Phone in hand - receive immediate support of up to 10 million Vietnamese dong through the Cashberry app

Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

1
Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
2
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
3
Receive money
After the application is approved, our partner will transfer the money to your account.
4
Repayment
Make repayment to our partner according to the instructions.
Loan
Loan
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

Unsecured loans with cash wages are often more difficult than unsecured loans with salary transfers due to the high risk of the proof of income process. However, there are still many banks that offer loans based on cash salary to support and make the most of customers. Where can I get an unsecured cash loan that is both easy and fast?

Unsecured loans with cash wages are often more difficult than unsecured loans with salary transfers due to the high risk of the proof of income process. However, there are still many banks that offer loans based on cash salary to support and make the most of customers. Where can I get an unsecured cash loan that is both easy and fast?

Here are the top 4 unsecured cash loans that you can refer to to choose the most effective solution for you.

What is an unsecured cash loan? 

Salary unsecured loans are the most popular form of unsecured bank loans today, without the need to mortgage assets or guarantors, but only need the borrower to prove his current salary and job. The bank will review the salary sheet and approve the loan application according to the salary provided by the borrower through the salary certificate and payroll to the bank.

There are two types of unsecured loans:

● Unsecured loan according to salary transfer     

● Unsecured loan according to cash salary     

Unsecured loans according to salary transfer are often preferred and more popular than unsecured loans with cash salary. The reason is because all information about the customer's profile information is managed by the bank, there is no need to have a guarantee or guarantee from the company. As a result, banks will review applications faster, offer lower interest rates because of the lower risk of bad debt.

Unsecured loans according to cash salary will make it more difficult to review the accuracy and reasonableness of loan documents for banks.

However, unsecured loans based on cash salary are still deployed by some banks for salaried workers and are paid in cash every month to help them access bank loans and increase profits. profits for the bank.

Advantages of unsecured loans with cash salary

- No need to mortgage any assets, and loan based on actual monthly income

- Disbursement from 3-5 days

- Flexible loan period from 06 to 60 months

- The maximum loan amount is up to 10 times the monthly salary the borrower receives

- Help customers receive money quickly, especially suitable for customers who are in need of urgent cash spending

- The repayment period will be agreed between the borrower and the bank.  

Top 4 banks for good unsecured cash loans 

Unsecured loan according to cash salary of VPBank bank

VPBank is currently implementing unsecured lending services for both cash salary and transfer salary.

For cash salary, VPBank gives priority to existing customers, teachers, civil servants and public employees working at state agencies.

To get a loan, customers need to meet the following basic conditions: working at economic organizations, state administrative and non-business units, aged between 23-60 years old, income after tax 4.5 million VND/month.

Dossier for unsecured loan based on cash salary at VPBank include:

● Loan Application Form according to VPBank's form     

● Copy of ID card / household registration book / equivalent document     

● Payroll, salary confirmation, employment contract/copy of decision,...     

Unsecured loans according to cash salary of Orient Bank OCB

Customers only need to prove their income from 2 million VND or more to be able to get a loan at Phuong Dong OCB with preferential policies:

- Flexible loan term from 6 months to 36 months

- Interest rate is only from 1.67% - 2.92%/month and is calculated according to the principal balance

- Simple and quick approval process in just 48 working hours giờ

- Loan documents only need: ID card and household registration book

If you want to receive more incentives, add the following documents: utility bill, labor contract, payroll, salary statement, retirement decision, ...

Unsecured loans according to cash salary of Techcombank

Techcombank is also one of the reputable banks, with a low interest rate of only 1.5%/month. The maximum limit that customers can borrow is up to 300 million, the maximum loan period is 60 months. Immediately after completing the procedure, customers with cash loans will be disbursed within 24 hours.

Conditions for unsecured cash loans at Techcombank:

● Customers are aged from 20 at the time of loan and up to 60 years old at the time of settlement     

● Have an indefinite term labor contract or at least 12 months     

● Total income at least VND 5 million     

● Cash salary confirmation sheet with Company stamp for the last 3 months     

● KT3 permanent or temporary residence at Techcombank branches/transaction offices to apply for loans     

Unsecured loan according to TPBank's cash salary

TPBank always strives to bring the most effective financial and banking solutions, products and services, targeting the individual customer segment. With unsecured loan products, TPBank is applying with attractive interest rates of only 0.8 - 1.3% (9.6% to 15.6% per year). Loan limit up to 15 times salary, repayment term from 12-48 months, disbursed within 24 hours.

Conditions for borrowing TPBank's salary in cash:

● Working and receiving salary     

● Customers from 21 to 25 years old working for at least 1 year at the current company or 18 months at the old company     

● Customers > 25 years old working at least 3 months at current company ty     

● Salary certificate for the last 2 months' cash salary     

Besides the form of unsecured loan according to cash salary, it is easier to get money quickly, you can take an unsecured loan online through the website or through the application of reputable financial companies.

│Online unsecured loans - help you have money in the same day, no proof of income, no collateral, no need to meet.│

CashBerry online loan - A reliable, suitable choice for you

CashBerry is a leading financial service provider to help people with urgent money needs access online cash loans to receive money within the same day.

● Limit 1,000,000 VND - 10,000,000 VND     

● Time limit 30 - 180 days (depending on customer needs)     

● Interest rate 10.95 - 14.6%/year     

● Receive money within 24 hours     

● Online payment via internet banking     

With a team of professional staff, simple procedures, fast processing time, CashBerry is one of the most popular online cash loan consulting financial institutions today.

To apply for a loan at CashBerry, you can follow these 3 simple steps:

● Step 1: Download CashBerry app at CH Play or visit cashberry.vn     

● Step 2: Select the loan and loan term as desired. Fill in other information.     

● Step 3: Submit application, wait for approval and disbursement.     

The status of the loan process will be notified by phone. You do not need to go to the trading room and still have money to spend.

It can be seen that, just sitting at home with a phone or computer with an internet connection, you can apply for a loan. Do you need an unsecured cash loan, or need an unsecured online loan without proof of income? Contact CashBerry for 24/7 advice and support!

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