Phone in hand - receive immediate support of up to 10 million Vietnamese dong through the Cashberry app

Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

1
Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
2
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
3
Receive money
After the application is approved, our partner will transfer the money to your account.
4
Repayment
Make repayment to our partner according to the instructions.
Loan
Loan
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

The diversified VPBank loan packages are trusted by many customers. Are the interest rates, conditions, and loan services at VPBank guaranteed? Find out now!

VPBank is one of the units with outstanding growth rate, so VPBank's loan products are trusted by customers. What is VPBank bank, what are VPBank's loan products and conditions? Find out with CashBerry in the article below!

About VPBank Bank

Vietnam Prosperity Joint Stock Commercial Bank (VPBank for short) was established on August 12, 1993. Since its establishment, VPBank has always been known as a dynamic, stable and contributing bank. positive for the community. This is one of the reputable banks, bringing many quality products and services to customers.

VPBank is one of the leading banks in Vietnam in terms of loan products thanks to its preferential interest rates, less cumbersome procedures, and extremely fast disbursement. Currently, the bank owns a nationwide network with more than 200 large and small transaction points with a system of professional and high-quality staff.

The strategic goal that VPBank has set during this period is to become the most customer-friendly bank and to be in the Top 3 most valuable banks in Vietnam.

What are VPbank's core values?

VPbank has always operated and pursued 6 core values that are very clear.

  • Customers are the focus.
  • Human Development.
  • Make differences.

These 6 core values build VPBank's corporate culture, helping the bank to constantly grow, achieve many achievements, be highly appreciated and receive many prestigious awards.

VPBank's lending products

During its operation, VPBank has constantly innovated and applied modern technologies in product delivery and supply. Customers have the right to choose between many products, considering the best option for themselves and their families. VPBank's loan products being deployed include:

Unsecured loans - Unsecured loans

Personal unsecured consumer loan

consumption loan is for customers with salary income who need unsecured loans for personal consumption purposes. Quick unsecured loans with flexible interest rates to meet all spending needs quickly, conveniently, without collateral.

Preferential unsecured loans for teachers

Preferential teacher loan is a loan product for customers who are teachers/school administrators who need unsecured loans for consumption purposes. Preferential loans for teachers include consumer unsecured quick loans such as loans for home repair , furniture shopping, car purchases, travel, etc.

Unsecured loans with mortgage loans

Unsecured loan is an unsecured loan program exclusively for customers who have mortgage loans with real estate at other banks. Applying for a variety of purposes: supplementing business capital, home repair consumption, furniture shopping, car buying, travel, consumption, simple procedures, quick approval time.

Business unsecured loan

Business loans are capital solutions for business individuals and business households in markets, streets and craft villages. Quick unsecured loans with flexible interest rates for individual business customers, business households for the purposes of adding business capital, upgrading facilities, buying more goods, expanding business.

Secured loan - Mortgage loan

Business loan

Diversity of loan purposes: Investment in fixed assets; Expand business development; Additional working capital…

Borrow to buy land, apartments

home loan is the preeminent financial solution to own a house with a preferential interest rate. You are supported to buy a house for your loved ones. Support for loans to buy houses/apartments with ownership papers and houses in new apartment buildings and urban areas without ownership papers

Loan to buy a car

Car loan with preferential interest rate, quick disbursement in 8 hours makes it easy to own your favorite car

Consumer loans with collateral

Mortgage consumer loans are a financial solution that helps customers easily access large capital sources for consumption purposes such as shopping, education, interior decoration, etc.

Home repair loan

Home improvement loans help finance your housing construction, repair and completion needs.

How much is the interest rate to borrow money from VPBank?

In order to provide timely financial support to customers who need bank loans , VPBank is currently providing many loan packages with extremely preferential interest rates.

VPBank unsecured loan interest rate

VPBank's unsecured loan interest rate will depend on each product and customer. The interest rate currently ranges from 14% - 35%/year and is calculated on the balance according to the decreasing amount of debt.

