Phone in hand - receive immediate support of up to 10 million Vietnamese dong through the Cashberry app

Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
Receive money
After the application is approved, our partner will transfer the money to your account.
Make repayment to our partner according to the instructions.
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

Thay vì phải ngồi chờ đợi để đến lượt đăng ký, đợi ngân hàng xét duyệt cả tháng, làm vỡ kế hoạch thì 6 cách vay tiền không thế chấp dưới đây sẽ giúp bạn có tiền nhanh chóng và dễ dàng.

Instead of having to wait for the turn to register, wait for the bank to review the whole month, break the plan, the following 6 non-mortgage loan ways will help you get money quickly and easily.

What is a mortgage?

Unsecured loan is the type of loan at banks, finance companies where customers do not have to mortgage any assets.

Banks, finance companies will check customers' information to get assessments and comments on their ability to pay debts. At the same time, they will check their credit history and then make a loan decision.

The amount of customer loans to be granted depends on many factors in which the customer's income is important. The loan amount can be granted from a few million to several tens of millions. The loan period of this form of loan is also quite flexible, with banks supporting non-mortgage installment loans up to 60 months.

The interest rate for non-mortgage loans depends on the policy of each bank, finance company. Because the loan is unsecured, it is considered a higher risk loan and the interest rate will also be higher than the collateralized loan products.

With practical surveys, CashBerry has successfully brought 6 cash loan solutions to easily solve financial difficulties without waiting, without collateral.

The current forms of quick loan without collateral






Income Loan / Salary Loan

- Proof of personal income.

- Without collateral property.

- Payments in installments as well as by decreasing balance.

- The maximum disbursement time is 48 hours.

- The interest rate for unsecured loans is equal to the salaries of some banks as follows:

+ BIDV Bank: About 11.9% / year.

+ Vietinbank: About 10% / year.

+ Vietcombank Bank: About 15% / year.

+ MB Bank: About 13% / year.

+ VPBank: About 1.33% / month.

- Female from 22 to 55 years old

- Male from 22 to 60 years old.

- The working time at the current workplace is over 3-6 months.

- Earnings per month from 3 to 5 million or more.

Valid labor contract / appointment decision

- No bad debts / overdue debts / late payments from banks or finance companies.

- Latest bank salary statement within 3-6 months (original), pay slip, confirmation of income from the company, ...


Borrowing under bills, insurance contracts

- No proof of income.

- Without collateral property.

- The maximum disbursement time is 72 hours.

- Flexible loan period from 6 to 36 months.

- The interest rate is about 1.66% / month (depending on the lending organization)

Note: During the time the bank holds the insurance policy, in case the customer unfortunately encounters health or life risks, the insurer will still pay the insurance company.

- From 20 to 60 years old.

- No bad debts / overdue debts / late payments from banks or finance companies.

Life insurance contracts must be valid for at least 01 year.

- Monthly premium must be> = 167,000 VND / month (equivalent to 2,000,000 VND / year).

- The borrower must be the person named in the insurance contract.


Loan according to household registration and ID card

- No proof of income.

- Fast disbursement time

- No at-home verification is required.

- Applies to city and provincial ho khau.

- Flexible loan period from 3-6 months.

- Be at least 18 years old, have full capacity for civil acts.

- Having a stable source of income for debt repayment.

- No bad debts / overdue debts / late payments from banks or finance companies.


Borrowing under motorbike registration

- No need to mortgage the car or have a third party guarantee.

- You have the right to use a normal vehicle and this property is guaranteed at all times.

- The loan can be supported with a fairly high value up to 70% of the value of the car, depending on the car manufacturer and the number of years used to consider and approve the maximum amount.

- Most car models are supported with loans.

- Flexible loan period from 3-6 months.

- The most common interest rate is from 2 - 3.5% / month depending on the value of the car.


- Be at least 18 years old, have full capacity for civil acts.

- Vehicle papers to prove ownership.

- No bad debts / overdue debts / late payments from banks or finance companies.

- The vehicle used to borrow must have a value of 15 million VND or more.

- Vehicles must be purchased for a minimum period of 4 months and a maximum period of 30 months from the loan date.


Loan according to electricity bill

- The bank will rely on customers' monthly electricity bills to support and approve financial loans.

- The higher the value of the electricity bill, the greater the loan value

- The maximum amount you can borrow is 50 million VND.

