Phone in hand - receive immediate support of up to 10 million Vietnamese dong through the Cashberry app

Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

1
Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
2
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
3
Receive money
After the application is approved, our partner will transfer the money to your account.
4
Repayment
Make repayment to our partner according to the instructions.
Loan
Loan
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

Loans according to electricity bills with the amount from 20 to 50 million, the interest rate from 1.66%/month. Conditions for borrowing by electricity bill are quite simple and fast.

Loan under electricity bill is an installment loan product for individuals whose name is on the electricity bill used in daily life. The basis for loan approval depends on the monthly electricity bill, the higher the electricity bill, the lower the interest rate. So, where is the fastest and easiest loan with electricity bills?

Summary of unsecured loans according to electricity bills :

Loan form

Installment loan according to electricity and water bills

Borrowing limit

Min 10 million – Max 50 million VND

Interest rate

From 1.66% - 2.95%/month

Period

6 months – 36 months

Borrowing age

20 years old - 65 years old

Procedures – documents

ID card + Household registration book + Electricity, water, internet bills,...

Browsing conditions

The owner of the household book is named on the electricity bill with a payment rate of 300 thousand VND/month or more

 

What is an electricity bill loan?

Borrowing money according to electricity bills is a form of unsecured consumer loans , customers only need to put their name on the electricity bill to be able to borrow an amount of money with a limit of 10,000,000 VND - 50,000,000 VND, no need to borrow money. Proof of income, no collateral required.

Advantages of borrowing with electricity bills

●    Maximum loan approval limit is up to VND 50 million with an interest rate of only 1.66%/month

●    Simple application, easy appraisal and disbursal immediately after approval.

●    Customers do not need collateral.

●    The installment registration period is from 6 to 36 months and the application can be paid off at any time.

Limitations when borrowing with electricity bills

●    Only support customers whose name is on the electricity bill.

●    Customers are living or temporarily staying at the address on the electricity bill.

●    Have a minimum spending limit of 300,000 VND or more.

The higher your electricity bill, the better your chances of getting a loan with a large amount

The higher your electricity bill, the better your chances of getting a loan with a large amount

Loan interest rate according to electricity bill

The loan interest rate according to the electricity bill applied at financial companies is from 1.2% - 3.0%/month, equivalent to 14.4% - 36%/year and is calculated on the reducing balance. Some units apply additional loan insurance (5.5% of loan limit) such as FE Credit, Lotte Finance.

Usually, products such as unsecured loans with electricity bills are not supported by many banks. You can hardly borrow according to Vietcombank electricity bill or Agribank electricity bill, but you can borrow from Mirae Asset financial company, Easy Credit, or VPBank bank.

Top 3 lending addresses according to reputable electricity bills

Mirae Asset

Borrowing according to your electricity bill at Mirae Asset, you can apply for a quick loan on the company's homepage. After registration, your application will be approved, based on the electricity bill, the loan limit can range from 1-60 million, paid within 6-36 months, interest rate from 2 92%/month.

Partner

Mirae Asset

Interest rate

35.04%

Level

60 million won

Duration

6 - 36 months

Income

Not required

Fee

●    Insurance fees

●    Late payment fee

●    Prepayment fee

Documents are received and reviewed to calculate payment limits and time. After that, the unit will respond to you and disburse in 3 days or more. In addition, you need to pay additional service fees such as collection, appraisal, 5.5% insurance fee, prepayment and late fees.

VPBank

VPBank is a bank that supports monthly installment loans that many customers are interested in, just need to prove the owner's identity card, you can borrow a large amount.

Partner

VPBank

Interest rate

20 - 36%

Level

50 millions

Duration

6 - 36 months

Income

Not required

Endow

Interest rate according to the decreasing balance

Fee

●    Late payment fee

●    Prepayment fee

You can refer to the limits and interest rates for each electricity bill value:

●    Invoices from 300k - 550k/month: loan 15 million, interest rate 2.95%/month.

●    Invoices from 550k to 1 million/month: get a loan of 30 million, interest rate is 2.17%/month.

●    Invoices over 1 million/month: can borrow 50 million, interest rate is 1.66%/month.

Easy Credit

Easy Credit is for borrowers who have an electricity bill from the owner, supporting you to borrow money in many different forms. In which, electricity and water bills are also loaned by the company with interest rates such as:

●    Electricity bill under 600k/month: interest rate of 2.42%/month.

●    Electricity bill over 600k/month: interest rate 42%/year.

Although Easy Credit supports customers to borrow quickly, it still has a limitation that the loan period is shorter than other banks, up to 20 months. At the same time, you also have to pay other service fees during the loan process.

Partner

Easy Credit

Interest rate

20.4%

Level

10 - 15 million VND

Duration

6 - 18 months

Income

Not required

Fee

●    Prepayment fee

●    Late payment fee

 

Before choosing an address to borrow money according to electricity bills, you need to contact for direct advice, note the problems of interest rates, service fees,...

Before choosing an address to borrow money according to electricity bills, you need to contact for direct advice, note the problems of interest rates, service fees,...

Is it possible to get a loan according to the electricity bill without the owner?

Many people wonder, is it possible to borrow money according to the electricity bill without the owner ? The answer is no. Because only the main electricity bill can verify all information from full name, address, place of residence,...

If you want to borrow money without an electric bill, you can use the online loan service with just ID/CCCD of CashBerry. 

Instructions to borrow money quickly, simply, have money in a day

With an online loan at CashBerry, you only need to meet the following simple conditions to receive a limit from 1 to 10 million VND.

●    Be a Vietnamese citizen, aged between 18-60 years old.

●    Have valid ID card or CCCD (not torn or blurred, still valid).

●    Have a bank account or ATM card

CashBerry is always proud to be the unit that provides customers with online loan services with simple application procedures and fast disbursement time. To complete the loan process with CashBerry, customers only need to go through the following basic steps:

●    Step 1: Download the CashBerry app or visit the cashberry.vn website on your smart mobile device and complete the profile with the necessary personal information.

●    Step 2: After registration is complete, wait for loan approval for about 15 minutes. The appraiser will contact you to confirm the information and inform the loan approval amount.

●    Step 3: If the application is approved, you will be disbursed to your bank account immediately. 

Borrow money online through the application, you can register at any time, both simple and fast to have money

Borrow money online through the application, you can register at any time, both simple and fast to have money

Besides simple procedures, 100% online support, CashBerry also has a customer care team to help you 24/7. If you have any questions about the loan application process, you can contact hotline 1900 63 83 85 or send a message to Fanpage CashBerry - Everyone's financial friend for answers.

Above are the top 3 reputable electricity bill lending addresses you can choose from. Besides, simpler and more convenient, you can use the form of online loan with ID card at CashBerry. Apply for a loan now to receive money in your account quickly!

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