Phone in hand - receive immediate support of up to 10 million Vietnamese dong through the Cashberry app

Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

1
Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
2
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
3
Receive money
After the application is approved, our partner will transfer the money to your account.
4
Repayment
Make repayment to our partner according to the instructions.
Loan
Loan
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

Techcombank unsecured loans up to VND 1 billion, quick disbursement time, low interest rates. Find out immediately the terms and how to get a loan.

Need some money to buy transportation, appliances or necessary equipment for your family? Want an unsecured loan from Techcombank but don't know how? Today, CashBerry will share basic information to make your loan process at Techcombank go quickly and smoothly.

No need to hesitate when you need a loan, because Techcombank supports you with a consumer loan solution without collateral! Quick and convenient, Techcombank's consumer loans meet a variety of personal spending needs of customers with salary income.

Learn about techcombank unsecured loans

Unsecured loan at Techcombank is a form in which customers borrow money without collateral or proof of monthly income. Forms of loans to meet the demand for loans to purchase goods and services for consumption purposes such as:

- Buy means of transport, furniture, household equipment

- Expenses for studying, medical examination and treatment, tourism, culture, physical training and sports

- Housing repair costs

- Other personal consumption

With unsecured loans, Techcombank currently supports 2 products:

+ Overdraft loan

Installment consumer loan

Techcombank unsecured overdraft products

●    Audience: Individual customers

+ From 20 to 60 years old, pay salary via Techcombank bank account

+ Salary from 5 million or more, have an HDLD of 12 months or more/minimum working time at the unit 12 months

●    Limit: According to Techcombank's credit regulations from time to time, up to 1 billion.

●    Purpose of use: Loans to serve the consumption needs of customers

●    Product features:

+ Backup limit, up to 12 months

+ No collateral required

+ Convenient and simple to use right on the F@stMobile app

+ Pay monthly interest on the last Saturday of the month

●    Fee/interest:

+ Customers are completely free of charge

+ Interest payment based on the actual number of loan days

●    File:

+ Personal profile

+ Profile of revenue

+ Credit profile

Techcombank is one of the largest banks in Vietnam, prestige, quality, you can trust

Techcombank is one of the largest banks in Vietnam, prestige, quality, you can trust

Installment consumer loan products

●    Audience: Individual customers

+ From 20 to 60 years old, pay salary via bank account, or work in administrative and non-business units, armed forces, socio-political organizations without payment through bank accounts

+ Salary from 5 million or more, have a labor contract of 12 months or more. Minimum 12 months working time

+ Have a long-term household registration/temporary residence in the province/city where Techcombank's transaction office is located

●    Limit: According to Techcombank's credit regulations from time to time, up to 1 billion.

●    Purpose of use: Loans to serve the consumption needs of customers

●    Product features:

+ Customers can borrow in installments for a period of 6-60 months

+ Disbursement channel: cash at the counter, transfer; Debt collection channel: automatic debit, collection at the counter

+ Interest is paid monthly, according to the decreasing balance

+ No collateral, no proof of income

●    Fees/interest rates: Customers are completely free of charge.

●    File:

+ Personal profile

+ Profile of revenue

+ Credit profile

Depending on each loan product, Techcombank has certain requirements, conditions, interest rates and procedures. However, in general, to be able to get a Techcombank unsecured loan , you must meet the following conditions.

Techcombank unsecured loan conditions

●    At the time of loan application, the customer is 20 years old or older, at the time of settlement, the customer must be less than 60 years old.

●    Having a labor contract of 12 months or more or with an indefinite term.

●    Total income through the bank is from 5 million VND/month or more (Applicable to the income multiplier if you work at an administrative and non-business agency and cannot prove all your actual income) and paid through bank account (applies to paying salary in cash for administrative and non-business purposes).

●    Permanent residence / KT3 in the area where Techcombank's branch is located.

●    Some other conditions as prescribed by Techcombank.

Techcombank unsecured loan procedures

To apply for a mortgage loan, customers need to prepare the following documents:

●    Valid ID card/citizen identity card/passport according to regulations.

