Want to start a business but too little capital, what to do now? What should I invest with 5 million to get the most profit possible? Let CashBerry help you answer.
Low capital, afraid to participate in investment is the reality of many people today. However, the market always has potential attractive opportunities for those who know how to seize it, whether you have a little or a lot of capital. So what to invest with 5 million to get the highest return?
The thought that it takes large capital to invest makes many people, especially young people, falter at opportunities that can change their lives. In fact, there are many ways to start with a small amount of capital and it is proven that many people succeed with these types of investments. Especially in the context of the prolonged Covid-19 epidemic, uncertain work and financial situation, investment will be the main source of income for you.
Today's article will help those who are struggling to know what to invest with 5 million , get the correct direction in the near future!
What is financial investment?
In finance, investment is the activity of using your own idle capital to buy/sell an asset or item. With the hope that it can increase profits in the future and sell at a higher price.
Those who like to get rich will never let their money "die" in the account, but they always use that money to create more profits, so that "money begets money".
Today, investors often face risks in the process of investing in shares, real estate, fixed-rate securities, etc. In addition, there is also the risk of inflation. As in recent years, inflation is increasing significantly around the world. Moreover, the epidemic also caused commodity prices to rise, causing the currency to lose some of its value.
Therefore, effective financial investment will be the solution to bring relative passive income. The revenues from this partly make up for the shortfall in wages, and can even improve personal life.
Is financial investment with small capital effective?
After long months of having to "take a break" because of the epidemic, the economy began to show very positive signs of recovery. If you are an experienced investor and have a large capital, you will take advantage of this "discount" time to acquire a large number of stocks, real estate, investment funds, etc. But this is completely the case. impossible for those with little capital.
Not everyone stands on the success line, starting with a small amount of capital is one of the first steps to creating a famous investor in the future. And you should also remember that the measure of successful investment often depends on the field, investment period, rate of return, etc.
Although it is a small amount of capital, if you invest smartly and seize good opportunities, you can make a lot of profit because of the following outstanding advantages:
- Diverse choices with rich fields, distributed across fields and industries such as securities, stocks, savings, virtual money, investment insurance, Forex, ...
- Certain safety when starting from a small number. The risks will not greatly affect the investor's life and work.
- An opportunity for you to learn and practice practical financial investment skills, an important preparation step for the next big capital phase.
What to invest with 5 million per month ?
Now, the market has a lot of investment channels open to those who are just starting out with little capital. Especially for those who are still wondering what 5 million should invest , the following channels are your answers:
Invest in Fund Certificates
Fund certificates are a form of derivative securities, to confirm ownership of a portion of capital contributed in a public fund by investors. Fund certificate holders don't have to worry about investment decisions. Because these things will be done by experts in the field to help you.
The benefits you receive when owning fund certificates are:
- No need to have too much investment knowledge or a financial expert, because there will be professional management companies to support you.
- Idle money is still profitable as well as saving investment time.
- Limit risk by diversifying investment portfolio and participating in different markets.
Therefore, this is considered an investment channel if you have a small capital of 5 million and do not have much experience. Contracts for difference still bring high profits without the hard work of doing business on your own.
Invest in stocks
When asked what to invest with a salary of 5 million , securities are always the first name on the list. For modern investors, securities are easy to participate in and very profitable in the long run. Just from 2 million, 5 million or a few tens of millions is enough for you to invest and make money.
You can refer to stocks of banks (Vietcombank, BIDV, Techcombank, MBBank, ...) or large corporations Vingroup, Vinamilk, EVN, etc., small and medium-sized enterprises doing stable business to prioritize investment. when just started .
Although it does not require a large investment capital, anyone can participate, but the risks from the stock market are huge:
- Must have a lot of investment knowledge about domestic and foreign markets, take a long time to monitor and analyze every day. Regularly make assessments and predictions about influencing factors to decide to buy or sell securities of investment companies.
- Subject to many market influences, from trends, impacts, crowds and even virtual numbers on the exchange.
Invest in an online business
This is one of the businesses chosen by many young people in recent times. The advantage of this form of investment is that anyone can participate (whether the capital is more or less), the ability to recover capital quickly and a lot of profit if you choose the right business products, the right customer segments and have effective marketing strategy.
With an initial capital of 5 million, young people often order clothes, affordable cosmetics, sell food online, etc. on today's hottest social networking platforms such as Facebook, TikTok, Youtube,.... Or on famous e-commerce platforms Shopee, Lazada, etc. to earn the difference and increase revenue for individuals.
There have been many successful startups thanks to online business investment . However, along with that huge profit are risks that not everyone knows such as:
-It takes a lot of time and effort to build a brand, reach customers, maintain sales, etc.
- Risk of loss, backlog of goods if business is difficult.
- It is a big barrier for those who do not have in-depth experience, or have not passed any implementation class.
Invest in Forex
Forex is one of the most profitable individual investment markets today. To participate, you only need a computer or smartphone. Then open an account at any Forex broker and make a deposit, install the software and start trading.
Successful Forex investment , making a lot of money from a capital of 5 million, requires you to know how to analyze the market, manage risks, make investment strategies, and choose reputable trading software. This is a process that takes a lot of time and effort but the sweet fruit it brings is very attractive.
Another advantage that cannot be ignored is that regardless of the current market trend, investors will still receive high income from reputable Forex brokers. Therefore, you should always scrutinize exchanges carefully and watch out for the possibility of being scammed by the virtual exchanges that pop up all the time.
Invest in yourself
Perhaps this is the most important form of investment for each person when considering what to invest with 5 million . Having knowledge is having everything, spending money to cultivate knowledge, skills, experience, etc. are all conditions for you to build yourself a future in line with expectations.
Courses on communication, English, soft skills, etc. are worthy places for you to invest money. 5 million, neither less nor much, but it is enough for you to equip yourself with the best. And when you know a lot of knowledge and practice regularly, you will know how to judge the market, be confident with your investments as well as minimize risks later.
Why should invest as soon as possible?
You don't always have the confidence to make your own investments as planned. You often rely on market trends, from rumors of friends / acquaintances, online searches... but accidentally forget your own judgment. But to do this, you must have experience from long-term real combat in the market.
In addition, if you want to optimize your capital from now on, you should invest as soon as possible to:
- Create a large passive income source with just simple tools such as a computer and an investment of 5 million.
- Achieve financial freedom, help you cover all expenses in life. Even if you don't have to go to the office every day to get paid.
- Increase size, protect assets as well as against the effects of inflation, devaluation of the currency.
- Raise capital early to start or expand a business.
- Accumulate the amount required for early retirement purposes.
If you are in need of capital for investment plans, please visit the website cashberry.vn or download the CashBerry app on CH Play. Here, the fast online money lending services of CashBerry financial company will always be supported 24/7. You just need to leave information about your ID card/CCCD (no need to prove your income, no mortgage) and you will have an instant loan of up to VND 10,000,000.
What to invest with 5 million is always a question that confuses many young people. However, if you are serious about your goals and make constant efforts to develop yourself, then whether 5 million, 10 million or billion, you will still be successful in your own way.