is the responsibility of the borrower to pay the debt on time and in full to avoid affecting the loan opportunity in the future. Because when it is overdue even 1 day, it will also be on the black list of the CIC system, causing discredit for credit institutions.

Bad debt groups

At banks, there will be a CIC system (Vietnam National Credit Information Center) to assess the level of bad debt. Accordingly, bad debts are divided into the following 5 groups:


Debt overdue period

Time can borrow again

Group 1: Qualified debt group

Less than 10 days

Loan can be considered immediately

Group 2: Debt group that needs attention

From 10 days to less than 30 days

After 12 months

Group 3: Subprime debt

From 30 to less than 90 days

5 years

Group 4: Debts suspected of losing capital

From 90 days under 180 days

5 years

Group 5: Debt group likely to lose capital

Debt from 180 days or more

5 years


Get into bad debt, you will face difficulties in the loan process later

Get into bad debt, you will face difficulties in the loan process later

Can bad debt be paid in installments ?

In fact, all major banks and financial companies today do not offer installment loans to customers with bad debts because of the high level of risk.

The essence of the installment loan package is a form of unsecured loan, without any need to mortgage assets. Banks or financial companies mainly rely on the reputation of customers to consider whether to lend or not. If the customer has a bad repayment history, it is very difficult for the venture lender to approve the loan application again.

Therefore, if you are classified in debt group 3, 4 and 5, and want to borrow installment loans to support bad debt, it is almost impossible .

To answer the question "Can bad debts be paid in installments ?", consider each specific debt group:

● If you are in group 1, you can rest assured because banks will still consider your application and you can borrow money at that time. However, you must pay off the old debt before you can get a new loan.      

● If you belong to group 2, you can't continue to borrow at banks, if you want to have to wait 12 months after paying off the old loan. On the other hand, if you want a consumer loan right away, you can choose CashBerry financial company to apply for a profile.      

● In case you are in debt group 3,4,5, you will not be able to borrow money or buy installment payment at any financial company or bank. You can only borrow again after 5 years from the date of full payment of the overdue debt.      

Debts from groups 3 to 5 will not be able to borrow installment loans to support bad debts at banks

Debts from groups 3 to 5 will not be able to borrow installment loans to support bad debts at banks

Can a loved one with bad debt get an installment loan?

Borrowers at any bank need a household book to compare and check the borrower's CIC, even family members. If a relative has bad debt from group 2 or more, it is likely that the individual will NOT be able to get a loan.

However, some banks such as VIB, OCB, GPBank still lend money to customers even if their relatives have bad debts. To find out how to apply for a loan, please contact the bank you want to borrow directly, the staff there will guide you in detail. 

Should installment loans support bad debt?

If you have bad debt, you should not borrow or buy in installments , consider paying off old debt before applying for a loan. Because when you have bad debt, your application will be difficult to be approved, and if you are approved for a loan, you will have to bear another debt. This is bound to put a lot of pressure on your finances.

Besides, in order not to fall into insolvency, leading to bad debt, you should calculate before borrowing. Consider the total income and the total amount of monthly payment, if possible, apply for a loan, if not, you should find another option. 

Here are some installment loan companies that accept bad debt, you can refer to.

Top 3 installment loan companies accept bad debt

MCredit: The condition for customers to get a loan from this financial company is that they belong to group 1 debt with late payment no more than twice in a row.

Fe Credit: For installment loans bad debt support with the customer in debt group 1, 2 and completed debt and bank penalty charges.

Home Credit: This is a lending unit for customers with bad debts in groups 1 and 2 and have a stable salary. 

It can be seen that financial companies all lend to customers when they are in bad debt group 1 and 2. In case of bad debt group 3 or 5, if you want to borrow to buy on installments, you should talk directly with the company to negotiate. quantity and review.

In case if you still cannot get a loan from the above units, you can apply for a loan application online with your ID/CCCD at CashBerry . This is an online unsecured loan service, supporting all levels of bad debt, lending within a day with a limit of up to VND 10,000,000.

Just need a phone to connect to the internet, you can apply for a loan online, receive money right away

Just need a phone to connect to the internet, you can apply for a loan online, receive money right away

Instructions to borrow money online, transfer money immediately

In today's fast-paced life, financial problems often appear in everyone's life. Unfortunately, not everyone always has a reserve to deal with unexpected expenses such as illness, late salary, epidemics, etc.

However, every problem has its solution, and a quick loan online is the financial solution for you right now.

As the name suggests, quick loans online is a form of fast unsecured loans 24/7 , all loan procedures are done completely online. Borrowers can register documents and receive money transfers within the same day.

Among online money lenders, CashBerry is one of the most reputable and secure financial companies. All loan information such as interest rate, loan amount, loan term is notified in detail and transparently by CashBerry to customers.

To borrow money at CashBerry , you just need to follow a few simple steps as follows:

● Step 1: Download CashBerry app on CH Play or visit website and click “GET LOAN”      

● Step 2: Fill in the required information      

● Step 3: Receive money from 1 - 10,000,000 VND if the application is approved      

● Step 4: Pay on time and borrow again if needed      

* Why should you choose to borrow money at CashBerry?

Support, "rescue" bad debt records from group 1 to group 5         

Fast censorship & secure information         

Super fast loan registration and approval         

Automatically browse profiles         

Preferential interest rates, savings         

Do not keep original documents         

Quick disbursal         

30 Seconds get money right away         

Easy-to-use bank account transfers         

Borrow money online, a financial solution suitable for all customers who need money urgently

Borrow money online, a financial solution suitable for all customers who need money urgently

* Reviews from customers:

“The CashBerry online loan app is very user-friendly and easy to understand. I like it very much because of the quick disbursal time all done online. Also the interest rate is not too high.”

Ms. Tuyet Mai - Working in Hanoi

“The few times I went shopping without cash, I borrowed money directly from CashBerry . Money on the card immediately, I can continue shopping. Very convenient, just need a phone with internet to use it.”

Bao Yen - Student at Foreign Trade University

Above is the information to help you find an installment loan address to support bad debt to solve financial difficulties. Besides, if you want to borrow money fast , you can immediately download the CashBerry app to receive money within the same day!

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