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The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

1
Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
2
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
3
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After the application is approved, our partner will transfer the money to your account.
4
Repayment
Make repayment to our partner according to the instructions.
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Loan
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

Financial investment is a form of helping to generate profit from idle money. Refer to the following effective, high-profit small investment ways.

"Accumulating small to great", "Consolidating the wind into a storm", "A long journey begins with the first steps" are sayings about starting with the smallest things, then growing with time. time. Investment is similar. No need for large capital, just a small effective investment , you will surely reap a lot of success.

Most people often think that investing requires professional knowledge and a significant amount of capital. But reality shows, it is not necessary to have those things to be able to invest. Currently, on the market, there are many forms of investment from large capital to small capital, even if you have 5-10 million dong, you can still invest. In this article, CashBerry will tell you how to invest small capital effectively.

Small capital can invest or not?

What should I invest with a few million? You know, with only 1 million, 5 million or 10 million idle money, you can invest? There are many forms of investment with small capital such as saving or participating in financial investment channels.

So, should small capital invest or save?

Usually, when it comes to profitable investments, people will immediately think of savings. Because depositing savings in the bank is quite convenient, you do not need to calculate much. As long as you put the money you have in the bank, you will receive an interest rate of about 5-6%/year.

However, with such a small amount of capital, when will you be able to "have a surplus", not to mention, bank interest rates are often unstable. How much will you have left after that savings deposit process.

Small investment, big profit is what everyone wants to achieve, but, you should go step by step very slowly, taking each step is sure to take that step. No need to join stock or forex right now, with a small amount of capital, we will invest in small channels first.

So, what to invest with a small amount of money ?

What is an effective small investment ?

Equipped with knowledge

Before investing effectively, you need to prepare yourself with knowledge, which includes knowledge of personal financial management, the market and the characteristics of the investment channel you choose. Even if you save money at a bank, you also need to learn about savings forms to orient which savings package is suitable and brings you the most benefits.

Because you have little money, little capital, creating a habit of researching investment channels will help you a lot later. When you have prepared yourself with a larger capital, you can also be more confident when investing, avoiding unnecessary risks.

Before investing money, you need to have a certain amount of knowledge

Before investing money, you need to have a certain amount of knowledge

Dividing investment portfolio rationally

For small investment purposes, it can be quite difficult to split your portfolio. Splitting your investment portfolio will make the return you receive will be less and the efficiency will not be as high, although generating the desired rate of return.

So, you don't necessarily have to divide your portfolio now, but that doesn't mean it won't in the future, preparing investment channels in advance will help you avoid wasting time researching and seizing opportunities. Invest as soon as you have enough capital to get the most profit.

Choose safe investment channels

This is just a small investment, a little bit of risk, a little bit high, well worth a try, anyway it's just a small investment, the damage is not big? It sounds reasonable, but there are many reasons for you to choose a safe investment channel rather than a risky investment channel with large returns, especially when your investment is only small.

The higher the risk, the greater the return – this is absolutely true, but let's examine our inner self. It is only suitable if you have equipped yourself with a solid amount of knowledge, your cash flow is strong and stable.

There will be no opportunities for you in the future if even if you have a small amount of capital you can't keep it, the possibility that you have to accumulate the initial amount is very large. This will cost you many potential investment opportunities as they come.

What to invest with little capital?

1. Bond investment channel:

The bond investment channel is usually stable and has a specific interest rate. However, the element of risk is an element that any form of investment must have. The risk of a bond is that as interest rates rise, the bond's current price will fall. That means you will lose more when buying bonds before the drop. Overall, though, since you're just getting started, safety is still a top priority.

2. Investing in open-end funds is an effective way for small capital:

Open-capital funds were born to give investors many opportunities for development. An open-end fund is a form of investment in which investors will pool capital together to invest in a potential field through stocks and bonds.

