Phone in hand - receive immediate support of up to 10 million Vietnamese dong through the Cashberry app

Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

1
Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
2
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
3
Receive money
After the application is approved, our partner will transfer the money to your account.
4
Repayment
Make repayment to our partner according to the instructions.
Loan
Loan
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

What is a bank loan, what are the conditions and documents? How to get a bank loan easily and quickly? Find out now for the best preparation!

To solve the financial problem, many individuals have chosen to use the bank's capital. However, because they do not know the procedures and conditions for a bank loan, many people have difficulty accessing capital, and the loan application does not meet the requirements, so it is not approved. So, what do you need to borrow money from a bank ? 

Before we begin to learn the details of what a bank loan application includes, you need to understand which program you are choosing to borrow from the bank. Each bank will have different loan programs with different policies. Therefore, borrowers need to know the characteristics and requirements of the loan form to have the best preparation.

Procedures and documents for bank loans

Currently, banks are implementing two types of loans: mortgage loans and unsecured loans . Each loan product will be equivalent to certain conditions and procedures. Let's find out together!

Secured loan (mortgage loan) from the bank

This is a fairly common form of loan and is supported by over 95% of banks, from 100% foreign owned capital to domestic banks, including commercial joint stock banks. In general, banks will have some basic types of documents below.

●    Loan application form:

This is the form the bank will send to the customer to fill in all information, from personal information to details of monthly income, where the source of that income is, etc. So, how do you get the application form? For this loan, the answer is as soon as you are met by a bank credit counselor and detailed instructions.

●    Personal documents:

Including household registration book, ID card or identification card. However, when customers live in a certain area or address, it is necessary to provide additional temporary residence confirmation or KT3 book.

●    Documents showing income:

This is an extremely important document when applying for a bank loan. Interest rate, maximum loan amount will be decided in case the customer proves income through bank account is higher.

Before taking a bank loan, you need to know some basic information about the conditions and procedures for a bank loan.

Before taking a bank loan, you need to know some basic information about the conditions and procedures for a bank loan.

Unsecured loans (consumer loans) banks

This is one of the loan programs chosen by many customers because the procedure is simple and most importantly, no collateral is required, but it is still possible to get a high loan from a bank (the loan amount ranges from 10 million VND). up to 1 billion dong). Let's take a look at the documents that you need to know before completing the bank loan application .

●    Loan application form according to the form the bank issued:

Each bank will have different loan application forms, but in general, the customer information is the same!

●    Personal documents:

Includes household registration book, citizen identification or identity card. In the matter of temporary residence, some banks will require a confirmation of temporary residence, KT3 book, but in general, other banks will not need it (because the appraisal will come directly to verify the place of residence).

●    Proof of income:

Depending on which loan package the customer chooses, there will be 2 main groups, which are salary-based loans that need to be supplemented with labor contracts, pay slips or salary statements. There will be some other loan programs that only need to be in the name of the utility bill, are paying other financial installments, as long as customers provide documents showing their ability to repay, they can still get a bank loan easily. .

Note when making a bank loan application

In addition to carefully preparing loan documents, you should also note the following issues to get a loan faster and more efficiently.

●    Clearly define loan conditions and usage needs.

●    Find out the loan interest rates carefully to choose the most suitable guarantee loan package.

●    Choose a loan period that suits your financial needs to be more flexible when paying interest.

●    Pay attention to the costs incurred for the loan.

Not everyone who makes a bank loan application will be approved, if you can't get a bank loan, you can find another solution

Not everyone who makes a bank loan application will be approved, if you can't get a bank loan, you can find another solution

It can be said that in order to get a bank loan , in addition to meeting strict conditions, you also have to satisfy complicated procedures. Therefore, if you need money urgently during the day , the bank is not the right choice.

So what if you can't get a bank loan?

Borrow money online without paper via website/app

Paperless loan is a form of online loan, helping customers save time as well as solve financial related work faster. With just a smartphone with an internet connection, you can download quick loan applications to receive money within the same day.

At CashBerry, you can borrow small amounts from 1,000,000 VND to 10,000,000 VND for many different loans. Paying well the first loan, you will have the opportunity to increase the maximum limit, receive preferential gifts for loyal customers. The steps to borrow money online at CashBerry are simple as follows:

●    Step 1: Download the CashBerry application on CH Play or visit the website cashberry.vn and click apply for a loan.

●    Step 2: Fill in the required information, take a photo of the ID card, verify the bank disbursing.

●    Step 3: Wait for the review department to contact, if approved, you go to the account to sign the contract and receive the money.

●    Step 4: Pay the loan by transferring money via internet banking 24/7.

With simple conditions and procedures, online loans help you get money quickly

With simple conditions and procedures, online loans help you get money quickly

* Note: CashBerry does not keep your documents at all, so when providing photos, you need to make sure to take them as required for faster approval.

If there are any difficulties during the registration process, our expert team is ready to assist you at any time. Please contact hotline 1900638385 for advice.

Longer delay without experience now forms online loans no paperwork quickly and safely in CashBerry!

Above are the shares related to the conditions, procedures, bank loan documents . In order to know what a bank loan needs , you should contact directly or go to the bank transaction office you want to borrow for detailed bank loan advice . Need a quick loan, simple procedure, register now for CashBerry! CashBerry - a reputable financial consulting company, supporting fast online consumer loans, meeting the fast loan needs of all customers!

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