Loan products

Interest rate

Personal unsecured consumer loan

From 14%/year

Mortgage loans for teachers

17%/year

Mortgage loans for business households

20 years

Unsecured loans for existing customers

16%/year

 

VPBank mortgage loan interest rate

VPBank will provide mortgage loans in 2022 with the lowest interest rate of 6.9%/year for car mortgage products, and the highest of 8.6%/year for travel loans. study .

Product

Interest rate

Maximum loan

Tenor

Consumer loans with collateral

9.5%/year

3 billion

10 years

Study abroad loan

8.6%/year

flexible

Maximum study abroad period + 12 months

Car loan

7.49%/year

80% of car value

8 years

Business loan installment

7.9%/year

80% value of collateral

10 years

Personal home loan

6.9%/year

100% demand

25 years

Borrow to build - repair house

6.9%/year

75% value of collateral

25 years

Note: The interest rate table may be changed by VPBank to suit each certain period.

VPBank loan conditions

According to general assessment, VPBank's loan conditions are quite simple and easy, almost all customers can meet.

  • Be a Vietnamese citizen aged between 23 and 60 years old.
  • Income from 5 million VND/month for officials - workers - public employees.
  • Generate income over 7 million VND/month for cash income.
  • Be a Vietnamese citizen aged between 23 and 60 years old.
  • There are sufficient documents to prove the legality of the collateral.
  • The disbursed capital of the loan package is not less than 70% of the value of the collateral (this number may vary depending on the loan package).

Is it safe to borrow money from VPBank?

VPBank is one of the most famous banks in providing loans to individuals and businesses. At VPBank, you can completely find a loan form that suits your loan conditions and purposes. However, should you borrow from VPBank? Let's compare the pros and cons when borrowing from VPBank to find the answer!

the advantages of getting a loan from VPbank ?

  • It can be seen that loan products at VPBank are diverse.
  • VPBank's loan limit is also very large, customers who approach VPBank's loan package can receive 10 months' salary support.
  • Loan amount is up to 500 million VND for special cases.
  • The loan term of VPBank is also very flexible. Within 12 to 60 months, you can choose the loan term that is right for you.
  • Borrowing procedures at VPBank are simple: customers only need to ensure an income of 4 to 5 million VND or more to receive a suitable loan package.
  • The documents prepared for proof are not too complicated. Just follow the requirements specified by VPBank and you can access a loan.

Difficulties in getting a loan from VPBank

However, the disadvantages of borrowing from VPBank as well as other banks are:

  • Longer application review time.
  • Procedures and conditions to be approved for loan support are quite strict.
  • The customer must ensure the ability to pay.
  • No bad debt .
  • Have a clear loan purpose.
  • Many people who are self-employed, do not receive salary via bank transfer, it will be difficult to prove their income. It is also a big barrier for them to access loans.

Want to receive your loan within 24 hours? You want to get a quick loan disbursal , simple procedure, support for bad debt, no need to prove income,... Don't worry the solution for you is to borrow money online at CashBerry.

CashBerry - Prestigious and quality online lending unit

CashBerry lends online, supports even bad debt . As long as you have an ID card, a phone in hand, you can apply for a loan immediately.

Why should you choose to borrow CashBery online?

Online loans at CashBerry have the following advantages:

- No need for any hard copy documents, completely online.

- Disbursement time is only 1 minute.

- Customers do not pay any other fees.

- Low interest rates.

- Simple and fast procedure, just need ID card and ATM card to disburse.

Instructions for applying for a loan

  • Login: https://cashberry.vn/ or download the CashBerry app on CH Play.
  • Select “Register” and fill in the required information (note: the more complete and accurate the information, the faster and easier the loan approval will be).
  • Wait for review.
  • Receive disbursement if the application is approved successfully.
  • Payment on due date .

Depending on your needs and financial conditions, you can decide whether to borrow from VPBank . The article on CashBerry has summarized the conditions and interest rates when borrowing money at VPBank, which readers can refer to to make the right choice. Besides, if you want to borrow money quickly, have money within the day, you can choose to borrow money quickly 24/7 CashBerry!

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