Paperless loan is a 100% online loan form, allowing customers to apply for a quick loan without any original documents.
Paperless loan is a form of online loan, helping customers save time as well as solve financial related work faster. With just a smartphone with an internet connection, you can download quick loan applications to receive money within the same day.
However, what is a paperless quick loan , is it reliable and where is a reputable unsecured loan address? Let's find out in this article!
As the name suggests, a paperless loan is an online loan in which the borrower does not need to provide any documents to the lender. By applying online through the website or application (app), you can get a quick loan without spending too much time waiting and preparing complicated documents.
However, for transparency and convenience in the loan process, borrowers need to provide a portrait and photo of their ID card or ID card, along with personal information. Based on the documents provided by the borrower, the financial unit will review and approve the loan. Note, the more complete and accurate the application information, the higher the chances of being approved for a loan.
● Simple procedure. save time
The entire loan process, from approval to disbursement, to payment, is done online, thus helping borrowers save time and effort. The simpler the loan procedure, the less paperwork, the faster the loan speed. Therefore, paperless online loans are considered as one of the fastest forms of borrowing money today.
● Quick review
With only 15 minutes of registration, 20 minutes of waiting for approval, you can receive money to your account immediately. If your profile is good, you can also get a loan with a high limit.
● Transparency about interest rates and fees
Most reputable lending institutions will be transparent about interest rates and loan fees. All information about the loan will be notified in advance to the customer and clearly stated in the contract.
● ID card/CCCD (must have photo of front and back side)
● A portrait (take a selfie from an app or website)
*All data is uploaded via app or website, no paper needed.
In the market, there are many units that lend money without paper, without meeting or financial proof, but you need to be smart to choose a reputable place to borrow money. Read carefully about the information about the lender, consider the interest rate and how to pay before deciding to take a loan.
If you are wondering where to get a safe loan, you can choose CashBerry financial company . CashBerry is a fast online money lender, highly appreciated by many customers for the quality and speed of loan approval. At CashBerry , you will get a paperless loan , no collateral, no proof of income.
At CashBerry , you can borrow small amounts from 1,000,000 VND to 10,000,000 VND for many different loans. Paying the first loan well, you will have the opportunity to increase the maximum limit, receive preferential gifts for loyal customers. The steps to borrow money online at CashBerry are simple as follows:
● Step 2: Fill in the required information, take a photo of the ID card, verify the disbursed bank.
● Step 3: Wait for the approval department to contact, if approved, you go to the account to sign the contract and receive money.
● Step 4: Pay the loan by transferring money via internet banking 24/7 .
* Note: CashBerry does not keep your documents at all, so when providing photos, you need to make sure to take them as required for faster approval.
If there are any difficulties during the registration process, our expert team is ready to assist you at any time. Please contact hotline 1900638385 for advice.
Don't wait any longer to experience the fast and safe paperless online loan at CashBerry !
● Maintain a good credit score
Because online loans do not need paper, nor proof of income, the lender will rely entirely on the customer's credit score for approval. Therefore, you should maintain a good credit score to get approved quickly by paying your loan on time. A good repayment history will help you get a good credit score, making it easier for you to get a loan on your next application.
● Portrait photo and ID/CCCD must meet the requirements
Although no original documents are required, to verify the identity and reputation of the customer, the lender still needs a portrait photo and ID/CCCD. Please make sure the photo is 100% real, not blurred or too bright, if the image is not of good quality, you will be rejected immediately.
* How much money can I get with a paperless loan?
The loan value you can be approved for ranges from 500,000 VND to 10,000,000 VND.
* How long can I borrow?
Online loan term is from 7 to 30 days depending on customer needs. You can apply for a loan extension at CashBerry if you are still unable to pay by the due date.
* How do I know if I am eligible for an online unsecured loan?
To get a quick loan online, you need to have a minimum salary of 3,000,000 VND/month and be between the ages of 20 and 60.
* What is the interest rate for unsecured online unsecured loans?
Interest rates for unsecured loans at CashBerry range from 10.95 to 14.6%/year.
It can be said that without the need to provide original documents, many people can get loans quickly and promptly solve financial difficulties. For that reason, paperless loans are becoming more and more popular and trusted by customers. Hopefully with the above information, you have been able to find yourself a reputable lender to get the loan you want.