- Interest rates range from 2 - 3% depending on the bank you borrow and the electricity bill on your most recent monthly bill.

- Borrowers aged between 20 and 60 years old.

- The borrower must be named on the electricity bill.

- Electricity charge in the last 3 months must be> = 300,000 VND.



Borrowing money online with ID card

- Register online anytime, anywhere.

- The limit is 1-10 million dong.

- Time limit of 90 - 180 days.

- Interest rates below 20% / year.

No mortgage, no proof of income, no need to meet.

- Fast, safe, effective, suitable for daily consumption loan needs

- Just over 18 years old.

- Have a valid ID / CCCD.

- Have a primary bank account to receive money.


* Comment: Through the analysis of the forms of fast non-mortgage loan above, it can be seen that the online loan form with ID card is the most effective and simpler solution. This is a financial solution for all Vietnamese citizens who are in need of consumer loans without the ability to prove income or collateral.

With these preeminent features, fast online borrowing is gaining the trust and trust of many people. So what is a non-mortgage loan without proof of income through the online / online form, how to borrow? Please refer to the content below!

Borrowing money without collateral with ID / CCCD

Borrowing money online or borrowing money online is a new form of borrowing that has caught up with the trend of technology 4.0. This is also a form of low-interest loan without collateral.

Through the form of online loan on electronic devices, borrowers can easily register for a loan anytime, anywhere just with an internet-connected device. Although it is a new form of borrowing that appeared in the market, online borrowing has quickly become popular and welcomed and participated by many people.

Online loans do not need meeting, just online, simple loan procedures, you can register for a loan at any time, no need to mortgage, no financial proof or appraisal of debt repayment. Borrowers can receive the loan within 15 minutes, or no more than 1 day. The only thing the borrower needs to do is just fill in all the loan information into the lender's mobile application / website.

Certainly, there will be many times when we suddenly need to borrow hot money. However, not always friends and relatives can help. And borrowing money at a bank has too many complicated conditions and procedures and the most important thing is that the loan disbursement time is very slow. And this is the time when we need to look for unsecured online money lending services at reputable financial companies.

Benefits received when borrowing money online with ID / CCCD?

The reason online money lending service is becoming more and more popular is because it gives borrowers many practical benefits that few loan services can do:

● Simple loan terms and procedures:     

If you are too tired to prepare dozens of procedures, loan documents at the bank, meet all conditions from age, collateral, proof of income, credit history, ... Why not choose loan services at financial companies? As long as you are a Vietnamese citizen, aged 18-60, have an ID card / CCCD and a bank account, you can apply for a loan immediately.

● Flexible loan terms and term:     

Sign up for a loan at financial companies, you can borrow money from a few hundred to several tens of million dong with a flexible loan period, or even extend the loan if needed.

● Disbursement within the day:     

Most financial companies today are trying to disburse capital quickly to support borrowers early to have money to spend, repay, ... Usually, after the loan application is approved, within 24 Money language will be transferred to the borrower's bank account.

● Borrowing anytime, anywhere:     

This is both the benefit and the biggest advantage that online hot loan service brings. If you borrow money at the bank you will have to move to the transaction branch to make loan procedures and receive the loan. However, when borrowing online, you can apply for a loan anytime, anywhere, just have your smartphone, iPad or computer connected to the internet.

● Good interest rates, many incentives:     

Currently, many financial companies offer good interest rates with many attractive incentive programs such as 0% free interest rate for the first loan, reducing interest rates for customers when extending loans. ..

Quick loan registration process without mortgage by ID card / CCCD

With only 4 simple steps, you can easily borrow the money you want:

● Step 1: Find out and choose a reputable financial company -> Access the website / mobile application provided by the finance company     

● Step 2: Fill in the loan application form     

● Step 3: Wait for the finance company to contact to confirm, approve loan application and disburse loan     

● Step 4: Pay the loan on time     

Non-mortgage loans online are a popular form of borrowing in our country in recent years. However, this form of borrowing also has many potential risks and risks that you should pay attention to before taking out a loan.

Important note to hold when borrowing cash without collateral

See interest rates for non-mortgage loans in many places

Non-mortgage fast loan rates will have a pretty clear difference between loan packages and lenders. For example, at banks, the interest rates range from 1% - 1.5% / month. But in finance companies, the interest rate will be 1.58% - 3.75% higher / month. So you need to consult the information in many channels to choose the place to borrow the lowest interest rate.

