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Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
Receive money
After the application is approved, our partner will transfer the money to your account.
Make repayment to our partner according to the instructions.
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

In life, no one foresees the risks, incidents or opportunities related to finance. There will be times when you need urgent money, need to borrow cash during the day. So how to borrow money quickly during the day, how to receive money back to the account quickly? Please refer to CashBerry's article below.

In life, no one foresees the risks, incidents or opportunities related to finance. There will be times when you need urgent money, need to borrow cash during the day . So how to borrow money quickly during the day, how to receive money back to the account quickly? Please refer to CashBerry's article below.

In order to have an overview of the forms of cash loans, to make the right choice, you must know the types of cash loans available today.

Summary of cash loans 2021

Consumer cash loan

The first form to mention is consumer cash loans. Simply put, this is the reason that people need to borrow cash most in life.

Consumer cash loan - a form of loan for the purpose of personal spending (oneself) or spending in daily life of the household. Expenditures such as shopping, investment in education, traveling, medical treatment, ...

It is also a cash loan, but contrary to the consumer loan, there is a form of loan for production and business. That is the purpose of borrowing is to have business capital, investment, not for essential expenses in daily life.

Unsecured cash loan

This is the form of loan that many people apply the most today. Lenders such as banks, credit institutions, or financial connection floors have also increased the implementation of this form of borrowing.

There are many different ways you can prove your creditworthiness to your loan provider. Typical can be mentioned as:

● Salary: transfer salary or cash salary.     

● Based on life insurance policy.     

● According to vehicle documentation (tie): car or motorcycle.     

● According to the electricity / water bill.     

● Sim carrier phone, iPhone Icloud account.     

● Student card.     

● Loan with credit card (overdraft loan).     

● ...     

However, not all banks or financial companies allow unsecured cash loans, for a variety of reasons. Then, we need to consider the form of mortgage.

Mortgage cash loan

If you do not qualify for a unsecured loan, a mortgage loan is another opportunity for you. The mortgage loan has many outstanding advantages compared to unsecured loans such as: high loan limit (ie borrowing a larger amount); lower interest rates; long term; This is supported by most banks and finance companies.

Of course, compared to unsecured loans, the mortgage form also has some disadvantages such as: approval time is often longer, having to do asset appraisal procedures, prove documents are complicated and important you have to have equivalent assets for a mortgage loan.

Cash on installment loan

Today, most banks and financial-credit institutions support you to borrow cash on installments. In which, the most common installment terms are monthly or daily (also known as installment loan). Depending on the specific loan that allows you to choose the term or not.

This form of loan is especially useful for those whose income is not too high. So, extending the deadline is always an optimal way to pay off the debt. That limits the pressure on yourself. Instead of forcing yourself to complete the entire loan at once, the slow, gentle payment will help you "breathe" much more.

However, you need to have a clear plan on how to repay your debt each month (or every day). Must determine from the beginning: how to pay the debt, where to get the money, how much money to deduct per day or per month, ...

This kind of loan also has the bad thing ... if you want to be paid off early, you will have to receive a penalty fee from the bank or finance companies for this "early payment".

Borrowing cash at the post office

Currently, there are still many people with the habit and hobby of borrowing cash at the post office. Why?

Simply put, maybe because they are near the post office, the transaction here is extremely convenient. Maybe because they feel "trust" and "secure" than borrowing money at the bank or private. Anyway, the post office is also a very familiar place to everyone.

Since ancient times, when banks were still very little known, the post office was the place to transfer money, receiving money could be called the only option. But you should note that: the post office is originally born to operate in the "delivery" segment. That means they are not a bank, nor a finance company, so where can the money be lent to you?

So, borrowing cash at the post office is really just a place where you go directly to the transaction. In fact, this loan is still granted by other financial institutions.

Bank cash loan

This may be the phrase that is most familiar to most people. Because when you want to borrow money, or borrow cash, the first place people think of is usually a bank. When it comes to bank loans, we understand here the units of loans are banks. And which form of loan depends on each specific loan package.

For example, also a bank loan, but there will be many categories such as: unsecured loan / mortgage, consumer / business loan, installment loan.

Quick cash loans during the day

Quick cash loans during the day is the right solution when you have to face urgent financial needs in life. How to get instant money while waiting for the lender to approve, appraise, make loan contract and procedures?

It will be difficult to get instant loans in the day, but that was a problem in the past. And now, with modern 4.0 technology, the technology system is applied to finance, so as long as your ID card you can register for a loan online quickly. This is also the fastest form of loan for you to have cash in the day.

Get cash online

You can borrow money quickly during the day by using online loan service. This service gives you many advantages, you do not need to go directly to the finance company to borrow. You also do not have to process both cumbersome and waste your valuable time. After applying for a loan online, less than 30 minutes, the money will be transferred to your bank account.

