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Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
Receive money
After the application is approved, our partner will transfer the money to your account.
Make repayment to our partner according to the instructions.
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

What is the difference between borrowing money from Sacombank and borrowing from other banks, what are the conditions and procedures? Find the answer with Cashberry in the article below!

With conditions, simple loan procedures, preferential loan interest rates, Sacombank loan packages are increasingly chosen by customers when they need a loan. What is the difference between borrowing money from Sacombank and borrowing from other banks, what are the conditions and procedures? Let's answer questions with CashBerry in the article below!

About Sacombank Bank

Sacombank is the short name of Saigon Thuong Tin Commercial Joint Stock Bank, the bank was established and put into operation in 1991 with a charter capital of 3 billion VND.

With the vision of becoming a leading modern and multi-functional retail bank in the region, Sacombank always promotes service improvement and implementation. Sacombank's goal is to make a difference with innovative breakthroughs in business and governance.

In addition to providing convenient financial services to customers, Sacombank also accompanies the development of the community. Sacombank has received many prestigious awards:

  • Strong brand recognized by Economic Times and Trade Promotion Agency.
  • Famous and competitive brands in Vietnam 2016.
  • Outstanding Vietnam Bank Award 2018,….

Sacombank's loan products

Currently, most banks and financial companies have deployed cash loans to meet the diverse needs of customers. In which, Sacombank is the address that many people go to when facing financial difficulties. Below are the loan packages Sacombank is deploying, including:

Fast consumer cash loan

  • Respond quickly and flexibly to the consumer needs of individual customers.
  • Maximum loan limit is 70 million VND.
  • No collateral required.
  • Maximum loan term 48 months.

Cash loan for consumption according to salary

  • No collateral required.
  • Loan limit up to 16 times income, up to 500 million VND.
  • Maximum loan period 60 months.
  • Simple loan process, quick disbursement.

Consumer overdraft loan

  • Customers are allowed to spend in excess of their current account balance (called overdraft) to meet their consumption needs.
  • Overdraft limit: Up to 04 times of income can be transferred to current account at Sacombank, not more than 150 million VND.
  • No collateral required.
  • Overdraft period: Up to 1 year

Overdraft loan for production and business

overdraft loan product meets the needs of customers' spending in excess of the current account balance with outstanding advantages such as:

  • The loan amount is not limited, depending on the collateral, the loan plan and the customer's capital use purpose.
  • Overdraft period: up to 1 year.
  • Customers are allowed to spend in excess of their current account balance.
  • The limit is flexibly used, can be withdrawn, transferred, ...

Borrow market street - commercial street

This is a product for small business households around the market area, helping to meet capital timely and flexibly. Feature of product:

  • Collateral is real estate.
  • The loan amount is up to 70% of the value of the real estate that customers mortgage.
  • The loan period is flexible, depending on the needs and purposes of the customer's capital.
  • Disbursement and debt collection directly at the business location.
  • Flexible loan method: capital installment payment, evenly divided or gradually reduced.

Borrowing from market traders

This is a loan package specifically designed for customers who are small businesses with stalls at the market. Product Features:

  • Maximum loan amount is 1 billion VND.
  • Maximum loan term is 5 years.
  • The collateral is the right to use the stall.
  • Flexible loan method: Capital installment payment, evenly divided interest.
  • Borrowers are entitled to participate in life insurance and market stall fire/explosion insurance during the loan term.

Agricultural loan

Loan products for customers who are in need of capital to serve agricultural production (agriculture, forestry, salt production and fisheries) with outstanding advantages such as:

  • Unlimited loan amount and term, Sacombank will base on your business plan, capital need, debt repayment ability to consider granting a loan limit.
  • Borrowing / loan payment methods are diverse, suitable to the cash flow, needs and repayment ability of the borrower.
  • Various collaterals can be real estate, means of transport, machinery and equipment, goods, raw materials, semi-finished products, finished products, etc.

Borrowing for production and business

This is a product for customers who are in need of borrowing money to serve production and business such as buying machinery and equipment, building/expanding factories, trading in pharmacies... Features of the product:

  • The loan amount and term is unlimited, based on the business plan, capital needs, and debt repayment ability of the borrower.
  • Borrowing/debt collection methods are diverse, suitable to the borrower's cash flow, needs and repayment ability.
  • Various collateral assets: Real estate, means of transport, machinery and equipment, goods, raw materials, semi-finished products, finished products, etc.

Borrow to buy a house

With Sacombank's home loan product , customers can mortgage their own assets in the form of loans. The product has outstanding advantages such as:

  • Loan amount: up to 100% of real estate purchase/receipt value.
  • Loan term: up to 25 years.

Car loan

The loan package has outstanding advantages such as:

  • Loan amount up to 100% of vehicle value (including VAT and registration fee).
  • Loan term: up to 10 years.
  • Collateral: Vehicles, real estate.
  • Disbursement quickly when there is an appointment to register the vehicle.

