What is Robocash? Is Robocash Borrowing Safe? Learn about Robocash with CashBerry to decide whether to borrow money here!
What is Robocash , should I borrow money from Robocash ? This is a question many of you ask when learning about this online lender. Learn more about Robocash with Cashberry to decide whether to borrow money here!
What is Robocash?
Online unsecured lending company that focuses on personal finance loan packages. Developed by Robocash Vietnam Co., Ltd., headquartered at 5th Floor, 51-51B-53 Vo Van Tan, Ward 6, District 3, City. Ho Chi Minh.
Robocash completely eliminates the human element in the application process and review process. That means that every process from receiving registration information to reviewing is completely automated based on Fintech technology.
Robocash's loan approval system is fully automated, automatically calculating and returning the right loan results for you in no time. Due to the automated system, Robocash can also serve you at any time of the day.
The system is secure, safe, transparent and clear process. All information about the loan amount, interest rate, payment term are displayed on the screen to help borrowers easily lie down.
Robocash loans range from 1 million - 5 million for new customers and from 1 million to 10 million for customers who borrow from the 2nd time onwards. The loan application process is simple and fast, without having to meet, sign a contract or prove income.
Robocash loan interest rate, limit, and term
Below are detailed information about the limit, interest rate and support period when borrowing money at Robocash that you need to know.
Robocash loan limit
Robocash currently supports a loan limit of 1 million - 10 million, but you will not be approved for a loan with the maximum limit right from the first time, but will only be gradually increased the limit from the second loan, if any. Good credit history at first loan. As follows:
- The first loan: you are only approved for a loan with a limit of 1 million - 5 million.
- The 2nd loan onwards: You will be approved for a loan with a maximum limit of 10 million.
Robocash loan interest rate
Robocash applies 0% interest rate for the first 7 days of borrowing, this is an advantage that many new customers are interested in when borrowing at Robocash. From the next loan with a term of 3-4-5-6 months, the applicable interest rate is 18.3%/year with loan service fee.
Although the loan interest rate at Robocash is higher than that of a bank loan , it saves a lot of time in registration and waiting for appraisal.
Loan term when borrowing money Robocash
Currently, Robocash is applying loan terms from 3 months to 6 months.
Robocash loan conditions
To be approved for a loan at Robocash, you need to register online at the website and meet the following conditions:
- Be a Vietnamese citizen between the ages of 20 and 60.
- Have an identity card, identity card or passport in Vietnam.
- Have a stable income and job of 3 million or more.
- Use the official phone number registered with the network operator.
- Have an Atm card or a bank card (official).
- Currently, Robocash supports loans nationwide in 64 provinces, but may not approve loans for customers in Hai Phong or island districts.
Should I borrow money from Robocash or not?
Because of such a quick and simple loan process, many people are skeptical of fraudulent Robocash loans . So is it really true that Robocash scams? To answer this question, CashBerry will analyze the pros and cons of borrowing money online at Robocash for you to have a clearer view.
Advantages of borrowing money from Robocash
Robocash is one of the first fast online loan applications in Vietnam and its continuous development in recent years is rooted in the advantages that this service brings to customers.
- Support online loan registration 100% online with no fees.
- You can apply for a loan directly at the Robocash website or online loan app.
- Simple loan application, just need ID card/CCCD and bank account.
- 0% interest for 7 days for the first loan.
- Loan applications at Robocash have a disbursement rate of up to 95%.
- Review automatically, quickly, receive money within 24 hours.
- Receive money to Atm card or bank account without meeting face to face.
In addition, during the loan process, the customer service department will answer all questions or information about the service immediately after receiving feedback from the customer.
Cons when borrowing money Robocash
Signing up through the Robocash loan app still has some disadvantages.
- The loan limit is quite low, you can only borrow 5 million in the first loan, in the next loans you will be able to borrow with a maximum limit of 10 million. That is, for customers with high borrowing needs, it is clear that Robocash cannot support.
- Besides, Robocash's loan period only lasts from 3 to 6 months, in case you want to borrow a longer time, Robocash cannot meet it.
- Besides, Robocash also does not support lending to bad debt customers from group 3 or higher.
- Interest rates are higher than other forms of bank loans or installment loans with just ID card at financial companies .
Robocash loan processes and procedures take place clearly, transparently and openly with customers. Moreover, in all steps in the loan process, there is the presence and consent of both parties.
Therefore, before rumors of fraudulent Robocash loans, users need to calmly verify the truth. At the same time, before signing a loan contract, you need to find out the interest rate and loan term to avoid future risks such as overpaying , debt accumulation .
It can be said that in the form of online loans, online loans through the website / app of the financial company is a quick and convenient way to borrow money. Customers who need money urgently , want to have money quickly within the day, can apply for a loan online at any time.
Besides Robocash, you can also choose to borrow at CashBerry. This is also a reputable financial unit, supporting consumer capital with low interest rates .
CashBerry online loans are reputable, safe, and fast
CashBerry - a financial consulting company for online loans with instant money is considered by many customers as one of the reputable and professional units. With just a mobile device with an internet connection, you can apply for an online loan at Cashberry quickly and conveniently.
When borrowing money through Cashberry, you are committed to transparent loan-related information, multi-channel support for your convenience to track the loan. CashBerry quick loan has a term from 92 to 183 days, loan limit is 100,000 VND to 10,000,000 VND disbursed in a day, the average interest rate is about 10.95 - 14.6%/year.
Outstanding advantages when borrowing money at CashBerry
- The loan process is simple and easy.
Customers only need to provide a photo of the original identity card (ID card) or citizen identification card (CCCD) to be able to borrow.
- CashBerry supports online money lending 24/24 with 5 NO
+ NO need to mortgage assets (land, house, car, ...)
+ NOT required to prove income or financial ability
+ NO long wait
+ DO NOT keep papers
+ Does not affect work and relatives
- If you have a credit card debt, you will still be supported to borrow money quickly, just need your ID card and receive money on the same day.
- Secure your online loan information.
- Review the maximum loan to meet your needs. Pay both principal and interest, according to your earning capacity.
- Borrow the lowest interest rate in the market.
Simple loan terms
- Have a phone with Internet access.
- Be a Vietnamese citizen, have a valid ID/CCCD.
- Over 18 years.
- Stable monthly income.
Steps to borrow online with CashBerry
- Step 1: Download the CashBerry app or visit the cashberry.vn website.
Enjoy a hassle-free online loan application process right from the comfort of your home.
- Step 2: Fill in the required information
You just need to fill in your personal information and submit an online loan application, no need to worry about notarizing documents.
- Step 3: Get money
Receive a limit of up to 10 million VND. Minimum loan from 1 million VND up to your maximum credit limit.
- Step 4: Payment
Refund the loan by transferring money via internet banking 24/7.
Besides simple procedures, 100% online support, CashBerry also has a customer care team to help you 24/7. If you have any questions about the loan application process, you can contact the hotline 1900 63 83 85 or send a message to Fanpage CashBerry - Everyone's financial friend for answers.
above is information about Robocash loans that you can refer to and decide whether to borrow Robocash money to solve your financial problems. You are in need of money urgently, besides borrowing money from Robocash, you can choose to borrow money at CashBerry. Connect with CashBerry to receive offers from us soon!