Phone in hand - receive immediate support of up to 10 million Vietnamese dong through the Cashberry app

Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
Receive money
After the application is approved, our partner will transfer the money to your account.
Make repayment to our partner according to the instructions.
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

Need to find out the interest rates of unsecured loans of banks today, compare where to get loans with the most preferential policies. Click the article now!

Interest rates on unsecured loans of banks are always the top concern of customers when applying for a loan. The following article will provide you with a visual overview to easily compare unsecured loan interest rates of banks .

Find out interest rates on unsecured loans of banks

State bank unsecured loan interest rate

State Banks are central banks directly under the Government of Vietnam, playing an important role in the financial market. Interest rates on unsecured loans of the State bank also have a certain influence on other banks.

Immediately refer to the unsecured loan interest rates of some reputable state- owned banks below:

Bank interest rates Vietinbank

Vietinbank's unsecured loan interest rate ranges from 0.85 - 1%/month, ie 9.84 - 12%/year based on decreasing outstanding balance. Maximum loan limit of 300 million for a period of 60 months. Minimum income required 4.5 million/month.

BIDV bank interest rate

BIDV offers unsecured loans by salary with a preferential interest rate of only 0.8 - 1.3%/month or 9.6 - 15.6%/year based on the gradually decreasing balance. Maximum loan limit is 15 times income for a period of 5 years. Minimum income required by the borrower is 7 million/month.

Vietcombank interest rate

VietcomBank has always been known as the giant of the Vietnamese banking industry, providing high quality unsecured loans with preferential interest rates from only 15%/year (for customers who are employees) and 16%/year. years (for customers who are managers).

Interest is calculated on the reducing balance of the loan. Loan limit of 200 - 300 million depending on the customer's income.

Agribank loan interest rate

Agribank provides unsecured loans for personal consumption and for workers working abroad, especially focusing on farmers, living in rural areas.

The preferential loan interest rate is only from 13%/year based on the gradually decreasing balance. Loan limit up to 15 times income (Maximum 500 million) for a loan term of 12 - 60 months.

If possible, choose unsecured loans from 4 state banks to enjoy preferential interest rates

If possible, choose unsecured loans from 4 state banks to enjoy preferential interest rates

Interest rates on unsecured loans of commercial banks

Commercial banks account for the majority of banks in Vietnam today, providing unsecured loans with various interest rates and attractive incentives, making them the first choice of many customers.

Refer to the unsecured loan interest rates of reputable commercial banks:

Techcombank interest rates

Techcombank's unsecured loan interest rate is currently recorded at 18.64%/year based on the gradually decreasing outstanding balance, the borrower's income requirement is only from 5 million/month. Maximum loan limit is 10 times income (no more than 300 million) within 48 months.

The loan approval and contract signing time is quick, customers will receive the loan only after 2-3 working days.

VPBank interest rate

Vietnam Prosperity Bank offers a variety of unsecured loans to serve different customers. The interest rate is 32%/year based on the decreasing balance of the loan, more preferential for customers who are state managers.

Flexible loan limit, maximum 10 times income (no more than 500 million), minimum income 4.5 million/month. Maximum loan term is 60 months.

EximBank's interest rate

EximBank lends unsecured loans to employees with an interest rate of 17%/year based on a decreasing balance, minimum income of 5 million/month, maximum loan limit of 10 times income within 48 months. Interest and principal are paid in monthly installments.

Bank interest rate ACB

Consumer unsecured loan interest rate at ACB is currently at 22%/year, for customers with minimum salary of 7 million/month (Hanoi/HCMC) or 5 million (other provinces). Maximum loan of 500 million VND in 60 months, disbursed after 2 days, especially offered Borrower Insurance.

SacomBank interest rates

Unsecured loan interest rates at SacomBank range from 1-2.1%/month depending on each customer group, the most preferential treatment for state employees. Maximum loan limit of 500 million in 12 - 60 months.

LienVietPostbank interest rates

LienVietpostbank's unsecured loan interest rate currently falls at about 15%/year based on decreasing outstanding balance, for customers who are state employees, bank employees or customers with pensions, the preferential interest rate is only from 9.5 %/year.

