Money pressure, deadlock debt, constant stress, it's okay, everything has a solution. Check out the solutions to help you overcome this crisis.
Science proves that money pressure, debt stagnation not only causes stress, but can also develop into long-term depression. Stress caused by financial pressure can also spread to family members, negatively impacting each person's mental life. So what to do when the debt is too much , is there any solution?
There is an old saying, "Biji Tai Lai", which means that when extreme difficult situations are over, good things will come.
People today are under too much pressure from all problems in life. There are many people who grew up in the protection of their family, never experiencing any difficulties. So when faced with great difficulties, they do not have enough energy to overcome.
They think they are stuck, at the end of the road. And there's also a chain reaction. The news about suicide in society they approach every day, until they themselves fall into despair, loneliness, crisis, those images will return, haunting them.
Remember, there is nothing in this world that is deadlocked, it's just that people think they are stuck. If other people can do it, I can do it too!
What is debt and how to solve it? Check out the ways below!
Indebtedness piled up what to do?
Do not think that we have lost everything, on the contrary, we still have limbs - time - life and family. What we are missing is only money. Instead of thinking about the debt, why not think about what you have left to find a way?
Share with relatives and friends to relieve the burden in your heart. Saying what's in storage is a way to be more relieved.
In addition, give yourself time to relax, entertain, your mind must be alert to solve the problem.
Write down all the possible ways to solve the problem on paper, as many as possible, maybe one of them will work well. In addition, you can go to ask other people's opinions. The sanity of others can help when we are distraught.
Default will bring your life to a near standstill if you are depressed and no longer motivated to try. Let's learn how to deal with default so you can change your life drastically and move up the ladder of success.
You shouldn't talk to the pessimists in your life when you're dealing with depression because you'll get bored more easily. If you talk to positive people, you will feel more meaningful in life, more optimistic and form positive thoughts about life's difficulties.
If the amount of debt is not too large but you cannot manage to pay it off in a short time, you should ask for help from family or loved ones. Your family may put some pressure on you at first, but they are the ones who understand and care about you the most. They will give you strength and help you through these difficult times.
If the amount of debt is too large, you can seek financial advice or find a company that has financial advice services that you trust. CashBerry is currently a financial consulting firm , lending professional online reputation, many customers appreciate.
You can learn and develop yourself in the following ways:
● Add knowledge about the industry you like:
If you like the field of product advertising, you can add more knowledge about marketing. If you like to cook, you can sign up for cooking classes to improve your skills. Add knowledge, you will find a way to remake your life.
● Learn from rich experience:
You can get rich experience by attending business seminars. You can also watch startup programs on TV to learn about how to start a business like “Shark Tank Vietnam”,…
● Read books on the rich mindset:
The goal of building a reading habit is also a way to relax and orient yourself to succeed in life. You can find books like "Secrets of the Millionaire Mind", "Think and Grow Rich", "How to Get Out of Debt",...
When you are anxious and bored, you will no longer have the motivation to continue working. However, you should continue to work in jobs that are relevant to your field of expertise to develop yourself and have the opportunity to advance in the workplace.
You also need to use money wisely if you plan to invest money in a business or financial area . If you invest a lot of capital when you have no business experience, it is very easy to fall into a state of failure and go into debt again.
You should not listen to offers to get more money from your initial investment on social networking sites as you run the risk of losing money and getting scammed.
● Nutritional food:
You should eat in moderation, avoid unhealthy foods such as fast food, stimulants, processed foods, etc.
● Sports practice:
Exercise will help you feel more optimistic, relax your brain, support the treatment of depression and many other diseases. You can do gentle exercise such as walking, cycling, swimming, yoga, etc.
● Relax your body:
You should give your body rest to relax your mind and stabilize your mood such as taking a warm bath, body massage, sleeping more, etc.
You may fall into a state of depression, extreme stress if you do not manage your expenses properly or do not prepare a detailed repayment plan.
Here is a smart way to pay off debt you can refer to:
– List all your income and payments for a month.
– Calculate your total debt and interest payments each month to help you plan your spending.
– Save on electricity usage or unnecessary expenses to reduce your bills for electricity, water, accommodation, shopping, living… When your spending decreases, you can raise your monthly debt repayment rate. month up.
– Prioritize repayment of the debt with the highest interest rate so that the interest rate will gradually decrease.
Contact your creditors to change your payment if you find yourself unable to meet your repayments.
– Consider taking a part-time job to have enough income to pay off debt.
* You can learn a few more ways to help you pay off debt quickly and effectively to get out of a debt deadlock .
In addition to planning to repay your debt, you also remember to prepare a budget for emergencies so that you are not under financial pressure like when you are sick or sick. Emergency funds for relatives should also be carefully prepared by you, such as paying for children's schooling, raising elderly relatives, etc.
You should note, do not borrow money from gangster organizations or black credit in times of need. This is an action that is not only against the law, but also puts you at high risk of being assaulted and your ability to repay your debt is quite low. Believe in your own efforts, your financial situation will gradually improve.
You may suffer from depression because of insolvency if the company insolvent, unprofitable, cheated money, ... If you want to quickly get out of deadlock because of debt , then staunch stand up from the stumbling Fall to rebuild your life.