You are living and working in Hai Duong, need a quick loan within the day. Where to support fast online loans, professional without appraisal?
Life is inherently difficult, the "black credit" trap is spread everywhere, causing many people to fear. You want to borrow money in Hai Duong but don't know where to get a reputable loan? Follow the article below of CashBerry to know the procedures and how to borrow money quickly and safely in Hai Duong!
Current situation of borrowing money in Hai Duong
Currently, the demand for loan services of Hai Duong people is increasing, and many forms and organizations have been born to meet that need. However, people still face difficulties such as:
- No time to file.
- Have a history of bad debt.
- Complicated paperwork.
- The time limit for loan approval and loan disbursement is too long, the fastest is after 5-7 working days.
- Need collateral, payroll, employment contract,...
- High interest rate.
- Borrow only once.
- Do not keep loans confidential, disclose personal information,...
- Many previous lenders left a bad impression in people's hearts because of their fast maturity and non-transparent loan terms, etc.
Because of the above reasons, many people are afraid of even having difficulties in getting loans.
You are in need of an urgent loan to solve personal problems but the approval period is too long. You borrow money from a bank but it is refused because: no collateral, no employment contract or no stable source of income.
Don't worry, to solve this problem, an online loan with ID card is a great choice for you at this time. Let's learn about this loan with CashBerry.
Borrow money with ID card at CashBerry prestigious, safe and fast
Customers who need money urgently, want to borrow money quickly in Hai Duong during the day, can apply for a loan online at any time.
What is a loan with ID card?
Borrowing money by identity card or identity card is a form of unsecured loan in Hai Duong. This is a form of loan that does not need to mortgage any related assets. Instead, you just need an ID card.
With just a smartphone with an internet connection, you can sit at home to register your profile and wait for a fully automatic review. In just 1 minute you will receive the money without meeting the lender and without any costs.
Advantages when borrowing money quickly via ID card at CashBerry
- Allows you to choose the amount to borrow and the payment time.
- Payment time from 10 - 30 days.
- The loan application and procedures are very simple, receive money in 15 minutes with just 1 click.
- No appraisal, no need to prove income .
- Borrow money without a passport .
- Customers actively pay, monitor and manage loans.
- Support bad debt .
- Low interest rates.
Borrowing money online without meeting with identity card applies to many different types of customers:
- Be a Vietnamese citizen, have a valid ID card.
- Age 18 and up.
- Customers are company employees, workers, self-employed customers, ... are in urgent need of capital.
Detailed instructions on how to borrow money with ID card
As long as you have a smartphone connected to the internet, you can borrow whenever you need it. To get a quick loan with your ID card or citizenship card, you can do it in two ways:
- Method 1: Access the website cashberry.vn and apply for a loan.
- Method 2: Download the CashBerry application (app) on CH Play and apply for a loan.
- Step 1: After accessing the website or downloading the CashBerry app, you fill in your personal information to register for a loan.
- Step 2: After filling in all the required information, take a photo of your ID card and a portrait photo, verify your bank account.
- Step 3: After successful registration, wait for the appraisal department to contact to verify the information (about 15 minutes).
- Step 4: If the application is approved, you will receive money immediately after signing the contract.
Experience when borrowing money online to get approved for the first time
Many leading companies and financial institutions are trusted by the majority of Vietnamese people thanks to the easy registration process. However, there will still be not many customers who, for some reason, cannot receive timely financial advice. Here are some tips to help you receive money quickly, specifically:
- Find a reputable online money lending organization
Without assets or proof of income to get a bank loan, many people have had to look to black credit (borrowing through unlicensed individuals or organizations) and have to face many consequences. A solution to help people access capital legally, safely and easily is online unsecured loans at financial companies, such as CashBerry.
- Prepare your loan documents carefully
Normally, with unsecured loans, you will need to provide several types of documents such as ID card, household registration, labor contract, 3×4 picture, …
However, with the online cash loan consulting service, you only need to provide your ID card and bank account number/card number. It's as simple as that, but if the ID card you provide has any errors, or the ID photo is not clear, not as required by the lender, you may be rejected.
Ideally, take a clear photo of your 2-sided ID card, provide your own ID with accurate information, you will have a higher chance of being approved for a loan.
- Good credit history
Although it is easy to get financial advice at a lender, if you have a bad credit history, you could still be disqualified. A good credit history is assessed based on factors such as debt payment history, late payment of debts, and full credit.
Lenders will use all of this data to decide whether to disqualify or review your application. Regardless of the bank/financial institution, it's best to have a good credit history for easy approval.
- Choose a loan that suits your ability to pay
Although no payroll or employment contract is required, you will still need to provide information about your monthly income and information about the company and agency you are working for.
If you choose a loan that is too large for your income and ability to pay, the lender may not consider or consider advising you for a lower loan. Pay attention to choose the right loan to avoid unnecessary risks.
- Notes on loan repayment
Customers can pay online loans for CashBerry easily by the following methods:
- Bank transfer via internet banking 24/7.
- Pay cash by going to the bank's transaction office to transfer.
- Payment via QR code.
For assistance with payment, please contact hotline 028 73 06 83 85.
However, in the process of repaying the loan, customers should keep the following issues in mind:
- Customers must pay the loan on time to avoid trouble later. Avoid late payments because otherwise you will have to pay high penalty fees.
- Pay early to get reduced interest, especially when the payment is completed, you will be able to borrow again with a high limit.
- Payment before due about 2-3 days to avoid forgetting or at the weekend the bank does not work.
Above is basic information about loan forms, how to borrow money in Hai Duong that you can refer to and use as a solution to your financial problems. CashBerry - where you can put your trust!