Phone in hand - receive immediate support of up to 10 million Vietnamese dong through the Cashberry app

Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

1
Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
2
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
3
Receive money
After the application is approved, our partner will transfer the money to your account.
4
Repayment
Make repayment to our partner according to the instructions.
Loan
Loan
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

You are a student, in need of loan assistance, but do not know how to get a student loan? In this article CashBerry will guide you in detail.

Tuition fees are increasing year by year, rent and living costs are equally expensive. This puts many students under pressure during their school years away from home. Understanding that difficulty, the state and credit institutions have launched student loan packages. So how do you get a student loan , what is a student loan , what are the conditions and procedures?

Below CashBerry will guide you how to borrow student loans according to State policy and offer the most effective financial solution for each specific case.

How to borrow money for students?

Students eligible for bank loans

Borrowers are students at schools established and operating in accordance with the law who have financial difficulties and cannot cover tuition fees and living expenses during their studies.

Students have only one father or mother, even if both parents are orphaned, their family members lose their ability to work and have no stable income.

Students who are family members are considered and issued a poor household book according to the provisions of law.

Students are not administratively handled or more for acts: addiction, gambling, theft, etc.

– Students who are in difficult circumstances, whose families are in financial crisis due to unexpected illness, accidents, epidemics, or fires (with confirmation from competent authorities).

If you are not in the above categories, you can borrow money at other financial companies

If you are not in the above categories, you can borrow money at other financial companies

Student loan procedures

● 01 photo ID card (bring the original for comparison)      

● 01 photo student card (bring the original for comparison)      

● 01 copy of household registration book (no need for original or notarized copy)      

● Other requirements depending on the lender      

Student loan method

– Student loans are made through the household. The representative of the head of household will be the person who directly borrows the loan and is responsible for repaying the loan to the bank.

– In case the student no longer has one parent or the other parent is no longer able to work, the student will be the one to directly borrow from the bank .

Student loan conditions

- First-year students must have a certificate of admission or a certificate of admission from the University.

– Students from the second year and above must have a confirmation from the school to prove their attendance and not be administratively sanctioned for acts of gambling, theft, drug addiction, smuggling, etc.

Student loan process

Students with difficult circumstances should apply for a student loan application form.

– Review at the faculty office to the Student Affairs office of the school.

Students or students' families carry out student loan procedures in their locality.

To get a bank loan, students must prepare all necessary procedures and documents

To get a bank loan, students must prepare all necessary procedures and documents

What is the maximum student loan amount?

Decision No. 157/2007/QD-TTg dated September 27, 2007 stated:

From January 9, 2016, the maximum loan amount for each student, official student will increase from 1.1 million VND/month to 1.25 million VND/month.

Student loan interest rate

● Loans from August 1, 2011 onwards will apply the interest rate of 0.65%/month.      

● Overdue debt interest rate will be 130% of loan interest rate.      

In case the student pays the loan before the due date as committed in the contract, the interest rate will be preferential and this interest rate will be clearly and specifically regulated by the lending institution.

Where can I get student loans?

Students studying in provinces and cities across the country such as Hanoi, Ho Chi Minh, Hai Phong, Can Tho, Da Nang, Binh Duong, Hue, Da Lat, etc. can be supported to borrow funds from the ward and commune fund associations. , banks, credit institutions, can be followed by a number of units such as:

● Bank for Policy and Society      

● Student loans Agribank, Tpbank      

● Local funds to help disadvantaged people      

After knowing how to get a student loan , you should also pay attention to the following issues when applying for a loan.

Difficulties encountered when applying for student loans at banks

● The procedure has many inadequacies and troubles      

Confirmation documents in the student loan process have not been consistent among relevant departments. The Ministry of Education and Training issues the student enrollment confirmation form. The Policy Bank is responsible for disbursement and the People's Committee of the commune where the student's family is registered for permanent residence is responsible for certification.

However, students have to confirm many times because there is no consensus among these 3 departments, thereby creating many difficulties for students and households to borrow loans.

● The repayment of debt after graduation      

According to the student loan policy, the repayment of capital is stipulated in 12 months after graduation. This is difficult to do because a large number of students today can't find a job or have a precarious income when they graduate.

If the parents are the loan guarantors, each year the loan amount is about 10 million VND, after 4-5 years it will reach 40-50 million, not including student loan interest and overdue interest.

Long-term debt puts students under heavy pressure

Long-term debt puts students under heavy pressure

● The loan is less than the need      

The current loan rate for students is about 1,500,000 VND/month/student only partially supports living.

Faced with financial pressure, students often fall into crisis because they can't get a bank loan? Therefore, financial companies have come up with a superior solution to help you, which is to borrow money online with your identity card . So, how do students borrow money online?

CashBerry – Online student loans without collateral, no need to meet

CacshBerry is a financial consulting company , lending money online via website and application (app) with a limit of 1 - 10,000,000 VND. Student loans here just need to register via cashberry.vn without any collateral or proof of income.

The loan process is completely online, so you don't have to go to the transaction office. Just have an ID card or CCCD to make documents and a bank account to receive money.

Summary of online loan features with ID card

The company

CashBerry

Form

Borrow money online

Interest rate

10.95 - 14.6%/Year

Level

1 - 10 million VND

Duration

10 - 30 days (can borrow many times after payment is done)

Income

Not required

Endow

Loan extension when payment cannot be made on time

 

How do students borrow money ? Now you can answer this question through the information shared above. Not only supported by the State and banks, CashBerry financial company is also ready to provide loan limits for students. Please consider the ability to repay debt, use capital effectively! Good luck.

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