Customers who provide accurate and complete information will be approved quickly

The maximum amount a customer can borrow will be reviewed by the lender based on the credibility, income and ability of the borrower to provide records. Each lender will set a maximum loan limit and approve the loan amount not exceeding this limit.

Check the information carefully before signing the contract

Many customers have a habit of not reading loan contracts. However, this will be very dangerous if you borrow from financial companies or hot lenders. In the contract, there will sometimes be unfavorable terms such as unreasonably high interest rates and penalty fees. So in any situation you need to read the contract carefully. If the loan terms are too unfavorable, you have the right to refuse a loan and find a more reputable borrower.

Choose a reputable cash loan

Up to now, there have been many cases of companies or individuals taking advantage of the credibility of the lender to defraud borrowers. They use a number of tricks to deceive customers:

● Pay a fee for filing a loan application.     

● The lender is required to pay fees before disbursement.     

● In addition, there are additional fees, large and small, in the contract.     

These are cases when borrowers do not fully equip themselves with knowledge, easily trust and do not read the loan agreement carefully. Before you apply for a loan or intend to borrow any unit, the first job is to find out that unit clearly before deciding whether to borrow or not. Most lenders do not require customers to pay fees for the application process and do not have to pay fees before disbursement. The companies that ask for the above two things usually show signs of fraudulent customers' money and then "disappear".

In addition, they carefully insert additional fees and terms into their contracts. When borrowing money, customers tend to read through loudspeaker and then put pen to sign, so it is not until "Money is lost and disabled" that begins to notice. These arising fees may seem small, but if the loan term lasts from 12 months or more, it will add up to a huge expense.

So what should we do to avoid "pitfalls" when borrowing money from a mortgage?

Always study your lender carefully. Usually, reputable lenders have their name, agency address, date of establishment, and clear tax codes. Their staff and marketing channels are also professional, serious, and customer-friendly. After a full learning process about your lender, you should sign a contract with them. If it is unusual, you can completely ask clearly instead of "closing your eyes and hands" on the contract signed between the two parties.

The question is...

Where is a low-interest loan without a mortgage?

CashBerry is a consulting platform and provides online financial solutions 24/7, to support your extraordinary financial needs.

Understanding the financial problems you are facing, we try to bring you the simplest, fastest and most convenient financial solutions.

Digital Platform Company Limited is the unit that manages and performs financial consulting and connection activities with our lending partners.

Our lending partner is Lending Platform TradingDV Company Limited with Business Registration Certificate No. 0316078299 issued by the Department of Planning and Investment of Ho Chi Minh City on December 27, 2019.

In Vietnam, there are many financial platforms that provide online lending services. However, the number of reputable and reliable platforms is not really much. On the other hand, the people's need for borrowing money is constantly increasing. The form of bank loan with small loans of less than 10 million dong still has many shortcomings such as: strict conditions, complicated procedures, slow disbursement time, only working during office hours, ... Because of that realization, CashBerry was born with the aim of giving customers more options and better support.

With CashBerry, customers can register for a loan 24/7, anytime, anywhere. Customers will not need to come to our company, do not need to worry about weekends or outside working hours, no complicated procedures, complicated requirements, no collateral and important time. Loan disbursement is very fast while interest rates are not much different from banks.

Moreover, CashBerry also develops online financial advisory support application for both iOS and Android phones. Customers just need to install the same as other applications to easily borrow money. With just a few simple steps, customers have successfully registered for online loan, non-mortgage loan at CashBerry.

CashBerry always applies the most modern technologies to the CashBerry website platform and mobile application. Therefore, all operations are processed automatically, helping to minimize waiting time. Since then, the process of processing and reviewing loan applications for customers becomes faster and more efficient. CashBerry is as simple as:

● Transparency - Quality - Prestige     

● Lowest interest in the market     

● Free consultation and documentation     

● Support with disbursement in accordance with loan requirements of customers     

Do you want to borrow money with non-chapable conversion rate, want to receive money through your bank account during the day? Simply click here to register!

It is hard to imagine that only a few years ago, you could only borrow money by switching to a bank and going through many long procedures. Online loans have changed everything these days. They allow you to get a mortgage-free loan quickly and easily. You can register on the Internet and receive money in minutes.

CashBerry - accompany you to overcome all financial difficulties, enjoy modern and comfortable life.

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