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Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
Receive money
After the application is approved, our partner will transfer the money to your account.
Make repayment to our partner according to the instructions.
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

No need to prove income, from now on you can receive a maximum limit of VND 80 million in the form of a car loan.

No need to prove income, from now on you can receive a maximum limit of VND 80 million in the form of a car loan.

There are many ways to borrow money today, but car loans are preferred by many people because of their simplicity. However, to ensure your benefits, you need to choose a reputable loan place, low interest rate and clear terms.

CashBerry will send you information about car loans and quality loan addresses in the following article.

What is a car loan?

Borrowing money with car papers or specifically, a car loan is simply a form of unsecured loan. In which, the lender will rely on the car's owner and the customer's reputation to lend without collateral or proof of income. All customers need to do when taking out a loan in this form is to prove their ownership of the vehicle.

Types of car loans

There are three types of car loans: unsecured loans, installment loans and mortgage loans. Depending on the needs of the customer, choose the appropriate loan form.

Mortgage loan according to the car cave

An unsecured loan is a form of loan that does not require collateral or a guarantor. Customers only need to have a car lock and prove that the car is the owner to be able to proceed with the loan procedure.

If you can prove your income and ensure you can afford to repay the loan, the loan will be approved more quickly. Unsecured car loans are a very popular form these days.


Installment loan according to the car cave

Installment car loan is a form of loan that does not need to be paid off once. The loan includes both principal and interest and is divided into several terms, usually 3 months, 6 months, 12 months and 24 months.

It may also take longer depending on the lender and the loan amount. Customers will choose according to their ability to pay.

This form is suitable for many subjects, dividing the debt will reduce the pressure when paying. However, the longer the term, the higher the total amount to be paid, so you must consider when using an installment loan.

Installment loans under the car cave will still need to prove that the customer is the official owner of the car and the identification documents as prescribed.

Car mortgage loan cave

Car mortgage loan is a form of loan in which customers use car keys as collateral. The lender will keep the car lock until the customer pays off the loan. Simply put, this form is like a pawn.

Conditions for borrowing money with car documents

Conditions for borrowing money with a motorbike cave will depend on the type of loan and the lending unit. Each location will have different regulations, but generally there will be the following:

● Be a Vietnamese citizen, age from 20 to 60 years old.     

● Permanent residence at the place of loan registration.     

● Cavet car with the owner's car with a value of 15 million VND or more, not applicable for electric motorbikes.     

● Vehicles are purchased for a period of at least 4 months and up to a maximum of 30 months (depending on the lender).     

Dossier/procedure for a car loan

Similar to the loan conditions, the application for a car loan will also depend on the lender. In general, the following documents will be required:

● ID card/CCCD/Passport.     

● Original notarized copy of household registration book.     

● Card photo 3×4 (depending on form).     

● Cavet original motorcycle.     

● Some other documents such as payroll, account statements, etc., depending on the request of the lender.     


Finance company lends money with car papers

Below is a summary of reputable car loan companies in the market. You can refer, evaluate, compare and choose which is the right address for you.

Comparison table of financial companies that lend money by car key


FE Credit




Home Credit


High interest rate

Quick loan

Low interest rates

Late payment penalty fee is quite high

High late fees







Loan interest rate

1.75% - 3.27%/month






Up to 70 million VND or 100% of the car value if you borrow in installments

3,000,000 – 30,000,000 VND

Up to 30 million or 80% of the car value

Up to 50 million VND

Up to 80 million VND


6 – 36 months

9 – 12 months

Up to 12 months

6 – 36 months

18 months


Cavet car owner + ID card / CCCD

Certificate of registration/motorcycle cave and photo of the original ID card/Citizen ID card

Papers / car sleeper of the owner + sales contract / VAT invoice + identity card / citizen identification / passport

Original Cavet + Identity card/citizen identification/passport

Identity card + Driver's license / household registration + car key holder


Things to note when taking out a car loan

Borrowing money with a car slot is convenient, but you need to note the following to avoid the following problems:

● Learn more about the lender, especially the interest rate, arising fees, prepayment penalty fees, etc.     

● Read the contract carefully before signing.     

● Choose an appropriate settlement time.     

● Only borrow in conditions that you can pay to avoid interest rate pressure.     

Answer questions when borrowing money with car documents

Can non-owned motorbikes be mortgaged or not?

Some financial institutions still accept unregistered motorbikes for mortgage loans. However the profile is a bit more complicated. You need to have an additional ID card/CCCD of the previous car owner (the owner) along with a notarized or handwritten sales contract to submit to the loan unit.

A few financial companies providing mortgage loans that do not require official motorbikes are Fe Credit, Tima, etc.

Is it possible to have bad debt to borrow a motorbike?

The answer depends on the lender and the type of loan. Usually, the form of mortgage will not care if the customer has bad debt or not.

Some financial companies accept motorcycle loans even though customers have bad debts such as Mcredit, Home Credit, etc.

How old can I get a loan under car registration?

Customers can borrow according to the required vehicle registration in the age group from 20 to 60.

Is the loan subject to a hold on vehicle registration?

Depends on the type of loan. For installment loans or mortgage loans, the borrower will keep the original vehicle registration, only give the customer a notarized copy in accordance with the law.

Is it possible to pay early?

Customers can fully pay ahead of time. However, there is a fee incurred depending on the regulations of the lender.

Can I borrow a motorbike on installment?

Depending on the case. If you are keeping the papers and are the owner of that motorbike, you can still get a loan.

After learning about information on how to get a loan with car documents, you feel confused and unclear about some issues. If the car papers are lost, how can I get a loan?


What to do when you can't get a loan with car papers?

You need money urgently, have tried to apply for a car loan, but so far have not been able to get a loan. Or, you are intending to borrow money for consumption or work, but do not have time to prepare complicated documents.

All will be solved at Cashberry.

Need money urgently during the day – register at

CashBerry is a leading financial service provider to help people with urgent money needs access online loans to receive money within the same day.

With a team of professional staff, simple procedures, fast processing time, CashBerry is one of the most popular online cash loan consulting financial institutions today.

To apply for a loan at CashBerry, you can follow these 3 simple steps:

● Step 1: Download CashBerry app at CH Play or visit     

● Step 2: Select the loan and loan term as desired. Fill in other information.     

● Step 3: Submit application, wait for approval and disbursement.     

The status of the loan process will be notified by phone. It can be seen that, you just need to sit at home with a phone or computer with an Internet connection to be able to apply for a loan.


It can be said that borrowing money with motorbike papers is one of the most popular forms of borrowing today. Through this article, you must have fully understood and detailed the information you need to know about this form. Before a loan, we must always consider carefully and choose reputable lenders. In addition to the form of a car loan, you also have a super-fast online loan within 24 hours. Don't forget CashBerry when you need money urgently during the day, friends.

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