Borrowing from Techcombank, what are the loan conditions and interest rates? The following article Cashberry has compiled information to help you borrow money quickly.
You want to borrow from Techcombank but don't know the terms, interest rates, how to borrow? Right now, CashBerry will share with you what you need to know when applying for a loan at Techcombank and also reveal to you how to get money quickly without having to wait long.
Techcombank at a glance
Vietnam Technological and Commercial Joint Stock Bank, abbreviated as Techcombank, was established in 1993. This is the largest joint stock commercial bank in Vietnam with an initial investment of 20 billion dong.
Techcombank supports customers with many loan services such as unsecured loans , mortgages , installment loans . Borrowers at banks receive many incentives, low interest rates, especially documents and procedures are quite simple and fast. Techcombank's staff is professionally trained, capable and responsible.
Benefits of loans at Techcombank:
- Diverse loan packages for all customer needs.
- Simple profile, quick and easy procedure.
- The disbursement process is fast, after 48 hours since signing the contract.
- Diverse payment methods of principal and interest.
- The interest rate is quite competitive compared to the market.
- Received a gift from the bank for the Consumer Insurance of Prevoir Vietnam Life Insurance company when the loan is approved.
Techcombank loan conditions
conditions at Techcombank are as follows:
- Borrowers are Vietnamese citizens over 18 years old and not more than 65 years old at the time of payment.
- The customer has a stable income and has never had bad debt from the bank.
- Loans for legitimate purposes.
- Customers have collateral in case of mortgage loans.
Loan documents at Techcombank
In order for the loan process to take place quickly and smoothly, customers need to ensure the following documents in the loan application:
- Loan application form according to Techcombank's form.
- Household registration, identity card of the customer in the name of the borrower.
- Documents proving personal income such as payroll, employment contract.
- Documents related to the property to secure the mortgage.
- Documents proving the purpose of using capital such as contracts to buy a house or buy a car.
- Letter of commitment to the debt payment plan and repayment period.
After receiving the customer's file, the bank immediately conducts verification and establishes a contract according to the agreement of both parties. From 1-2 days after signing the contract, the customer will receive the loan from the bank.
Techcombank 's interest rate?
Techcombank supports customers with many different loan packages, including a few popular loan packages such as consumer unsecured loans, business mortgages, installment loans, etc.
Unsecured customers at Techcombank will be provided with a loan from 10 to 300 million VND. The term of the unsecured loan ranges from 12-60 months. The latest interest rate at Techcombank is 16%/year for unsecured loans. Compared to other banks, this interest rate is assessed at average level.
For the type of mortgage loan, customers will be able to borrow an amount corresponding to 80 - 100% of the value of the collateral. For customers who take out mortgage loans for production and business purposes, they will be supported to borrow 100% of the asset value, and the bank will support to borrow 80% of the value of the collateral with mortgage loan packages to buy cars, build home repair.
Techcombank mortgage interest rates range from 5.99 to 7.49%/year.
It can be said that if you satisfy the conditions Techcombank offers, then you should choose this bank. Because Techcombank has a great advantage in terms of prestige and preferential interest rates. However, because the loan conditions and procedures are relatively complicated compared to financial companies , the disbursement time is slower, so this is not the right choice for those who are in need of quick loans. urgent .
Customers who need a quick loan, urgent loan within the day without proof of income can refer to the online loan form supported by CashBerry today. Quick loan with CashBerry application, is one of the best options for those who are in need of money urgently. Because at CashBerry, you will get a loan quickly, just 30 minutes, you can receive money to your wallet.
CashBerry - Support you to borrow money just ID/CCCD
CashBerry is a 24/7 online financial consulting and solutions platform to support your unexpected financial needs. Understanding the financial problems you are facing, we strive to bring you the simplest, fastest and most convenient financial solutions.
Advantages of borrowing money at CashBerry
- Borrow money online anytime, anywhere, fast & convenient
- Easy conditions, register and receive money in the same day
- Lowest interest rate in the market
- Re-borrowers are prioritized for approval with high limit
Limits and fee schedule
- Flexible loan limit: from 1 to 10 million VND
- Loan term according to customer needs: 10 - 30 days
- Preferential interest rate, only from 10.95 - 14.6%/year
Registration procedures and conditions1. Loan conditions
- Just have ID card / CCCD
- Have a bank account
- Have a stable monthly income2. CashBerry instant loan steps
CashBerry is always proud to be the unit that provides customers with online loan services with simple application procedures and fast disbursement time. To complete the loan process with CashBerry, customers only need to go through the following basic steps:
- Step 1: Download the CashBerry app or visit the cashberry.vn website on your smart mobile device and complete the profile with the necessary personal information.
- Step 2: After registration is complete, wait for loan approval for about 15 minutes. The appraiser will contact you to confirm the information and inform the loan approval amount.
- Step 3: If the application is approved, you will be disbursed to your bank account immediately.
The above is a summary of the knowledge you need to keep in mind when applying for a Techcombank loan. With the desire to bring convenience and speed to all customers, CashBerry is increasingly developing, improving and expanding the low-interest, transparent and low-interest fast money lending service within the day. Do you have financial difficulties, want support to receive a loan immediately, do not hesitate or register now at CashBerry!