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Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
Receive money
After the application is approved, our partner will transfer the money to your account.
Make repayment to our partner according to the instructions.
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

Should I make a Visa card to use in payment? Who should apply for a Visa card? The answer will be right in this article.

As the trend of cashless transactions is on the rise, choosing the right card for your needs becomes essential. Should I make a Visa card , what is the experience of using a Visa card ? If you are looking to learn more about Visa cards, please refer to the article below of CashBerry.

Learn about Visa card

What is Visa Card?

Visa Card (Visa Card) is an international payment card issued by banks. Currently, Visa card is very popular and widely used all over the world because of its convenience, can make payments, transactions, transfers domestically and abroad. Visa cards were first issued in 1976 in the US by the Visa International Service Association.

What is Visa card security code?

The security code of a Visa card is a series of numbers printed on the underside of the card, provided by the bank to the customer when registering for use. This code is used for security when users transact and pay.

What is CVV number on Visa card?

Card Verification Value (CVV) is the security code of Visa cards, usually 3 or 4 digits. When paying, you only need to enter your card information and CVV number to be able to pay. That is, no pin code is required. This also means that CVV number is very important, customers should pay attention when using Visa card , especially for those who are just starting to register.

Should I get a Visa card to use?

Many people wonder if they should use a Visa card . For opening a Visa card, depending on the needs of each person, there are separate and suitable options.

For example, for those who do not have or do not need to open a bank account, they should register for a prepaid card, now just need to load money into the card to be able to use it. If anyone already has an account or wants to open one, contact a Visa partner to open a debit card. For credit cards, customers need to contact the bank to be provided with documents in accordance with the bank's requirements to be considered for a credit limit.

There are many types of Visa cards with different features, you can consider to choose the right Visa type for you.

Popular types of Visa cards

Currently, Visa is providing a variety of cards to meet the diverse needs of consumers. For individual customers, there are 3 main types of cards: credit cards, debit cards and prepaid cards.

  • Credit card (credit card):

This card is very convenient and secure for shopping, paying bills... Besides flexible payment options, credit cards can have gift, reward, cashback and many more programs. other offers.

Depending on demand and consumption limit, customers can experience suitable card services. Accordingly, Visa credit cards have card classes: Visa Classic, Visa Gold, Visa Platinum. Especially, Visa Signature and Visa Infinite cards help cardholders enjoy priority services, class and optimal payment ability.

  • Visa debit card (debit card)

This is a card issued by a bank or financial institution, the cardholder uses the money directly from the bank account associated with that card. Cards not only bring the ability to pay quickly and safely, but also make direct, online, overseas payments... more convenient.

debit cards are currently issued by many partner banks, bringing attractive incentives and utilities for cardholders such as cashback accumulation, insurance incentives, shopping incentives, and other promotions from related partners. conclude.

  • Prepaid Visa Card

This card allows to spend a limit of the amount the customer has loaded into his account, the top-up can be done at any time. This is an alternative to cash, customers can use prepaid cards to serve different purposes from travel to entertainment or work, medical examination and treatment abroad.

Which type of Visa card should I choose?

Most Visa cards are issued by banks. However, which type of card to choose will depend on the preferences, desires and needs of the customer. Before applying to open a Visa card, you can base on the following factors to decide on the right type of Visa card:

  • Your needs and lifestyle: If you often shop online, use advertising services and need to pay expenses for foreign organizations such as Facebook, Google, Youtube, etc., you should open a Visa Debit card. or Visa Credit. If you regularly withdraw cash and transfer money, you should choose a Visa debit card.
  • Features and incentive programs of the card: Among the three types of Visa cards, Visa credit card is the card with the most incentive programs. Popular programs such as discounts, cashback, accumulate points... when paying with Visa credit cards when shopping in areas such as cuisine, restaurants, hotels, medical services, education, etc. technology.
  • Convenience in card registration procedures: Among the three types of cards, Visa debit card and Visa prepaid card have the simplest registration procedure. Only Visa credit cards need proof of income.

Should you make a Visa card or not, the answer depends on your intended use. Normally, if you only pay in the country, you don't need a Visa card. And if you often pay for goods from abroad, use the card to run ads, you should choose to open a Visa card for your convenience.

Note when using Visa card

Visa card makes shopping easy. And that's why Visa cards become the target of hackers when you make online shopping transactions. The experiences of using Visa card , the following notes will help you use the card safely.

  1. Card information security:

You should not give your Visa card to others to borrow or see. Unlike an ATM card that requires a PIN to make a transfer, a Visa card has full information on both sides of the card, so anyone can use it to make online shopping payments when they have enough information. there. In case of loss, you need to notify the bank immediately to block the card.

  1. Always check the transaction amount:

At the point of purchase, you need to reconcile the amount between the invoice and the payment receipt before signing the confirmation. Please check the SMS sent to your phone from SMS Banking right after swiping your card/payment. You should also save all purchase invoices and payment receipts to complain to the seller when errors are discovered.

  1. Do not withdraw cash with Visa Credit card:

Due to the nature of the card that you will be using the bank's money as a loan for consumption, the bank will charge very high fees for cash withdrawals. The bank only encourages you to use your Visa Credit card to spend.

  1. Timely payment of monthly consumption:

This is a note to Visa Credit cardholders. The bank will only let you enjoy 0% interest on the amount owed for consumption in the month before the statement payment due date. The late payment penalty is very high. And especially late payment interest is common at several tens of percent a year.

The above is the analysis to answer the question " Should I make a Visa card ?" of many people. It can be said that for easy payment from domestic to international, you should choose to use Visa card. However, when using the card, it is necessary to pay close attention to security issues to avoid unfortunate risks.

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