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Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

1
Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
2
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
3
Receive money
After the application is approved, our partner will transfer the money to your account.
4
Repayment
Make repayment to our partner according to the instructions.
Loan
Loan
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

You want to get a loan from the bank, but you do not understand this service? The following article will help you learn about bank maturity, to avoid confusion and profiteering.

"Bank maturity loan" - a term that is quite common and known by many people, however, if you do not learn carefully, it will easily be confused with other terms. And when misinterpreting its nature, the borrower himself will be at a disadvantage. Join CashBerry to learn about bank maturity loans in the article below!

What is a maturity loan ?

Maturity is a common language used to refer to the due date, the expiration of the contract period, contract payment or debt repayment when borrowing from a bank . The maturity date is the last day you have to pay off the loan in full. The maturity date will be determined according to the contract you signed with the bank.

Bank maturity is a service to extend or finalize more loan or deposit time of customers to the bank.

Maturity is a common pattern of borrowers. Borrowers often use this form to extend or extend the loan period for loans at banks.

Explained in a simpler way, this is a form of re- borrowing when the old loan has expired but has not been able to pay off the debt. This form not only extends the loan but also helps the borrower not to be listed in the bank's bad debt .

Benefits of using bank maturity service

+ Paying the loan on time, avoiding falling into bad debt:

The immediate benefit that everyone can see is that due diligence will help borrowers fulfill their obligations to pay the bank's loans on time. When done on time, borrowers will avoid being listed as bad debt. And once you have bad debt, it is difficult to get a loan in the future.

+ Reduce the risk of falling into a loan shark:

Everyone knows how dangerous and risky a hot loan is. Currently, hot loans or often called usury loans to make bank maturity are quite common. It's almost the only way for those who can't afford the maturity.

However, hot loans in the society are quite dangerous and bring many risks for borrowers. Incredibly high interest rates, unfavorable terms, terrorist forms of debt collection, ... these are the things that you can bear when entangled in black credit institutions , loan sharks.

+ Continue to maintain profitable business for better loan payment:

Another benefit of using a bank loan service is that the borrower can be approved for a completely new loan, sometimes with a larger limit than the old loan. Borrowers can use that loan to pay off the old loan and use the remaining money to continue investing and maintaining business operations.

In order to be matured, you need to satisfy certain conditions and prepare full procedures as required by the bank.

In order to be matured, you need to satisfy certain conditions and prepare full procedures as required by the bank.

The most popular forms of maturity today

Maturity on the spot

Spot maturity is the action taken at the bank where you are taking the loan. You can get a loan extension at the end of your contract based on collateral. If your assets are appreciated, your business is growing, it is possible that the bank will grant you a new line with a certain term and interest rate.

Due date for bank debt transfer

This is a form of transferring credit contracts to other banks in the market with more favorable interest rates and terms, more beneficial to customers.

Other Maturity

This is the case when the customer needs to withdraw the book to transfer, split or merge the book for sale, or transfer the book to someone else's name, etc.

Notes on loan maturity

+ Choose the form of maturity appropriate to your conditions and circumstances.

+ Different banks will require different bank maturity records. Therefore, you should ask the bank carefully before making the maturity to avoid taking a long time, leading to many related costs.

Because of the rush in the bank's maturity, many people have fallen into the black credit trap, using unscrupulous bank loan services with high interest rates. Therefore, you should be very attentive and calm to solve problems.

+ To ensure that the bank's maturity is fast and safe, you should find reputable bank maturity loan service providers 

It is necessary to carefully study the maturity loan unit to avoid falling into the black credit trap

It is necessary to carefully study the maturity loan unit to avoid falling into the black credit trap

Procedures loans maturing bank

Documents and procedures for bank loans to maturity will depend on each implementing unit and usually have the following basic documents:

+ Valid identity card or citizen identification, household registration book, marriage registration certificate.

+ Copy of bank loan documents.

+ Copies of documents related to collateral such as red book, car registration certificate, etc.

+ For customers who are business owners, it is necessary to prepare a business registration license from 2 years, an enterprise seal, a license to establish a private enterprise.

+ Contract to mortgage the property for the loan.

+ Debit note.

* Note: Depending on the different loan, the interest rate is calculated differently. As well as depending on the different loan period, the credit institutions will apply different fees.

Above is CashBerry's advice on the issue of bank loans and related content. For any questions about loans and finance, you can contact hotline 1900638385 for advice.

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