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The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
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The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
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After the application is approved, our partner will transfer the money to your account.
Make repayment to our partner according to the instructions.
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

Want to invest in small production, but don't know what to do to make a quick profit? Try to make a business plan according to the suggestions of CashBerry, guaranteed high profits!

Many people still think that when you grow up, you get rich, and big business is the symbol of success. The reality is different, small production investment models can achieve similar returns if they can grasp the needs of the market. So, what should you invest in with little capital to make a lot of profit?

When faced with attractive business opportunities, many people hesitate because of low capital. And that, opening a small factory, how economic is it? Is it possible to compete with factories with many times larger scale? Don't worry too much, as long as you find the right solution and product, success will call your name.

Let's take a look at some items with CashBerry that are considered to bring great benefits for you to invest in small production !

Definition of small production investment

The activities of opening production and business workshops are carried out at the micro level by self-identified individuals, which is understood as small production investment represented by small and medium enterprises. Specifically, Decree 56/2009/ND-CP stipulates the size of the total capital and number of employees of a small and medium-sized enterprise as follows:





Super small

Small business

Medium Enterprise

Number of employees

Total capital

Number of employees

Total capital

Number of employees

Agriculture, forestry and fisheries

10 people

≤ 20 billion 

10 < sld 200 people

20 billion < capital 100 billion dong  

200 < sld 300 people

Industry and construction

10 people

≤ 20 billion 

10 < sld 200 people

20 billion < capital 100 billion dong  

200 < sld 300 people

Trade and services

10 people

≤ 10 billion 

10 < sld 50 people

20 billion < capital 50 billion dong  

50 < sld 100 people


The main features of this form of investment are:

- There is a small model, with little capital, owned by individuals and families.

- The number of employees is small, depending on the production scale. Because human resources are not many, one person often has to do many things at the same time.

- Simple technology, manual or semi-automatic.

- Participating in main activities such as production, processing, commercial transactions, organization and service provision.

- Compact management structure, more responsive to market changes.

Should invest in small production ?

The State always encourages and creates favorable conditions for small production enterprises to operate and do business. Because these establishments have always played an important role in the task of industrialization of the country, as well as providing more jobs for people, especially in rural areas.

In addition to the incentives from the policy, the small production investment will bring great advantages to the owner such as:

1. Easy to set up because it doesn't need a lot of business loans or human resources, and the infrastructure investment costs are low.

2. Quickly go into production and make profits immediately, because it doesn't take too much time to build, equip with technology or organize the management apparatus.

3. Compact structure makes small production models highly active and flexible in price. This is one of the important advantages to meet the diverse needs of the market.

4. Less risk with small manufacturing industries. If unfortunately suffers a loss, this amount will also be much smaller than investing in setting up large unmanageable scales.

5. Immediately adapt to the changes of the market by changing machinery and equipment, redirecting production and business of other products. From there, overcoming difficulties and achieving high economic efficiency in a short time.

6. Diversify the place of production and supply of goods and services to the market, reducing transportation costs and increasing competition in the market.

How to invest in small production with a certain amount of capital?

Limited capital does not mean you have to stop production investment plans. At this point, what you need to do is carefully choose the field and product you will do business in.

In parallel, it is necessary to consider the strengths of specialties and economic characteristics available in the locality where they are headquartered. From there, make specific plans for the rational use of investment capital, increasing profitability to the highest.

●     With a capital of 500 million VND

A rather large expense for you to invest in machinery - small and medium-sized production lines. When you focus on investing in raw materials, technology from the very beginning will help increase the competitiveness of output products. As a result, the market is easily accepted and created a brand, a solid foundation for future development steps.

●     With a capital of 100 million VND

100 Million, neither big nor small. With this amount, you can choose to invest in a stage in processing and manufacturing for any product. This method is quite simple but still ensures high economic profits.

Or if the place where you live has strengths in local specialties, you should boldly invest in more machines for semi-automatic production. Then buy these items for processing, packaging and preservation to bring to the market for consumption.

●     With a capital of 50 million VND

It is difficult for you to invest in medium and large scale production with only 50 million. Instead, start with investing in the processing, crafting/selling of local specialties. Slowly create a solid foundation in small business production first, then start to gradually expand the scale later.

Some effective small production investment models today

Not every person with large capital will start a successful business , it also depends a lot on each person's knowledge and acumen to the market. When you are wondering what product to invest in , please refer to some suggested models below!

Model of production of garments – clothes

Apparel – clothing has always been a profitable industry for many people. Especially for housewives who know how to sew and understand a little about machines, they can earn extra income for daily expenses. Even, the revenue is up to a "huge" number of VND 40,000,000/month just by opening a garment factory at home.

The factor that helps you to successfully trade this product is to have affordable products that are popular with many people. So, when deciding to open a workshop, you need to keep the following points in mind:

- Find a place that provides quality fabric at an acceptable price.

- Try to self-study, be proactive in operations, cut and sew many stages to save maximum initial small capital.

- Hire highly skilled workers to produce according to customers' orders.

- Choose a location to open a factory in densely populated areas such as near markets or schools.

- If you can't find the place you want, you can requisition the place and increase advertising on social networks.

Model of animal feed production

One of the small production investment models that you can start is the production of animal feed. Formulations that ensure a combination of nutrients from different types, meeting the energy and protein needs of the animal, will be a small business idea with large profits.

Moreover, you can do animal feed business at home. This way will help solve some worries about the output. In particular, the initial small scale can grow into a large supply chain if you can ensure product quality. Be sure to apply for a permit before starting your business, though, so you don't violate local regulations.

Model of plastic production - packaging

Plastic production - packaging is considered an indispensable auxiliary industry for countless other industries. This is considered the first choice today for those who are in need of small production investment .

The leading advantage of this model is that it requires little investment, low labor costs and only a small workshop space. However, you need to learn and import modern machines and lines to produce products that meet the standards of state agencies. Especially the packaging, must ensure safety, environmental friendliness and no pollution.

Demand for plastic products and packaging is always high in the market. Therefore, if you do a good business with this small and medium production model, you can achieve a profit of hundreds of millions of dong per year.

Carton production model

The strong development of the field of e-commerce has made the carton market make great changes. When the demand for use increased rapidly, from 20% to 30% compared to before. At the same time, the form of online shopping becomes "hot", leading to a dizzying increase in the demand for transportation of goods.

Thanks to that, the carton manufacturing market is also more active. More and more people choose to invest in opening a factory to produce this item and successfully achieve a high profit compared to the small initial investment.

Although capital is limited, if you know how to invest and choose the right business items, you can still open a factory for unexpected profits. Hopefully with the above sharing, you will quickly find a successful formula for your investment plan.

For those who have an idea but do not have enough capital, you can refer to more business loans at CashBerry. No need to prove income, no collateral, just visit the website or download the CashBerry app from CH Play. Then, click on the amount to borrow and fill in the ID/CCCD information. Wait a few more minutes for loan approval and you will receive a cash amount of up to VND 10,000,000.

Right now, if you have questions that need to be answered, please contact hotline 1900 63 83 85 or send a message to Fanpage CashBerry - Everyone's financial friend ! 

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