Consumer Loan - Guarantee

Customers who have collateral assets such as real estate, means of transport, savings cards/Deposit balances/Valuable papers, if they need to borrow capital for personal consumption purposes, can participate Consult the consumer loan package - Guarantee of Sacombank. Feature of product:

  • Loan limit up to 100% of capital needs.
  • Loan term up to 20 years.

Mortgage loans with valuable documents

The product is intended for customers who have valuable documents issued by Sacombank or other organizations and are in need of loans. Features of the loan package:

  • The loan amount is up to 100% of the value of the pledge document.
  • Disbursement up to 100% for loans of the same mortgage currency issued by Sacombank.
  • Disbursement up to 95% for loans other than mortgage currency issued by Sacombank or valuable papers issued by other entities.
  • Loan term: consistent with the term of the mortgage document.
  • Quick loan disbursement, within 30 minutes.

Borrowing for family economic development

Sacombank's family economic development loan package meets the needs of customers for consumer loans , supplementing business capital. The product has outstanding advantages such as:

  • Loan amount is up to 3 billion VND. Loan rate up to 90% of collateral value.
  • Loan term up to 5 years.
  • Collateral is real estate.

Sacombank loan interest rate 2022

Sacombank is one of the largest joint stock commercial banks in Vietnam. With many years of experience, Sacombank has handled most of the borrowers with many different purposes. Sacombank supports customers with many convenient financial services, in which there are two popular types of loans: mortgage loans and unsecured loans .

Mortgage loan

Mortgage loan is a form of loan that requires customers to have collateral with the bank. Collateral must be legal and owned by the customer. There are a number of mortgages approved by banks such as houses, land, cars, businesses, etc.

Benefits of mortgage loans at Sacombank:

  • Customers are supported with a maximum loan equivalent to 100% of the value of the collateral.
  • Preferential loan interest rate, stable at 5%/year.
  • The maximum loan term is 25 years.
  • Payment method to pay principal and interest depends on the customer's ability.

Unsecured loan

Contrary to the form of mortgage loan, unsecured loan is a form of loan where the customer does not need to have collateral with the bank. The bank will base on the customer's payment capacity to approve the loan.

Benefits of unsecured loans at Sacombank:

  • Customers can borrow up to 500 million VND.
  • The loan term is from 12 to 60 months.
  • The interest rate offered by the bank is 8%/month or 9.6%/year.
  • The procedure is simple and fast, customers are disbursed after 2 days of signing the contract.

Note: The above interest rates are for reference only and are adjusted to suit each customer. To get the most accurate interest rate, please contact the nearest Sacombank branch for answers.

Conditions for loans at Sacombank

Customers who borrow money at Sacombank need to meet the conditions set forth by the bank:

- Customers have official labor contracts, stable income.

  • Average income in the last 3 months is at least 5 million VND/month for customers working in Hanoi and Ho Chi Minh City.
  • Minimum income of 03 million VND/month for customers working in other locations.

- Customers with electricity bills of the last 3 months/life insurance policy valid for 1 year or more/health insurance card/Healthcare insurance card/have been in business for at least 2 years.

- No bad debt at any credit institution by the time of borrowing.

- With mortgage loan packages with collateral, customers need to meet the following additional conditions:

  • Having secured assets: house, land, car, valuable papers... and papers proving the owner of the property.
  • Having a stable income from salary, renting house, land, self-employment to ensure the ability to pay.
  • Having a plan to use borrowed capital that is not contrary to the provisions of law.

Do you want a low-interest bank loan? However, after consulting the conditions, procedures, papers and requirements of the bank, you sighed again! Everything has a solution, don't worry!

Currently, there are financial companies established to support easy and quick loans for people.

CashBerry - Financial advice, online loan support

Cashberry provides 24/7 online financial solution consulting service through technology platform, with simple procedures. Understanding the financial problems you are facing, Cashberry brings you a quick, transparent, simple, and convenient financial solution.

We link up with different partners, to help you access the right financial resources through a team of professional financial advisors. When coming to CashBerry, customers will get:

  • Free consultation and provide effective loan solutions.
  • Searching, connecting customer profile reviews with financial institutions.
  • Follow up the entire loan process with customers, support immediately when needed.

Traditional banks and non-bank finance companies have dominated the lending industry for years, but things are slowly changing. The lending market is growing and there are now more flexible loan products available. CashBerry is an online money lending platform on mobile apps and websites that uses technological innovation to provide fast personal loans with low interest rates.

Outstanding advantages of the application

- Do not mortgage assets.

- No proof of income.

- You can still borrow money without meeting.

- Just need 1 phone, 1 ID card / CCCD, 1 official bank account.

- Limit 1 - 10 million.

- Term from 90 - 180 days, flexible according to customer requirements.

- Low interest rates.

- Loan online quickly, safely and effectively.

How to apply for a loan online?

To be able to borrow money at CashBerry, you just need to download the CashBerry app or visit the website on your smart mobile device and complete the profile with the necessary personal information. After approval you will be disbursed immediately. It's simple, right!

Above is information about conditions and interest rates when borrowing money from Sacombank, hope to help you. Besides, with CashBerry's online connection platform, you can access financial accounts quickly. Therefore, NOW register for CashBerry to be able to fulfill unfinished projects!

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