Phone in hand - receive immediate support of up to 10 million Vietnamese dong through the Cashberry app

Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

1
Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
2
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
3
Receive money
After the application is approved, our partner will transfer the money to your account.
4
Repayment
Make repayment to our partner according to the instructions.
Loan
Loan
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

Vietcombank has always been the bank chosen by many people to borrow capital. Vietcombank unsecured loan products were promoted, especially cash loan products. So what is the form of a Vietcombank loan? Let's take a closer look with CashBerry in the article.

Vietcombank has always been the bank chosen by many people to borrow capital. Vietcombank unsecured loan products were promoted, especially cash loan products. So what is the form of a Vietcombank loan? Let's take a closer look with CashBerry in the article.

The forms of unsecured cash loans that Vietcombank is providing

Currently, Vietcombank is providing cash loan products to customers as follows:

● Real estate loans     

● Car loan     

● Loans to employees     

● Loans for personal consumption     

● Loans to managers and executives     

● Personal account overdrafts     

● Business loan fortune     

● Lending as mortgage for listed securities     

● Lending as mortgage of valuable papers     

Two ways to borrow money at Vietcombank are favored

Two ways to borrow money Vietcombank are popular:

● Unsecured consumer loan at Vietcombank salary     

● Cash loan Vietcombank pledges valuable papers     

first-

Borrow unsecured consumer loans at Vietcombank's salary

Paying by salary Vietcombank is a form of loan without collateral, relying entirely on the reputation of the individual and the working company to serve personal purposes.

Because the characteristics of unsecured loans rely heavily on the moral prestige of the borrower, this form will often require the borrower to prove income honestly with the bank.

Product characteristics:

● Total bank installment loan limit can be up to 12 months salary with a maximum loan of 200 million for employees and 300 million for management staff.     

● Loan term is from 6 - 60 months according to the decreasing balance     

● Disbursement period is from 2 to 3 days     

● Competitive interest rate: Interest rate is only from 15% / year     

● The form of loan repayment is consistent with the actual income level.     

Borrowing conditions:

● The prescribed age for the bank is from 22 to 60 years old     

● The borrower himself must be living and working in an area where there is a bank or branch under Vietcombank     

● Before that, there was no bad debt at any bank, especially Vietcombank     

● Must prove monthly income of 5 million for employees     

● Labor contract from 12 months or more.     

Loan application:

● Loan application form (form)     

● Copies of the following documents:     

○ Identity Card     

○ Household registration book     

○ Long-term temporary residence book / or temporary residence registration (if the Customer does not live on the household address)     

○ Copy of Labor Contract     

○ Salary statement for the last 03 months with the Bank's stamp     

○ Copy of Health Insurance Card.     

2-

Cash loan Vietcombank pledges valuable papers

This is a form of loan with collateral. The collateral here can be a red book or pink book, car, circulating goods, machinery, equipment, ... When taking a mortgage, the borrower still owns the property, but The bank will keep the relevant papers, only when the borrower cannot repay the debt, then the ownership of the property must be transferred to the bank to liquidate the debt.

With this method of borrowing, the bank will bear less risk because it has already held the customer's collateral, so the procedure also seems easier than getting a mortgage loan.

Product characteristics:

● The mortgage interest rate for the Vietcombank red book mortgage from 2017 until now has always been stable and fluctuated from only 7.2% / year, fixed in the first year or 8% / year, fixed for the first 2 years.     

● High loan limit compared to many banks, maximum 75% of collateral value     

● The maximum loan term is up to 25 years.     

Loan conditions:

● Vietnamese individuals and households with household registration / KT3 in the area where the house or land is collateralized     

● Between 22 and 65 years old     

● Customers have red books at the support area     

● Customers have a stable monthly income.     

Borrowing procedure:

● Loan application form     

● Household or temporary residence certificate, ID card or passport     

● Certificate of land use rights     

● Proof of monthly income and solvency     

● Proof of legal ownership of collateral.     

3-

In addition to the mortgage loan of valuable papers, Vietcombank also has many other mortgage forms such as borrowing money to buy Vietcombank motorbike, a mortgage loan, a car, ... You can find out more.

HOT: Vietcombank bank loan interest rate dropped sharply to 6.79% at Vietcombank

Since the beginning of April, 2021, Vietcombank has simultaneously deployed attractive interest rate incentive packages for individuals and small and medium enterprises (SME customers) wishing to borrow money.

Accordingly, the competitive interest rate program has been implemented since 1.4.2021 with the preferential lending interest rate from only 6.79% / year in the first 6 months or 7.29% / year in the first 12 months , help all types of customers to easily access loans at Vietcombank.

At the same time, in order to help borrowers to be proactive in their personal financial plans or business financial plans, Vietcombank has implemented the program of Peace of Interest rate 2021 with the interest rate fixed in long terms such as 18 months, 2 years, 3 years, 5 years and special terms up to 7 years and 10 years.

In particular, individual customers who receive salary via Vietcombank will be able to borrow money at an interest rate of 0.1% / year lower than the normal interest rate.

Thus, it can be said that Vietcombank has implemented many preferential policies to support loans for many subjects. However, the fact is, is borrowing money from Vietcombank simple and easy?

Why can't I borrow money at Vietcombank?

With the ability to mobilize stable capital sources, Vietcombank offers more attractive lending rates than non-bank units. In addition, borrowers can be more secure in terms of legal terms because the loan documents are reviewed by Vietcombank more carefully and meticulously. However, the downside of borrowing from Vietcombank as well as other banks is that the application process is longer and the procedures and conditions for loan support approval are quite strict, customers must ensure that solvency, non-bad debt and clear loan purpose.

Many self-employed people who do not receive salary by wire transfer will find it difficult to prove their income. That is also a big barrier for them to access loans.

4-

Your problem is ...

● You need to prepare a business and need more capital, want to borrow money quickly, but you cannot prove your income when working as a freelance worker?     

● You need to buy daily necessities for your family, but because you are busy working, you do not have much time to go to the bank to do procedures?     

● Are you unemployed, or waiting for a salary, need to spend or handle your job urgently?     

The effective solution for you is ...

Borrowing money online does not need proof of income, just ID / CCCD

Borrowing money online without proof of income, no mortgage, just an authentic ID / CCCD is the best plan for you right now!

As long as the ID card, everyone will have the opportunity to access the loan quickly, all difficulties will be resolved quickly.

● Limit of 1 - 10 million     

● Flexible 90 - 180 days period     

● Low interest rate (below 20% / year)     

● No mortgage, no proof of income, no need to meet     

● Receive money via ATM card within 24 hours     

You can visit cashberry.vn website or download CashBerry application on mobile app for free financial consultation!

5- 

Unlike bank loans, procedures for getting loans at CashBerry are easier for borrowers. Just prepare identity card to fill out the application, then wait for approval in 30 minutes, customers can borrow a small and medium loan.

* Note: Most customers who are denied a loan at the bank are accepted when a loan at the financial company CashBerry.

Borrowing money without proof of income with ID card is the top choice today. Do not skip this form of loan if you need fast money during the day.

Hope the above information will help you understand more about Vietcombank loan. Besides, besides Vietcombank, you also have many other smart loan options, CashBerry for example!

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