Phone in hand - receive immediate support of up to 10 million Vietnamese dong through the Cashberry app

Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

1
Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
2
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
3
Receive money
After the application is approved, our partner will transfer the money to your account.
4
Repayment
Make repayment to our partner according to the instructions.
Loan
Loan
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

Hello, do you want to apply for a loan with a household book? You wonder if you can only borrow money if you only have a household registration book? Where is this type of loan, what is the interest rate? Where should I borrow the lowest interest rate and fastest? Well, if I don't have a household registration, how can I get a loan?

Hello, do you want to apply for a loan with a household book? You wonder if you can only borrow money if you only have a household registration book? Where is this type of loan, what is the interest rate? Where should I borrow the lowest interest rate and fastest? Well, if I don't have a household registration, how can I get a loan?

In the article below, CashBerry will introduce to you the form of borrowing money by household registration book, reputable addresses for your reference. If you intend to borrow money by household registration book (SHK), you can choose one of the credit institutions below.

Summary of addresses to lend money with reputable household books

Borrowing from SHK

Level

Duration

Tima

5-50 million won

10-90 days

Mcredit

10-70 million won

6-36 months

VPBank

20-200 million won

12-60 months

FE Credit

10-70 million won

6-60 months

Easy Credit

10-50 million won

6-60 months

What is a household book loan?

Before learning about the form of borrowing money with the household registration book, let's find out what the nature of the household book is and why it is used in borrowing money.

What is a household book?

Household registration book is a legal document issued by the police agency according to the issued book form. Household registration books are issued to households or individuals who have registered their permanent residence and are valid for determining the permanent residence of the citizen. Therefore, the household registration book is a method of population management in some countries.

Based on the provisions of the Residence Law, the Civil Code, the Land Law, the Notary Law and other relevant laws, the household registration book can be used for the following purposes:

- To act as a tool for the state to manage the residence and living places of citizens.

- Carrying out administrative procedures related to: confirmation, adjustment, supplementation, change of household registration and population in the household registration book.

- Carrying out administrative procedures related to administrative and civil transactions: buying, selling, transferring real estate; marriage registration; make a passport; buying, selling and transferring other assets; Birth; death declaration; authority; inheritance, but according to the law, these transaction documents must be notarized and authenticated.

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Borrow capital by household registration book

Borrowing money by household registration book is a form of borrowers who only need to provide household registration books to borrow money immediately without proof of income, or without a guarantor. This is also a form of unsecured loans through household registration books.

Top 3 addresses to lend money through the best household registration book in 2021

Through the last part, did you understand how the form of borrowing money by household registration book is like?

And now CashBerry will give some suggestions when you need to borrow cash according to the household registration book. These recommendations are based on feedback from many successful borrowers.

Although now there are many banks and financial companies that support you to borrow money by household registration book, but not all are equal. Each place will have its own policies, requirements as well as support methods and incentives. Therefore, you should consult to see which is the most suitable choice for you.

Borrow money by household registration in Tima

Currently, Tima is deploying 17 different loan packages, including a full range of mortgages/mortgages/mortgages, to meet most people's needs.

In which, there is a mortgage loan package according to the household registration book. Customers only need to provide household registration book to be able to apply for a quick loan.

● Scope: nationwide, prioritize Hanoi + HCM.     

● Product: mortgage according to household registration book.     

● Limit: 5 - 50 million.     

● Term: 10 - 90 days.     

● Fees and interest rates: depending on the loan amount and number of days.     

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With the unsecured loan package with household registration book in Tima, although you can get a loan right here, you can only borrow up to 50 million, the longest term is up to 90 days (3 months).

So, if you need to borrow more than 50 million or need more than 3 months, you must find another solution.

Borrowing according to household registration book from Mcredit

Mcedit is the abbreviation of MB Shinsei Finance Company Limited (Japan). Mcredit was previously established by Military Commercial Joint Stock Bank (MB) owning 100% of charter capital.

● Scope: nationwide.     

● Products: household registration book + ID card.     

● Limit: 10 - 70 million.     

● Term: 6 - 36 months.     

● Receive money up to 3 days to your bank account.     

● Fees and interest rates: depending on the loan amount and number of days.     

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In case you need more than 70 million, you can borrow money with household registration book at VPBank to get approval for a larger loan.

Borrowing through household registration book at VPBank

Currently, unsecured loans with household registration books are being supported by Vietnam Prosperity Bank - VPBank. Borrowers do not need to mortgage collateral, do not need a guarantor to borrow, but require a salary of 4.5 million / month.

VPBank focuses on a variety of unsecured loans, the most prominent of which is salary unsecured loans. However, if you only have a household registration book, you can still get a loan of up to 200 million VND from VPBank.

● Scope: nationwide.     

● Products: household registration book + ID card.     

● Limit: 20 - 200 million.     

● Term: 12 - 60 months.     

● Receive money within 3-7 days to your bank account.     

● Fees and interest rates: 16% - 35%/year.     

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The easiest types of loans by household registration book

Basically, there will be 2 types that are given the most priority: (1) borrowing using the original household registration book or (2) borrowing money using the ID card and household registration book.

Borrow money quickly with the original household registration book

You may have heard or seen somewhere that people say that you don't need an original household registration book to borrow money...

Of course it is, but it is required to have a certain additional condition, for example: must mortgage collateral, must prove income through salary, must have at least one way to prove ability to pay other debt.

It is impossible to get a loan with just a photo of the household registration book. That is, there is no place for you to borrow but only SHK photo (copy).

Therefore, it is best to bring the original household registration book to apply for a loan. The lenders will review and compare the original (original) and then return it to you immediately.

Borrow money by ID card (cmt) and household book

Loan products by cmt and household registration books have been developed rapidly in recent years.

At this time, you need to photocopy your original household registration book with all pages, fully notarized. Then attach your ID card (ID card) and you can make a loan application.

Usually, this type of loan has a limited amount of money, you can only borrow up to 15-20 million if you only have a photo ID and household registration.

How to borrow money without household registration book

In case you do not have a household registration book, you still have many other alternative ways to borrow money. Borrow money by ID card / CCCD online, for example.

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Instructions on how to borrow at CashBerry app, receive 10 million in 24 hours

Borrowing cash online with identity card is no longer a strange concept to most Vietnamese people today. Thanks to online cash loans, all serious financial difficulties such as needing money to pay hospital fees, repair cars, phones, pay tuition fees, house rent, ... are quickly resolved.

Fast disbursement and simple procedures are two of the many useful reasons for borrowers to choose online cash loans. Currently, in addition to the website, CashBerry also deploys a mobile application (app) for customers to easily apply for a cash loan online. How to borrow money from 1 to 10 million in the same day as follows:

● Step 1: Go to Google Play and search for the name “CashBerry”, choose to download the application to your device.     

● Step 2: Open the app to enter the main registration screen.     

● Step 3: Enter your phone number to continue.     

● Step 4: Fill in your personal information.     

● Step 5: Complete the registration process and wait for approval.     

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So you have completed the registration process at CashBerry. You can receive money to an ATM card without having to meet in person. In just 30 minutes, you have the money you need right away.

Above, CashBerry has introduced the form of borrowing money by household registration book for those who are in need. Don't forget, in addition to borrowing money under SHK, you also have a simpler way to borrow money, which is to borrow money online. Sign up now to receive today's offer!

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