Many people wonder, after submitting the application, when will I receive the subsidy from social insurance? How long is the social insurance withdrawal time?
When there is no longer a need to participate in social insurance (social insurance), many qualified employees have chosen to receive one-time social insurance. So when is the social insurance withdrawal time ? What are the conditions, documents, and methods of withdrawing social insurance money? Please read the article immediately!
Social insurance is one of the good social security policies for employees. Human labor activities always generate policies and benefits to ensure health, mental and work benefits, then, social insurance is like an arm to support people against the risks of human life. life.
Statistics on payment of compulsory social insurance, health insurance and unemployment insurance from October 1, 2021:
● With Vietnamese workers
- Ordinary workers:
- Cadres, civil servants, public employees, people in the people's armed forces, employees who receive salaries from the state budget:
If the enterprise sends a written request to contribute to the labor accident and occupational disease fund with a lower rate and has an approval decision from the Ministry of Labor, War Invalids and Social Affairs, it only has to pay 0.3%.
● With foreign workers
Note, the above payment rates for foreign workers apply until the end of 2021, based on Articles 12 and 13 of Decree 143/2018/ND-CP.
From January 1, 2022, foreign workers will pay additional contributions: the employer contributes 14% to the retirement and survivorship fund and the employee contributes 8% to the retirement and survivorship fund.
By the end of October 2021, the whole country had more than 700,000 people withdrawing social insurance (social insurance) once, an increase of 1.5 times compared to the first 6 months of 2021 and an increase of 5.45% over the same period in 2020.
This is worrying information announced by the Vietnam Social Security on November 21.
According to Vietnam Social Security, the reason for the increase in the number of people withdrawing one-time social insurance is due to the Covid-19 epidemic, which has led to a difficult life, causing many employees to request a lump- sum social insurance allowance to have a certain amount of money. spending money , living expenses .
Many people wonder how long the conditions, how to make the application and how long it takes to withdraw the social insurance money . Below, CashBerry will answer for you.
When is the time to withdraw social insurance money ? According to Clause 1, Article 1, Resolution 93/2015 / QH13 dated 06/22/2015 provides for the implementation of policies and insurance entitlement society once for workers as follows: "Where workers If an employee participates in compulsory social insurance after one year of leaving work, a person participating in voluntary social insurance after one year does not continue to pay social insurance premiums but has not paid social insurance for less than 20 years upon request, receive one-time social insurance.”
So, how long does it take to withdraw social insurance money ? The answer is that after 1 year of leave is counted from the time the employee stops paying social insurance, and the condition of leaving for a full year or more is a sufficient condition for you to be able to enjoy one-time social insurance. Currently, the law also does not have specific provisions on the time limit for withdrawing one-time social insurance after meeting the conditions.
Therefore, if you have met the conditions prescribed by law, you have the right to choose to withdraw the social insurance once at any time based on your actual needs.
* Information updated in February 2021.
In Clause 1, Article 8 of the Government's Decree No. 115/2015/ND-CP dated November 11, 2015 stipulating that an employee who makes a request is entitled to one-time social insurance benefits if they fall into one of the following cases. :
a) Having reached the retirement age as prescribed in Clauses 1, 2 and 4, Article 54 of the Law on Social Insurance but have not paid social insurance premiums for less than 20 years or as prescribed in Clause 3, Article 54 of the Law on Social Insurance; but have not paid social insurance premiums for less than 15 years and do not continue to participate in voluntary social insurance;
b) After one year of leaving work, but less than 20 years of paying social insurance premiums and not continuing to pay social insurance premiums;
c) Going abroad to settle down;
d) The person is suffering from one of the life-threatening diseases such as cancer, polio, cirrhosis of the liver ascites, leprosy, severe tuberculosis, HIV infection that has progressed to AIDS and other diseases as prescribed by the Ministry of Health economic.
Article 109 of the Law on Social Insurance in 2014 stipulates that a one-time social insurance entitlement dossier includes: The original of the social insurance book and the application for one-time social insurance enjoyment.
Vietnam Social Insurance provides information for you to know, if you have met the conditions prescribed by the law above, you have the right to choose to withdraw your social insurance once at any time. based on your actual needs.
In case you do not choose to withdraw social insurance once, the time of social insurance payment will be preserved, until you go back to work and continue to pay social insurance contributions, the time of payment of social insurance will be added. until you are eligible to receive a pension.
How long does it take to withdraw social insurance ? According to the provisions of Clause 4, Article 110 of the Law on Social Insurance 2014, within 10 days from the date of receipt of a complete dossier as prescribed for the case of one-time social insurance benefits, the social insurance agency is responsible for settling and organizing the payment. for workers. In case of failure to settle, it must reply in writing and clearly state the reason.
Thus, within 10 days from the date you submit a complete application as prescribed, you will be settled by the social insurance agency and paid a lump-sum social insurance payment. In case of failure to settle, the social insurance agency shall reply in writing and clearly state the reason.
If you have not received the money, please provide information about the Appointment Form to the social insurance agency to check the processing of the application.
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