Maximum loan limit is 50 million - 300 million - 500 million depending on the type of customer. Loan term 12 - 60 months.

Interest rates on unsecured loans of foreign banks

The appearance of foreign banks such as Hong Kong, Korea, UK, Singapore... increases competition in the financial market. Foreign banks are increasingly developing and successfully occupying a part of the market with loan services with many attractive incentives.

HSBC bank interest rate

HSBC lends unsecured loans with interest rate of 15.99%/year based on reducing balance. For customers working at agencies paying salaries through HSBC, the interest rate is only from 12.99%/year. Maximum loan limit of 250 million in 12 - 48 months.

Standard Chartered Bank Interest Rate

Standard Chartered, a British multinational bank, provides unsecured loans with an interest rate of 17 - 18% per annum based on the reducing balance. Minimum income of 10 million/month is required. Maximum loan limit is 6 times salary with loan from 18 million to 400 million. Flexible loan term 12-60 months.

Shinhan Bank interest rates

Shinhan Bank of Korea supports unsecured loans for customers with a minimum income of 6-7 million/month, attractive interest rates ranging from 0.7% - 1.1%/month based on reduced loan balance gradually. Maximum loan limit of 300 million in 12 - 36 months.

To get a bank unsecured loan, you must meet the conditions, prepare documents, procedures, and prove your income carefully.

To get a bank unsecured loan, you must meet the conditions, prepare documents, procedures, and prove your income carefully.

To help you easily identify the cheapest unsecured loan interest rate , CashBerry has set up a table of unsecured loan interest rates of banks from low to high.

Table of interest rates on unsecured loans of typical banks


Interest rate (year)

Maximum loan term



4 years



5 years

Shinhan Bank


3 years



4 years



5 years



4 years



5 years



4 years

Standard Chartered


5 years



4 years



5 years



5 years



5 years


It can be seen that, compared to other banks, state banks will have more preferential interest rates. However, it is undeniable that the documents as well as the loan approval conditions of these banks are always strict and not everyone can meet them.

In addition, the time for loan approval and disbursement at the bank is also one of the factors causing fatigue for borrowers because it lasts from 2-3 days.

Therefore, a financial company like CashBerry was born to serve the needs of fast consumer loans with simple conditions and documents.

CashBerry online unsecured loan - fast, easy, convenient

In today's fast-paced life, financial problems happen frequently to all of us. Unfortunately, not everyone always has money to spare to deal with unexpected expenses, such as sickness, late paychecks, and bills that are due. Such cases make us always have to turn the money around. Fortunately, there is always a solution, which is to apply for a loan online.

Online loan, also known as online loan, is a form of unsecured loan where the entire loan process comes and is disbursed within 24 hours. Borrowers can use the money for any purpose they want. 

CashBerry online unsecured loan helps you save time and effort, and helps you get money fast within the day

CashBerry online unsecured loan helps you save time and effort, and helps you get money fast within the day

CashBerry is always proud to be the unit that provides customers with online loan services with simple application procedures and fast disbursement time. To complete the loan process with CashBerry, customers only need to go through the following basic steps:

●    Step 1: Download the CashBerry app or visit the website on your smart mobile device and complete the profile with the necessary personal information.

●    Step 2: After registration is complete, wait for loan approval for about 15 minutes. The appraiser will contact you to confirm the information and inform the loan approval amount.

●    Step 3: If the application is approved, you will be disbursed to your bank account immediately.

Besides simple procedures, 100% online support, CashBerry also has a customer care team to help you 24/7. If you have any questions about the loan application process, you can contact the hotline 1900 63 83 85 or send a message to Fanpage CashBerry - Everyone's financial friend for answers.

Depending on your needs, you can choose for yourself the most suitable loan form, but if you need to meet your loan needs quickly and the requirements are not too strict, you should choose to borrow money online CashBerry.

Hopefully with the information shared above, you can compare unsecured loan interest rates of banks and choose the right unit.

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