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Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
Receive money
After the application is approved, our partner will transfer the money to your account.
Make repayment to our partner according to the instructions.
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

Not everyone who registers can get a loan at Home Credit. So how to get a Home Credit loan to get approved with a high limit? Find out now!

Users are no longer unfamiliar with the Home Credit loan service. This is one of the leading reputable organizations in providing fast loan services. If you are in need of a loan at Home Credit, please refer to how to borrow Home Credit in the article below to quickly get the desired amount.

About Home Credit

Home Credit is a financial company established in 1997 in the Czech Republic, belonging to Home Credit Group. Home Credit operates on financial markets. The company is also providing financial services to more than 10 countries.

Home Credit started operating in Vietnam in 2008. And has also become one of the leading companies in the field of consumer installment loans. Home Credit has covered the whole country with 8,000 transaction points after more than 10 years of operation.

The company provides customers with service packages including: cash loans , installment loans and credit card issuance .

Home Credit loan products

consumer loan is a form of unsecured unsecured loan deployed by Home Credit finance company to meet the consumption needs of customers. Currently, Home Credit deploys two cash loan products for customers:

Cash loan for new customers

  • Maximum cash loan up to 30 million
  • For customers from 20 to 60 years old
  • Simple procedure just need ID card and driver's license or household registration
  • Can receive money immediately after signing the contract

Cash loans for existing customers

  • Simple procedure just need ID card and driver's license or household registration
  • No proof of income, no collateral required.
  • Flexible loan term from 12 to 60 months
  • Quick loan from 5 million to 200 million
  • Get money fast within 2 hours

Conditions for applying for a Home Credit loan

To register To borrow money from Home Credit , you need to prepare and meet the following requirements:

Loan conditions

  • The borrower is a Vietnamese citizen with full civil act capacity.
  • Age between 22 and 60 years old.
  • No bad debt at other banks and credit institutions;

What do you need to borrow money from Home Credit?

  • Identity proof.
  • Driving license.
  • Registration book.
  • Income proof.

Home Credit loan guide

Unsecured loans at Home Credit you can choose to borrow in 2 ways: online or directly at Home Credit's transaction counters. Below are specific instructions on how to borrow money at Home Credit.

Apply for a Home Credit loan at the counter

You can choose the form of a loan and make a direct application, you can consult more about the interest rates as well as the loan process. When applying for a loan, you need to follow these steps:

  • Step 1: Prepare necessary documents and records.
  • Step 2: Customers go to Home Credit branches and locations to lend cash. The consultant will guide specifically the loan steps as well as advise on the terms of the loan contract.
  • Step 3: Sign a credit contract (customers should carefully read the terms of the contract such as loan amount, interest calculation, loan term, penalties, etc.)
  • Step 4: Wait for disbursement approval.
  • Step 5: Approved for a cash loan on the same day, disbursed within 2 hours after signing the contract. Then you will quickly solve personal problems.

Apply for a Home Credit loan online

Registering through the online loan app deployed by Home Credit to support the group of customers who cannot arrange the time to go to the registration point directly. How to apply for a Home Credit loan online is very simple, customers just need to follow these instructions:

  • Step 1: Visit Home Credit's website or download the Home Credit app to your phone to register.
  • Step 2: Apply for a loan and enter the loan information and then press the "Continue" button.
  • Step 3: Enter your phone number. The system will send an OTP code to your phone number, enter this code in the corresponding box. The screen will switch to the personal information filling screen.
  • Step 4: Fill in personal information and take a photo to upload to the system. After finishing press the "Continue" button to move to the screen to fill in the income, monthly payables and select the type of documents to provide.
  • Step 5: You carefully review all fees, interest rates, monthly payments. If you agree with the loan provided by Home Credit, then press the "Continue" button to complete the registration process.

How to pay Home Credit loan contract

Home Credit deploys many different payment methods to bring the most convenience and ease to customers.

Direct payment at the transaction point

Customers can go to transaction points associated with Home Credit to pay debts such as:

  • Payoo channel: Mobile World, FPT shop, Nguyen Kim, Circle K, B's Mart, Cho Lon Electronics,...
  • ePay channel through Agribank, Mobile World, Dien May Xanh, Bach Hoa Xanh, Bach Khoa Computer, Head Dung Tien, Vien Thong A.
  • Viettel Store & BankPlus service of Viettel.
  • Via post offices of the Post Office (VNPost).

Paying through bank

Customers can transfer money to Home Credit's account number to pay for their loan as follows:

  • Home Credit Vietnam Finance Company Limited.
  • Account number: 1390,0000.0423.
  • At Vietnam Bank for Industry and Trade, VietinBank CN1.
  • Payment content: Paying compared to HD,....

Payment via e-wallet

Customers who have accounts of e-wallets such as Momo, AirPay, ViettelPay... can pay through the "Consumer loan payment" utility of the above e-wallet.

Home Credit consumer loan experience

Although borrowing Home Credit is simple and fast, the interest cost that you have to pay every month is not small. Therefore, when borrowing at Home Credit, you need to note the following:

  1. Read the contract and terms carefully when borrowing

It is possible that the consultant will not be able to communicate as much information as shown in the contract. For example, about loans such as interest, fees, insurance fees, penalty fees, etc. (if any).

Therefore, you should carefully check the contract so that if you see anything unclear and unfavorable, ask immediately. The user has the right to request an explanation from the staff or refuse to sign the contract.

  1. Choose a loan level that suits your financial ability

You only need to borrow enough money and need to calculate your ability to repay. Especially for customers who have other installment loans , they need to be even more cautious when borrowing capital.

Although Home Credit is reputable, the late payment penalty fees are also quite high, so if you do not pay the debt on time , there will be many other fees. Therefore, absolutely do not borrow too much beyond your ability to repay. The repayment amount should be only 50% of your monthly income.

  1. Pay on time on the contract

The loan interest rate is already high, so the fee and late payment penalty interest at Home Credit calculated on a daily basis will be higher if you do not pay on time. So in any case, the best user is always to have a financial budget for paying off the debt in advance. If possible, it is better to pay before the due date.

The above are ways to borrow money from Home Credit and experiences to help you borrow money safely and limit risks. Need money urgently with simple procedures, besides Home Credit company, you can register for CashBerry - 24/7 fast online loan consulting service. Contact us via Fanpage for more detailed advice!

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