Phone in hand - receive immediate support of up to 10 million Vietnamese dong through the Cashberry app

Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

1
Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
2
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
3
Receive money
After the application is approved, our partner will transfer the money to your account.
4
Repayment
Make repayment to our partner according to the instructions.
Loan
Loan
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

How to get a low-interest mortgage? Which bank or financial company offers extremely low interest rate unsecured loans (only 0.6%/month)?

When borrowing from banks in general and unsecured loans in particular, anyone is interested in interest rates and wants to get low-interest unsecured loans . In this article, we will help you learn how to get a quick loan with low interest rates , and point out the top 3 banks that give you unsecured loans with good interest rates.

What is an unsecured loan?

An unsecured loan is a form of bank loan that is considered by customers to be the fastest and most convenient. Borrowers do not need to own valuable assets or mortgage any valuable assets when borrowing. Simple procedures and quick processing time are the advantages that make customers prefer unsecured loans over mortgage loans .

Each bank will have different regulations on loan amount and loan duration. Normally, banks will give customers unsecured loans from 10 to 500 million VND. Loan terms are usually 6 to 36 months.

Customers with low interest rate unsecured loans can borrow with salary , insurance or electricity bill, etc.

Unsecured loan according to salary, the form of loan chosen by many people today

Unsecured loan according to salary, the form of loan chosen by many people today

How to get a low interest unsecured loan ?

If you want a low-interest unsecured loan , you should learn and compare the interest rates of unsecured loan packages between reputable banks. Then you should consider loan conditions; Limit the loan amount and loan term to see if it is suitable for your loan needs and repayment ability.

After you have selected the bank with the most suitable loan package, you need to prepare all the necessary documents for making a credit application. Each bank will issue a separate application form. However, the basic documents in the application for unsecured loans of banks usually include:

– An application for a loan according to the form of the bank

– Documents to prove identity such as ID card, passport, household registration book or temporary residence registration certificate / electricity and water bill / internet bill, ...

- Documents proving monthly income such as: Copy of labor contract; appointment decision/salary increase; Salary slips of the last 3 months;…

Researching in advance and preparing the necessary documents before going to the nearest branch, headquarters or transaction office of the bank will save you a lot of waiting time.

After submitting the unsecured loan application to the bank, you need to wait for the bank to verify the information; Approve documents and decide on unsecured loans.

Top 3 reputable low-interest lenders

Currently, there are many banks offering unsecured loans, but where is the lowest interest rate ?

Here are the top 3 banks that offer unsecured loans by salary up to 500 million with preferential interest rates updated in 2021.

Unsecured loan from BIDV bank

When applying for a salary-based unsecured loan at BIDV , customers will receive incentives such as:

●    Loan interest rate from 0.6%/month

●    Flexible loan period from 1 to 6 years

●    Loan limit from 20 million to 500 million VND

To use this loan product, the borrower must meet the following conditions:

●    Age 18-55 for women and 60 for men. Particularly, customers working in specific fields (professional soldiers, professors, officers...) are suitable for working age.

●    Customers who go to work receive salary by bank transfer or in cash

●    Electricity, water and internet bills

●    Life insurance > 1 year

●    There is an installment purchase contract

●    Have a bank credit card

●    There are many ATM transactions

Vietcombank unsecured loan

When taking out unsecured loans at Vietcombank , customers will receive incentives such as:

●    Vietcombank offers a preferential interest rate of 0.6%/month

●    Loan term up to 5 years

●    Loan limit up to 500 million VND

●    No collateral required, no guarantee from the working unit

●    Disbursement time 2-3 working days

Loan conditions:

●    Loan administration managers – Officials, civil servants, public employees, employees working under the state payroll regime or labor contracts (employees), holding executive positions from departmental or administrative levels. equivalent or higher needs consumer loans in accordance with Vietcombank's loan regulations

●    Loan officers and employees – Officials, civil servants, public employees, employees working under the state payroll regime or labor contracts at organizations that need to borrow consumer loans in accordance with the Loan Regulations Vietcombank's capital

●    Customers aged 21 - 55 (for women) and not more than 58 (for men)

●    Transfer salary. Have the last 3 months salary from 5 million or more

●    Have a labor contract of 12 months or more

In addition to the interest rate, you must also find out the fees and lending policies of the bank you intend to borrow

In addition to the interest rate, you must also find out the fees and lending policies of the bank you intend to borrow

Techcombank unsecured loan

When borrowing at Techcombank, customers will receive incentives such as:

●    Interest rate 1.5%/month

●    Maximum loan 300 million VND

●    Quick disbursement, simple procedure

●    Maximum loan period: 60 months

Loan conditions:

●    Time to apply for a loan from customers 20 years old or older, at the time of payment, customers are 60 years old

●    Having a labor contract with a term of 3 months or more or with an indefinite term

●    Total income from 3.5 million VND/month or more

●    Permanent residence / KT3 at Techcombank to apply for a loan

●    Some other conditions as prescribed by Techcombank

You are in need of a loan to solve personal problems, but the bank refuses to lend because: there is no collateral, no employment contract or no stable income. Then low interest loans just need ID card is a great choice for you at this time.

Borrow money with extremely low interest rates at CashBerry

Did you know, at present, there are many financial units that support fast unsecured loans from 500k to 10 million but only need you to provide enough personal information and your ID card only.

This is the financial solution with the simplest and easiest application, with a limit of up to 10 million VND. Consumers can apply for a quick loan in just 3 steps right on their mobile phone at CashBerry.

●    Step 1: Download the CashBerry app or visit the cashberry.vn website on your smart mobile device and complete the profile with the necessary personal information.

●    Step 2: After registration is complete, wait for loan approval for about 15 minutes. The appraiser will contact you to confirm the information and inform the loan approval amount.

●    Step 3: If the application is approved, you will be disbursed to your bank account immediately. 

Online unsecured loan at CashBerry, only 15 minutes with money right in the account, no need to meet

Online unsecured loan at CashBerry, only 15 minutes with money right in the account, no need to meet

Online unsecured loan interest rate at CashBerry is considered the lowest in the market, only from 0.9%/month. With simple documents, quick loan process, borrowers can receive money within the same day.

Because of the above reason, CashBerry is also considered as one of the reputable low-interest finance companies that you can trust.

Besides simple procedures, 100% online support, CashBerry also has a customer care team to help you 24/7. If you have any questions about the loan application process, you can contact the hotline 1900 63 83 85 or send a message to Fanpage CashBerry - Everyone's financial friend for answers. 

With CashBerry's low-interest unsecured loan package, getting a loan has never been so easy and fast. Register now if you are in urgent need of money!

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