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CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

1
Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
2
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
3
Receive money
After the application is approved, our partner will transfer the money to your account.
4
Repayment
Make repayment to our partner according to the instructions.
Loan
Loan
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

Lending money needs to be made in writing in the form of a loan agreement or loan note. In the loan contract, specifying the amount (or the loaned property), the payment period, loan purpose, form of loan (cash, transfer). Here, let CashBerry update the latest personal loan agreement 2021 and find out relevant information.

Lending money needs to be made in writing in the form of a loan agreement or loan note. In the loan contract, specifying the amount (or the loaned property), the payment period, loan purpose, form of loan (cash, transfer). Here, let CashBerry update the latest personal loan agreement 2021 and find out relevant information.

What is a loan agreement?

A loan contract or a personal loan contract is an agreement between the parties. In which, the lender delivers money to the borrower. Upon the due date of the agreement of the parties, the borrower must repay the correct loan amount and pay interest if the two parties agree (Pursuant to Article 463 of the 2015 Civil Code).

Accordingly, the lender is obliged to hand over the agreed amount to the borrower at the agreed place and time.

In addition, the lender may not require the borrower to repay the money ahead of time unless otherwise agreed or:

- With a term and interest-free loan contract: The borrower can repay the loan to the other party at any time with prior notice; The lender is entitled to recover the money if the borrower agrees;

- With a term loan contract with interest: The borrower has the right to repay the loan before maturity but must pay all interest by term.

Interest rate in the loan contract does not exceed 20% / year

Although, in principle, when signing a loan contract, it is necessary to respect the agreement of the parties, so the two parties can negotiate an interest rate but must not exceed 20% / year of the loan (Pursuant to Article 468 of the Civil Code the).

In the event of an interest rate exceeding the above interest rate limit, that excess will be ineffective.

Thus, although the parties can agree on a loan interest rate, they must not exceed the interest rate limit of 20% / year of the loan. If you violate the interest rate, the lender can be subject to administrative penalties or criminal liability.

1- The interest rate in the loan contract must not exceed 20% / year

Latest personal loan agreement form 2021

SOCIALIST REPUBLIC OF VIETNAM

Independence - Freedom - Happiness

CONTRACT OF CASH LOANS

Today, date ..... month .... year ....., at ............................ We include:

I. LENDER (PARTY A):

Grandparents ................................; Born in ..........; ID card / Citizen card / Passport: .................................. issued by .. ...............................dated ...............; Permanent residence at ... ............       

Phone: .......................................

Grandparents ................................; Born in ..........; ID card / Citizen card / Passport: .................................. issued by .. ...............................dated ...............; Permanent residence at ... ............       

Phone: .......................................

II. THE Borrower (PARTY B):

Grandparents ................................; Born in ..........; ID card / Citizen card / Passport: .................................. issued by .. ...............................dated ...............; Permanent residence at ... ............       

Phone: .......................................

The parties voluntarily formulate and sign this loan contract with the following specific contents:

ARTICLE 1: SUBJECTS OF THE CONTRACT

Party A agrees to lend to Party B and Party B agrees to borrow the amount: ……………… (In words: ………………………………………………………… even copper).

Borrowing purpose: …………………………………………………………………… ...

ARTICLE 2: LOAN TERM AND METHOD

Loan term: ....................... from date ………… to date …………… ..

Borrowing method: Party A hands over the entire amount to Party B in the form of (1) .............................. ... on date ...

Debt repayment method and deadline: Party B must pay interest to Party A periodically on ………………… .. and must pay all principal no later than …………………………… …… in the form of (1) …………………… ..

ARTICLE 3: INTEREST

The parties agree that the interest rate for the entire loan amount mentioned above is ................... Before this contract expires on ....... .........., if Party B wants to continue borrowing, it must notify in advance within ............... days and receive a written approval of party A.

If Party B fails to pay the principal and interest past the above loan term, Party B must bear the overdue interest rate equal to (2) ...% of the loan interest rate corresponding to the late payment period.

ARTICLE 4: AGREEMENT OF THE PARTIES

- Expenses related to the loan such as: fees, notarized remuneration, money transfer fees ... Party B is responsible for payment.

- The parties are responsible before the law for the delivery and receipt of the borrowed property;

- Party A guarantees that the above loan amount is a legal property and belongs to Party A's ownership;

- Borrowing and lending the above amount is completely voluntary, not deceived, not coerced, not intended to evade any obligation;

- Party B commits to use the loan for the right purposes in Article 1 of this Agreement;

- Party B commits to pay (principal and interest) on time, only due to the approval of Party A in writing (if any later); In case of late payment, Party B accepts to bear all penalty interests, overdue interests ... as prescribed by law (if any);

- The parties undertake to comply with this Agreement. If either party breaches, that party will take full responsibility before the law;

- During the implementation of the Contract, if any dispute occurs, the two parties will negotiate and settle on the principle of respecting each other's interests. If the settlement fails, either party has the right to initiate a lawsuit and request a competent Court to resolve it according to the provisions of law.

This contract takes effect from the date of signing and is made ... .. (... ..) originals with equal legal value, each party keeps…. (... ..) copies to make.

            THE LENDER OF                                              THE Borrower             

(Signature, fingerprint, full name) (Signature, fingerprint, full name)

 

Note:

(1) Loan or interest payment method can be in cash or by bank transfer. If by bank transfer, specify account number, bank and name of account holder.

(2) Overdue interest rate does not exceed 150%.

Frequently Asked Questions About Loan Contracts

● Does the loan agreement need to be notarized or not?     

According to the Law on Credit Institutions 2010, when borrowing money from credit institutions such as banks, these types of loan contracts are also called credit contracts and must be notarized.

As for loan contracts between parties other than banks or credit institutions, it is subject to the civil law of 2015 and not notarization is still valid.

● What are the recommended terms of the loan agreement?     

The parties can agree to specific terms based on their practical needs without being against the law. To ensure the legality and avoid disputes that may arise later, the loan and asset loan contract should have the following main terms:

1. Subject of the Contract (ie money or property borrowed);

2. Loan term and method;

3. Loan interest rate;

4. Obligations of the lenders and the borrower;

5. Loan purpose;

6. Measures to secure the contract;

7. Liability to pay costs related to the contract;

8. General commitments and validity of the contract

2- When making a loan or loan, or carefully consider the terms, avoid disputes and risks in the future.

● Is there an agreement not to collect interest when lending money?     

This is the right of the parties, meaning that the parties can voluntarily agree on a suitable interest rate or not collect interest. However, it is advisable to agree on the interest rate to ensure the "reasonable" of the loan relationship and avoid disputes that may arise when the borrower fails to repay on time.

CashBerry has released the latest loan agreement form today, you can refer to update information and use for your job. Besides, if you are in need of a quick loan, sign up now for CashBerry to receive 1-10 million in a day! CashBerry - a fast and modern online loan support unit that always responds to the needs of customers, anytime, anywhere.

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