Phone in hand - receive immediate support of up to 10 million Vietnamese dong through the Cashberry app

Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

1
Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
2
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
3
Receive money
After the application is approved, our partner will transfer the money to your account.
4
Repayment
Make repayment to our partner according to the instructions.
Loan
Loan
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

Payroll loan is a way to borrow money from a bank without any collateral or guarantor. This type of loan only requires borrowers to prove their finances through employment contracts and payroll.

Payroll loan is a way to borrow money from a bank without any collateral or guarantor. This type of loan only requires borrowers to prove their finances through employment contracts and payroll.

This is one of the most popular loan options for office workers because of the convenience it brings. You will be approved and disbursed faster if you know the salary loan procedure. Join CashBerry to find out what is included in the salary-based unsecured loan procedure.

Conditions for borrowing money according to the salary sheet

To get a quick loan, you need to meet the following conditions after applying for a salary unsecured loan at banks:

● Customers must be between 20 and 59 years old from the date of applying for a loan.     

● Customers who have income from salary or other equivalent sources, or customers who are officers and employees who have been working at corporate organizations for at least 3 months.     

● Minimum monthly income is 3 million VND.     

● Customers must reside and work in the provinces/cities where the bank is operating.     

● Must have a labor contract or documents proving that you are operating at an enterprise or agency. In case there is no labor contract, a certificate confirming the current work is required.     

● Must print certified payroll statements for the last 3 months.     

first-

Bank loan procedure with payroll

Necessary documents when applying for unsecured loans according to payroll

In order to shorten the time for application review and appraisal, and to receive money in the shortest time, borrowers should prepare the following documents in advance:

● Valid ID card/Citizen ID card             

● household register             

● Dossier to apply for a bank loan according to the official form of the bank you want to borrow             

● Proof of residence (if any)             

● Documents proving work and income: Labor contract/ Confirmation of work and income/ Salary statement/ Health insurance/ Social insurance             

* Borrowers should also bring the original documents so that the controller can compare and approve the documents as quickly as possible.

Financial proof with the bank ngân

Currently, there are 2 forms of salary proof accepted by banks, that is, proof of salary through payroll and proof of salary account statement.

Proof of salary through payroll, salary confirmation

This is a form of proof of salary / income for individual customers who are paid in cash. With this form of salary proof, the client's payroll needs to be stamped by the company he is working for. The time to receive the customer's salary is at least 3-6 months or more and has an official labor contract of 1 year.

Proof of salary via salary account statement

Customers whose salary is paid by the company or enterprise through their bank account will be given priority to loan capital via salary. Unlike the payroll that needs to be stamped and certified by the workplace, customers with a bank account will receive a bank statement of the last 3-6 months of salary and stamped and certified by the bank.

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What is the maximum time and limit on the amount of unsecured loans according to salary?

Each bank has different regulations on the maximum limit for salary loans. According to most banks today, the loan limit is from 3 to 12 times salary . Same bank, good records will get better loan limit.

The loan period through salary depends on the needs of the customer and according to the bank's assessment. The lowest flexible loan period is 6 months and can be up to 5 years .

Loan interest rate according to payroll

At some banks, when customers borrow cash according to payroll, they will receive an interest rate:

● Interest rate from 1.6 ~ 2.7%/month according to the principal balance dư     

● Fast application approval within 24 hours     

● Extremely flexible loan term from 3 to 36 months     

● Support to collect documents where you live     

● High loan up to 70 million VND     

Salary loan process

The salary loan process will include 5 steps as follows:

● Step 1: Receive loan application     

Upon receipt of a loan request, a credit officer will contact you for preliminary verification of your financial ability and guide you to make an application.

● Step 2: Appraise the loan     

After receiving your salary loan application, the bank will conduct a loan appraisal through a number of criteria such as financial ability, location, credit history ...

● Step 4: Credit Analysis     

After assessing the loan, the bank will conduct an analysis to make a decision to approve the loan or not.

● Step 3: Approve and issue loan notice     

A credit counselor will submit your loan application to the competent authority for approval.

● Step 4: Sign the contract and disburse     

Once the loan is approved, the bank will disburse the loan amount to you. You will be opened a bank account at the lending bank and receive money through that account.

After learning about salary information, you are confused about which bank's unsecured loan is the best? Don't worry, CashBerry has surveyed and found the top 10 most reputable salary-based loan banks.

Top 10 banks for salary loans with good interest rates

Currently, most banks will give priority to support unsecured loans according to salary transfer. Among them, the 10 reputable banks below will have low interest rates and preferential policies for you.

Agribank        

Vietcombank        

BIDV Bank        

Sacombank Bank        

VPBank Bank        

MBBank        

Techcombank        

BAOVIET Bank        

MSB . Bank        

LietVietPostBank        

* For detailed information about the payroll loan package, you should go to the transaction office of the bank you want to borrow, and ask for advice from the staff. Each bank will have different lending policies. You can research, review and compare to find out which bank is the best payday loan.

Are you having financial difficulties?

Are you in need of money urgently?

You don't have time to go to the bank or can't prove your income?

Is there a way to get a quick loan, always within the same day?

Where to borrow just provide ID without other documents?

Not being able to provide full records, prove income through payroll statements, while they are in dire need of money, are difficulties that many people are facing. Without collateral, many people choose to borrow in the form of unsecured loans.

However, to get an unsecured consumer loan, you need to prepare complicated documents and records as required by banks and financial companies. And because of those strict requirements, you missed the opportunity to access money.

Understanding that difficulty, online loan form was born as an effective solution, helping people get loans as quickly as possible.

│Does not require complicated documents or conditions, simply with ID card / CCCD, you can immediately receive 10 million within 24 hours. │

To borrow cash online, all you need to do is visit the website or download the CashBerry application, then choose a loan, fill in information, take a photo of your ID card and wait for approval. All procedures are done 100% online and you do not need to provide any documents except ID card and account number to receive disbursement.

Thus, besides the form of borrowing money according to the bank's payroll, you can also borrow money online. CashBerry is an online financial support service provider that helps customers access online cash loan packages quickly and simply with a team of professional and dedicated staff. You can download the CashBerry app at CH Play or visit cashberry.vn for more details.

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