●    Household registration / KT3 or temporary residence certificate that the customer is living and working.

●    Papers proving income including labor contract, salary slip of the last 3 months, decision on payroll, decision on job assignment, decision on transfer of civil servant rank, etc.).

●    Application form for loan cum loan contract according to the form of Techcombank.

●    Some other related documents.

Techcombank unsecured loan interest rate 2021

Interest rate is always something people care about when borrowing money at Techcombank. Currently, Techcombank's consumer loan interest rate ranges from 9.8% to 18%/year. Interest is calculated on the reducing balance.

Interest rates on unsecured loans will be higher than mortgage loans, in addition, you should note other fees

Interest rates on unsecured loans will be higher than mortgage loans, in addition, you should note other fees

Techcombank loan interest rates include:

●        Interest on principal balance: It is understood that the outstanding balance decreases according to the amount of interest. The monthly contribution amount remains fixed. Calculation formula: Monthly payment amount = Principal amount + Interest amount / number of months.

●        Decreasing interest rate: It is understood that the outstanding balance decreases according to the principal amount. The amount you pay each month will decrease month by month. Calculation formula: Monthly contribution amount = Remaining outstanding balance + Interest on the remaining balance.

Should Techcombank unsecured loans?

Techcombank unsecured loan is a financial solution to serve spending purposes such as paying tuition fees, weddings, shopping for living supplies, etc.

Here are the reasons that will convince you to take out an unsecured loan from Techcombank:

●    Techcombank is a reputable bank that will help customers avoid borrowing money from black credit institutions with high interest rates.

●    High loan amount, quick disbursement time; Preferential interest rate

●    Techcombank's unsecured loan products are diverse for customers to choose from

●    When the loan is approved; Customers are offered a consumer insurance package of Prevoir Vietnam Life Insurance Company

It can be said that, if conditions permit, you can choose to borrow money from Techcombank, but the loan process at banks usually takes from a few days to a week. In addition, you must complete all documents and documents required by the bank.

For that reason, when needing money urgently during the day , Techcombank unsecured loan is really not a smart choice.

Need an unsecured consumer loan, you can choose to borrow money at CashBerry, simple application, can receive money within 24 hours.

Guide to borrow money fast in the day with the lowest interest rate

CashBerry is a unit specializing in consulting and providing fast online financial solutions in 24 hours with safe, simple and reputable procedures. The highlight of CashBerry is that you get a relatively low loan interest rate of 10.95 - 14.6%/year.

CashBerry offers you online loans from 500 thousand to 10 million. Just fill in simple online information in 5 minutes, after 15 minutes you will be disbursed to your account quickly. The payment process is also quite simple online.

Borrow money online - the solution for those who need money urgently

Borrow money online - the solution for those who need money urgently

Conditions for quick loans online

●    Internet access phone

●    Be a Vietnamese citizen with a valid ID/CCCD

●    Age: 18 and up

●    Stable monthly income

Steps to borrow money online

CashBerry is always proud to be the unit that provides customers with online loan services with simple application procedures and fast disbursement time. To complete the loan process with CashBerry, customers only need to go through the following basic steps:

●    Step 1: Download the CashBerry app or visit the cashberry.vn website on your smart mobile device and complete the profile with the necessary personal information.

●    Step 2: After registration is complete, wait for loan approval for about 15 minutes. The appraiser will contact you to confirm the information and inform the loan approval amount.

●    Step 3: If the application is approved, you will be disbursed to your bank account immediately.

Besides simple procedures, 100% online support, CashBerry also has a customer care team to help you 24/7. If you have any questions about the loan application process, you can contact hotline 1900 63 83 85 or send a message to Fanpage CashBerry - Everyone's financial friend for answers.

Above are the contents related to Techcombank unsecured loans . Hope you have more knowledge needed for your loan process. Besides, if you need a fast online consumer loan, you can contact CashBerry.

Enjoy your dream vacation with CashBerry and pay for your and your family's spending needs today! Sign up for a free consultation from a CashBerry expert!

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