Phone in hand - receive immediate support of up to 10 million Vietnamese dong through the Cashberry app

Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

1
Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
2
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
3
Receive money
After the application is approved, our partner will transfer the money to your account.
4
Repayment
Make repayment to our partner according to the instructions.
Loan
Loan
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

Need cash urgently, but in the process of loan installment, what to do? Is it possible to borrow cash on installments, what is the fastest way to borrow?

You have an installment loan at a bank or financial company and need cash urgently. Wondering if you can borrow money if you are paying in installments , or if you are borrowing money, can you buy installments ? In this article, CashBerry will help you answer your questions.

Can I get a cash loan if I'm paying in installments?

Credit institutions law allows customers to borrow many different loans at the same or more credit institutions. Therefore, in theory, if you have an installment loan , you can still borrow other loans.

However, in reality, whether or not to continue borrowing will depend on each specific customer. Lenders will review cash loan applications based on the financial situation, reputation and repayment ability of the customer.

If the credit union finds that you meet the criteria, they will agree to lend you a loan. If they see a risk in capital recovery, they will refuse to lend you or will reduce your loan limit.

You can get a loan if you are paying in installments

You can get a loan if you are paying in installments

Conditions to borrow cash while paying installments

If you are paying in installments and want to borrow more cash, you need to meet the following conditions:

1. No overdue debt, bad debt

If you have overdue debt or bad debt , most banks or financial companies will not lend you more. Because in this situation, the extra lending will lead to a great risk of capital recovery.

2. Ability to pay for old and new loans

After verifying that you have no past due debt, the credit union will review your current financial situation. You will need to submit the same documents as when you first got a loan so that the appraisal department can verify that your income is sufficient to cover both the new and old loans.

3. Meet the conditions of the new loan

Depending on the loan product you choose, there are conditions that you must meet. Assuming you use a payday loan , you will need to provide an employment contract and payroll/salary statement.

It can be said that those who are paying in installments can borrow cash if the borrower meets the requirements of the lending institution. So, if you have an unpaid loan, can you buy installments?

Can I buy installments while borrowing money?

I owe money to the bank, can I buy installments ? The answer is yes. Because nowadays, the form of installment loans at stores such as The Gioi Di Dong, Dien May Xanh, FPT Shop, etc. is quite easy, does not require complicated procedures. You can get a monthly installment loan with a preferential interest rate, or a credit card installment loan to enjoy 0% interest.

Thus, through the above information, you can at the same time borrow money from a bank or financial company, and can buy installments at the same time. However, there are cases where borrowers are refused installment purchases, what is the reason?

Was refused a loan, what is the reason?

Was refused a loan, what is the reason?

Reasons for being refused when buying installments

● You have bad debt on CIC      

If you have previously borrowed from a bank or other credit institution but failed to pay, or paid late, you will have bad debt. And when the appraiser checks your credit history on CIC, you will find that you are a bad debtor. As a result, your installment purchase application will be declined.

* * At the beginning can installment loans support bad debt ? Please find out in the CashBerry Blog section!

● Ca n't prove income      

If you intend to buy high-value products in installments such as cars, motorbikes, etc., you must prove your personal income. If you cannot prove your ability to repay, you will not be approved for a loan.

● Invalid documents      

Failure to meet the documents and procedures required by the lender, your application will also be rejected.

From the above reasons, it can be seen that to get an installment loan, you must prove your income, do not have bad debt CIC, and must prepare all the procedures with mandatory conditions. So is there a way to borrow money simpler, less procedures and faster?

Borrow money online - a modern financial solution for consumers

Online loan is a form of online unsecured loan via website or application (app) with a limit from 1,000,000 VND to 10,000,000 VND. This service brings you many advantages. You do not need to go directly to the financial company to get a loan, nor do you have to go through the cumbersome application procedures and waste your precious time.

After applying for a loan online, less than 30 minutes, the money will be transferred to your bank account.

Currently, in the financial companies that are providing online loans, CashBerry is the unit that has the best service with the lowest interest rate in the market. Borrowing money at CashBerry, you will receive many utilities.

Online loans support bad debts, 95% of registered customers are approved for loans

Online loans support bad debts, 95% of registered customers are approved for loans

Simple and easy procedure

Customers only need to provide a photo of the original identity card (ID card) or citizen identification card (CCCD) to be able to borrow.

CashBerry supports online money lending 24/24 with 5 NOs:

+ NO need to mortgage assets (land, house, car, ...)

+ NOT required to prove income or financial ability

+ NO long wait

+ DO NOT keep papers

+ Does NOT affect work and relatives

Incentives when borrowing super-fast CashBerry money

● You have a loan at the bank, credit card debt will still be supported to borrow money quickly, just need ID card and receive money on the same day.      

● Your application has been rejected due to ineligibility at the bank, still being accepted for a normal unsecured online loan.      

● Secure your online loan information.      

● Maximum loan approval to meet your needs. Pay both principal and interest, according to your earning capacity.      

4 Steps to get instant CashBerry money

● Fill in registration information      

Provide phone number and fill in personal information. Complete the registration and submit the loan application.

● Receive the results of the review and sign the contract      

The results of the review will be announced via your call and your personal account. Just log in to your personal account and sign a loan contract.

● Receive subscription fee      

As soon as the contract is signed, the money will be in the account in a moment.

● Loan payment      

Make payment according to instructions .

Above is the answer to your question: Can I borrow money while buying installments ? Today with modern technology, borrowing money has also become simpler and faster than before. In order not to spend a lot of time and effort, you can choose CashBerry to receive a loan of 10 million right away!

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