Open-ended funds are managed by Fund Management companies with experienced professionals in the investment field. Your job is to contribute capital with other investors by buying fund certificates. The rest is left to investment experts, they will analyze and research the market for you and bring the best investment results for you.

The minimum amount of capital to invest in an open-ended fund will depend on the regulations of each Fund, but usually you only need 1 million VND to be able to invest in an open-ended fund.

For open-ended funds, you need to pay attention: choose a quality and reputable Fund Management company.

3. An effective small investment is an online business:

Online business is an indispensable part when it comes to effective small investments . With the complexity of the current epidemic situation, offline business activities are limited, which is even more an opportunity to develop an online business.

Some items are in great demand in the market today that you can choose to do online business such as: fashion, medical tools (hand sanitizer, masks, ...) home gym equipment...

You can sell online without spending too much money by doing business on e-commerce platforms, Facebook pages, Instagram pages, etc. These are available business platforms, you just need to choose products. and market.

Or for even more optimization, you can do business in the form of foreign orders, delivery after 7-14 days. Then you can collect orders and enter enough goods to sell.

Note: To start an online business, you need to carefully choose your products and markets.

Online business - the trend of making money effectively today

Online business - the trend of making money effectively today

4. Gold investment:

After you have accumulated a certain amount of money from the above forms, investing in gold will be a potential next form. As technology develops, the economy develops, investment channels also become more and more competitive. That gives investors a lot of options. However, gold is still an investment channel, although it has been around for a long time, it still brings efficiency and certainty.

With a small amount of money, you can consider gold as a long-term investment, measured in years. Each month, you can spend a small amount of capital to buy 1-2 gold bars (the current average price of one gold thread is 5.7 million VND/thread). And leave it there for a long time as a backup fund.

The good thing about gold is that you don't need to monitor the price as often and gold is inflation resistant. When money is still depreciating, gold will only increase, not decrease.

5. Stock investment:

This is a common type of investment. When you spend money to buy shares, you become a shareholder of that company. The value of a stock will be tied to the level of development of that company. If that company does well, the value of your stock will increase, or vice versa.

Therefore, to invest in stocks, you need to have an amount of money called idle money. At the same time, you must have a basic understanding of the market.

You have little capital and want to invest in stocks, you can choose stocks with low value, growth potential, long-term investment and buy in small quantities. Industry groups with stock prices below 40,000 VND/share that you can consider are banking, mining (petroleum), retail,...

Things to keep in mind when investing with a small amount of capital

- With a small amount of capital, you should choose sure investment channels, not too much risk. This will help your capital stabilize and grow gradually over time. To know if that investment channel is certain or not, you must have a clear understanding of how each channel works.

- This capital must be idle money after having a separate SAVE FUND. That means you will have a separate source of savings, a separate source of idle money and they are not related to each other. Don't even think about investing if you don't know how to save.

- You need to increase investment capital? Note, should not borrow because it may be too much to pay, instead can increase revenue, reduce expenditure. As much as you have, I will invest as much first, according to the above channels and methods, you can gradually increase that capital over time.

Always persisting in learning, accumulating experience will be the key to helping you invest successfully

Always persisting in learning, accumulating experience will be the key to helping you invest successfully

Tips for investing with a small amount of capital

Remember the rule "Don't put all your eggs in one basket". You should consider dividing the money you have into different parts, spending the largest part on a channel that you consider to be safe and effective.

If you're young, investing in yourself is the best investment. This is an important stage as well as an initial foundation that affects your future career and portfolio.

When you are at the age of 30, you are equipping yourself with quite a bit of knowledge, experience and relationships, at this time, venture capital investments, fast and stable return cycle will be the choice. ideal.

Each person has a different situation, environment and investment goals, do not invest according to others. Do what you want and take responsibility for your decisions, but always be sober and wise.

The above is all useful information for you on how to make small investments work. You can start with small investment models, gradually growing to a larger scale. Hopefully, the above sharing will help you to plan an investment strategy right now.

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