Need capital to get married but don't know where to get a wedding loan? Here are the top 3 wedding banks and instructions on how to use capital effectively.
Techcombank, HSBC and TPBank are pioneers when offering the best wedding loan product packages that young people have always wanted. How much money do you need to organize a wedding, how to get a bank loan for a wedding ? All will be answered by CashBerry in the article.
Let CashBerry hear your wishes:
● Make a grand wedding for your kids.
● Need an additional source of funding for the wedding.
● Want to support wedding expenses with family.
● Need a reserve to cover unexpected expenses.
● Wishing for a lavish and romantic honeymoon.
● Dream of wearing a luxury brand wedding dress.
● Planning a wedding ceremony combined with travel.
● Borrow money from the bank for the wedding .
Want to get married, but have no money for a wedding ? Don't worry, because below are the top 3 banks that support wedding loans , helping you to fulfill the above wishes.
From a beautiful love to a dream wedding is the happy ending that any young person wants to aim for. However, the financial burden is always a problem for many young couples who are just starting a business.
In order to reduce the burden on the families of both sides, many young people have chosen to be financially self-reliant by accumulating, saving expenses, borrowing friends, etc., but it is not always enough for a full wedding. whole.
In order to help young people have a dream wedding in a short time instead of having to wait for another 2-3 years, Techcombank has launched the self-made wedding loan product, the first product on the market to meet the needs of young people. Need a private loan to prepare and organize a wedding. Techcombank's "self-made wedding loan" has many outstanding utilities and is suitable for the actual needs of customers, specifically:
● Maximum support for loan needs for wedding expenses
● Loan up to 10 times the total income of the bride and groom (up to 150 million VND)
● Flexible loan term from 12 to 36 months
● Simple loan process
As long as the total income of the bride and groom is at least VND 6 million/month, the borrower is paid through a bank account, young customers can immediately think of this convenient solution. In addition, Techcombank's "self-made wedding loan" customers will be offered a "Consumer Bao An" insurance package - an alternative repayment solution from the insurance company when risks occur during the loan period.
Are you always looking forward to a dream wedding and a sweet honeymoon but still wondering because your savings are not enough? HSBC will accompany you to realize your dreams without worrying about finances.
Benefits of a wedding loan package :
● Quick disbursement within 48 hours
● Loan up to 250 million VND
● Flexible loan term from 12 to 48 months
● Simple and fast procedure
● No need to mortgage assets or guarantee the company
● Interest calculated on the decreasing balance
● Vietnamese citizens with permanent residence or long-term temporary residence in: Hanoi, Ho Chi Minh City. Ho Chi Minh City, Dong Nai Province, Binh Duong Province, Long An Province,...
● Monthly net income of 8 million or more and working time over 1 year
● Pay salary via bank account
Wedding is an important event that marks the beginning of the couple's happiness, organizing a dream wedding is what every couple wishes. Understanding that, TPBank has launched the product "Wedding Loans" with a limit of up to 100 million and a preferential interest rate from only 1%/month.
Unlike many other preferential wedding loan programs, TPBank has built a program with many outstanding utilities for couples to have a wedding within reach. The bank supports and meets a variety of wedding loan needs: photography, wedding rings, wedding dresses, wedding receptions, wedding room equipment, ...
● Loan limit up to 100 million VND
● Maximum loan term 36 months
● Preferential interest rate from only 1%/month
● Simple application, quick disbursal in 3 days
Let TPBank provide financial support and help you plan a perfect sparkling wedding.
Before answering the question " How much money does it take to get married and get married", please list the expenses when performing the wedding, such as:
- Venue and venue
- Wedding invitation
- Wedding ceremony
- Filming, photography
- Rest place for guests
- Decorate wedding
- Bridal jewelry and accessories
From those expenses, you can calculate the total amount to prepare for your wedding. A wedding can range from a few tens of millions to several hundred million, even up to billions, it will depend on the financial ability and choice of each person.
Entering the last months of the year is also when the wedding season begins. Young couples are eager to prepare for a married life with many dreams and plans. However, not all couples are comfortable before the wedding day. The cost of organizing a wedding is always a dilemma for most couples.
Vietnam has a rate of 30% of the population in the age of marriage between 22-26 years old, corresponding to the rapid increase of wedding services. The wedding service market with a wide range of wedding products and services gives couples a lot of choices.
However, young couples are almost lost in the service matrix of providers and do not know where to start. Since then, it is easy to lead to wrong cost calculations, making wedding planning a long-term financial burden for young people, especially for low-middle-income couples.
To make it easier for you to use the money for the wedding, CashBerry has the following advice.
Planning a wedding party and making a reasonable budget will help couples be proactive and save financial resources. Usually, the cost of the wedding will include the main items such as: party booking, decoration, filming, photography, costumes, wedding invitations, moving, betrothal, wedding gifts, honeymoon, shopping for supplies. for the new family and other incidental expenses.
● The cost of party booking usually accounts for nearly 50% of the budget
The cost of booking a party usually accounts for nearly 50% of the wedding budget. Therefore, couples need to plan to book the party 6 months to 1 year early to extend the time to pay the party deposit before the wedding day.
Currently, wedding venues offer additional services such as themed party decorations, wedding cakes or glass towers, etc. Couples should actively negotiate with the person in charge of the party to receive additional services. with best price.
● Prepare expenses for buying wedding gifts, bridesmaids, new home appliances
The cost of buying wedding gifts, bridesmaids for the wedding party, household appliances for the new family also accounts for a large proportion of the budget. Therefore, to control this cost well, couples need to discuss and agree with the two families in advance, and find a source of good price, promotion, or installment to split and balance the cost. .
● Save more with the wedding photography package at the studio
For expenses for photography and costumes, young people need to take advantage of promotional packages of wedding photo studios. Couples can choose to take wedding photos at the studio for 50% less than the cost of outdoor photography. Look for a studio that offers a full package of wedding dress rentals, makeup, videography and photography for less than the individual rental rates.
● The cost for the decoration and the wedding card is about 2 million VND
For decoration and wedding cards, if couples can decorate themselves or use the promotion service of the wedding venue, this cost will be significantly reduced. On the contrary, couples can rent a decoration service package for the wedding ceremony at wedding service shops with quite competitive prices from 1.5 million to 2 million.
● Travel cost about 6 million/day
Car rental costs will account for about 5-10% of the budget. Depending on the number and form of vehicles, this cost will range from 2 million to 6 million / day.
● Calculate the costs incurred
Particularly, the incurred costs account for about 10% of the budget, which is expected in the cases of making up for more money for party bookings, fostering services, purchasing decorative items, etc.
● Calculate the cost for honeymoon
After the wedding ceremony, couples can take advantage of the gift of the party venue, often a coupon for a travel package or a hotel to reduce the cost of the honeymoon. In addition, couples should take advantage of booking cheap flight tickets or buy a honeymoon package in advance with a credit card to split the costs and pay in installments.
In order for the wedding expenses not to exceed your ability to pay, you should also plan the shopping categories. It is necessary to carefully review, consult the price first and ask the experience of friends and relatives to reduce unnecessary expenses.
Getting married is an important event in a person's life, so everyone wants to have a perfect wedding. However, for a young couple with difficult family conditions, the money spent on the wedding is really a big financial amount. Therefore, borrowing money for a wedding at a bank is also a reasonable solution, especially if both of you have a stable job and income, and a guaranteed source of payment.
Wishing you a wonderful and happy wedding!