* Comment: In the above forms of cash loans, perhaps the online cash loan is the most effective solution for you. Loans help you overcome financial difficulties immediately.

However, in the market there are many reputable lenders, but there are also black credit institutions that lend with "heavenly" interest rates. Therefore, it is necessary to borrow cash quickly but must also pay attention to the following issues to avoid risks in the future.

Note when borrowing cash during the day online

● Select a reputable lender     

Before deciding to take a consumer loan, borrowers need to find out to choose a suitable finance company and most importantly, that company must be licensed to operate in Vietnam. This information is posted fully and accurately on the website of the financial company unit.

● Evaluate solvency before borrowing     

Before applying for a loan, borrowers should evaluate their solvency to choose the right loan. Cash loan counselors will advise customers on loan packages that match their income and ability to repay debts. They will also clearly and transparently communicate how much money you need to pay within the given timeframe.

● Do not release unnecessary information     

Before you start applying, you should get to know your lender carefully. Virtually all financial companies to borrow money online just photo ID card / CCCD / Passport to record, in addition to not requiring any other papers. Therefore, you absolutely do not download photos of documents such as: household registration book, original driver's license, red book, house papers, vehicle papers, ...

● Beware of non-interest charges     

In addition to the interest rate (less than 20% / year according to the law), finance companies will charge fees for services such as: consulting, filing. In addition, there are late penalty fees, early payment penalties, you should learn carefully before getting a loan.

Certainly, interest rates for online loans will be higher than banks. But in order to get a bank loan, you must complete complicated procedures, comply with strict conditions, and the borrowers are also limited. Therefore, borrowing money online at home, borrowing cash during the day via finance company is the perfect financial solution for you right now.

In everyday life, for the majority of people, the financial need is an essential issue and sometimes also a burden. Especially in the post-COVID-19 period, the need for personal finances, particularly cash, increased further as income declined after an economic slowdown due to the impact of epidemics.

The appearance of legal financial companies for more than a decade has created a new trend and changed shopping habits. Financial companies offer suitable financial products and solutions to serve people's consumption purposes.

When in need, borrowers can completely avoid black credit and still borrow money in the form of unsecured loans by selecting legal credit institutions under the management and supervision of the State Bank. .

The question is: where is the reputable and quality fast loan support unit?

CashBerry - fast online financial consulting support service, helps you get money back to your account in just 2 minutes

When borrowing via CashBerry, customers only need to provide photo ID / CCCD to complete the loan application. Customers also do not need to wait long, as the entire loan and payment process is done online. Processing and disbursement times are also quick, with most disbursements during the day. Most of the time when registering with CashBerry, customers get suitable loans from CashBerry partners.

As a responsible finance company, CashBerry supports same- day cash loans to customers who have previously borrowed from the company, with a good history of payments. When becoming a close customer, borrowers will easily borrow money quickly during the day with preferential interest rates, and a larger loan. Without collateral, customers can be loaned up to 10 million VND.

Despite the simple conditions, the procedure is quick, there are still some customers who have not been able to borrow, what is the reason? Please refer to the next section.

The reason for online loan registration is not accepted?

1 / The papers are not correct, not enough

Normally, in the form of unsecured loans, you will need to provide some documents such as ID card, household registration, payroll, labor contract, photo 3 × 4, ...

However, with online cash loan consulting service, you only need to provide ID card and card number / bank account number only. Simple is that, but if the ID you provide has any errors, or the ID photo is not clear, not as requested by the lender, you may be denied.

Ideally, take a picture of your 2-sided ID clearly, provide your own ID with accurate information, you will have a higher chance of getting a loan approval.

2 / Bad credit history

Although the eligibility for financial advice at a lender is judged to be easy, if you have a bad credit history, you can still be disqualified. Credit history is evaluated based on factors such as debt payment history, slow debt payment or not, enough push or not.

The lender will rely on all of this data to consider whether or not you should type or review your application. Regardless of any bank / financial institution, it's best to have a good credit history that is easy to get approved.

3 / Choose a loan that is too large for the ability to pay

Although you are not required to provide payroll or employment contract, you still need to provide information about your monthly income and the company or agency you are working for. If you choose a loan that is too large for your income and ability to pay, the lender may not approve or advise you on a lower loan. Please pay attention to choose the right loan to avoid unnecessary risks.

Hopefully the above article has helped you better understand the form of a day loan , how to get cash quickly, safely and effectively. If you still have questions, need fast cash loans during the day or need financial assistance, contact CashBerry! With a team of enthusiastic, dedicated professionals, we are ready to assist you anytime, anywhere.

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