Phone in hand - receive immediate support of up to 10 million Vietnamese dong through the Cashberry app

Cashberry - quick, convinient 24/7 online loans solution

CashBerry is a financial company, providing an online loan consultation service that is fully automated, disbursed within the day.

Loan term, days

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Payment date: 1
To return: 1 ₫

The conditions for applying for a loan at Cashberry

4 easy steps to register for a loan

1
Filling in the registration form
Provide a phone number and fill in personal information. Register and send request for a loan.
2
Getting approval and Signing an Agreement
The approval results will be anounce via phone call. Only need to log in to Personal account and sign an Agreement.
3
Receive money
After the application is approved, our partner will transfer the money to your account.
4
Repayment
Make repayment to our partner according to the instructions.
Loan
Loan
with flexible terms at CashBerry
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum
Get loan
  • Term:
    Term: min 92 days, max 183 days
  • Loan limit:
    Loan limit: 100 000 - 5 000 000 VND
  • Interest rate:
    Interest rate: 10,95 - 14,6 %/per annum

Borrowing from Vietcombank is chosen by many people to borrow money when facing financial difficulties. So what is the form of borrowing money at Vietcombank? Find out now!

Vietcombank is always the bank that many people choose to borrow money today. Vietcombank loan packages are promoted, especially cash loan products. So how does Vietcombank get a loan ? Let's learn more about CashBerry in the article below!

About Vietcombank

The former Vietnam Bank for Foreign Trade, now the Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank), was established and officially went into operation on April 1, 1963 with its predecessor the Foreign Exchange Department (under the Bank). Vietnamese State-owned goods).

History

Over 50 years of construction and growth, Vietcombank has made important contributions to the stability and development of the country's economy. At the same time, Vietcombank well promoted the role of a key external bank, effectively serving the domestic economic development.

Business activities

From a specialized bank serving the external economy, Vietcombank today has become a multi-functional bank, operating in many fields, providing customers with a full range of leading financial services. These include services in the field of international trade; in traditional activities such as capital trading, capital mobilization, credit, project financing, etc.

Vietcombank loan packages

From a specialized bank serving the external economy, Vietcombank today has risen to become a multi-functional bank operating in many fields, providing customers with all the leading financial services.

Currently, Vietcombank has launched many attractive loan products to help remove financial difficulties and meet the spending needs of customers in a timely manner. Below are the most popular loan packages at Vietcombank today.

Consumer loans without collateral

Benefit

  • Loans do not have to have assets as collateral.
  • The loan amount can be up to 500 million VND.
  • Flexible loan term up to 60 months.
  • Quick procedure, reasonable interest rate and quick approval time.
  • Debt payment method: monthly interest, flexible principal payment.
  • Interest calculation method: according to the decreasing outstanding balance.

Borrowing limit

Maximum: 20 times monthly income and not more than 500 million VND.

file

  • Capital use plan (completed according to Vietcombank's general form);
  • Legal documents: ID card/ CCCD/ Passport; Permanent residence/temporary residence (KT3) of the borrower;
  • Documents proving income: Labor contract; Bank account transaction statement of the last 6 months, Certificate of your working agency about your working position, 1 month's income;
  • Documents proving other income (if any).

Consumer loans secured by property

Benefit

  • Loans up to 1 billion VND.
  • Loan terms can be up to 120 months.
  • Debt payment method: monthly interest, flexible principal payment.
  • Interest calculation method: according to the decreasing outstanding balance.
  • Hassle-free procedures, good interest rates and quick approval times.

file

  • Capital use plan (completed according to Vietcombank's general form);
  • Legal documents: ID card/CCCD/passport;
  • Permanent/temporary residence (KT3) of everyone or a third party that has collateral for the loan;
  • Marriage certificate/Certificate of singleness of the customer;
  • Documents proving income;
  • Dossier on collateral;
  • Documents proving the purpose of using capital.

Mortgage of savings book or valuable papers (GTCG)

Benefit

  • Respond to loan needs immediately before the borrower's savings deposit is due.
  • Flexible payment methods.
  • Low interest rates.
  • Easy procedure.
  • Quick profile review time.

Borrowing limit

Loan package up to 100% value of VAT.

file

  • Legal documents: Copy of ID card/CCCD/Passport of the borrower or the owner of the property (if mortgaged by a third party);
  • Original valuable papers;
  • Capital use plan cum Loan contract cum Pledge contract cum debt receipt (according to the common form of Vietcombank);
  • Other documents (if any).

Note: Please prepare the original for comparison.

Borrow to buy land

Benefit

  • Flexible loan term can be up to 15 years.
  • Loan amount up to 100% of purchased property value.
  • Debt payment method: monthly interest payment; principal payment monthly/quarterly.
  • Interest calculation method: according to the reducing balance.
  • Preferential interest rate.
  • Quick procedure.
  • Quick appraisal time.

Level get a loan

The maximum loan amount is 100% of the purchase value of the property.

file

  • Capital use plan;
  • Client's legal documents: ID/CCD/Passport of you; Permanent residence/temporary residence (KT3) Marriage registration certificate/certificate of singleness of everyone;
  • Documents proving income: Labor contract, bank account statement;
  • Records of collateral assets.

Car loan

Benefit

  • Flexible loan term up to 60 months.
  • Loan amount can be up to 100% of car value.
  • Debt payment method: monthly interest payment; principal payment monthly/quarterly.
  • Interest calculation method: according to the reducing balance.
  • Appropriate interest rates.
  • Customers can borrow to buy new or used cars.
  • Customers can borrow to buy a car for up to 3 months.

Borrowing limit

Maximum loan limit is 100% of the purchase value of the car.

file

  • Capital use plan;
  • Personal legal records of customers: ID card/CCD, household registration book, marital status;
  • Documents proving income;
  • Secured property records.

Business loan

Benefit

  • Flexible loan term up to 60 months.
  • Maximum loan amount is 5 billion VND.
  • Interest calculation method: according to the reducing balance.
  • Reasonable interest rates.
  • Quick procedure.

Borrowing limit

Maximum: 70% of the loan plan and Not exceeding 5 billion VND.

file

  • Capital use plan;
  • Legal records of clients: ID card/CCD, household registration book, marital status;
  • Income proof documents: Copy of business registration certificate or equivalent, other income proof documents (if any);
  • Secured property records.

Vietcombank loan interest rate

Vietcombank 's loan interest rate is quite stable with little fluctuation. At the moment, the preferential interest rate for Vietcombank loans is only from 6.79%/year. Particularly, the interest rate for social housing loans will be even more attractive from only 5%/year.

Product

Loan interest rate (year)

Maximum loan

Tenor

Loan to buy project house

From 6.79%

70% of fixed assets

20 years

Loan to buy a car

From 6.79%

70% of car value

Up to 7 years

Construction loan – home repair

From 6.79%

70% of fixed assets

20 years

Loans for personal consumption (with collateral)

From 6.79%

Up to 1 billion VND

120 months

Business loan

From 6.99%

70% plan to 5 billion

5 years

Borrow to buy a house, combine to build and repair houses for rent

From 6.79%

70% of fixed assets

20 years

Note: The above interest rate may change depending on Vietcombank's policy from time to time.

Answer questions when borrowing Vietcombank

1. What are Vietcombank loan conditions?

To be able to borrow Vietcombank quickly, customers need to meet the following bank loan conditions:

  • Vietcombank borrowers are Vietnamese nationals, aged 20-65 years old.
  • Customers have no history of bad debt, credit debt or bank debt.
  • Have a stable source of income to ensure the ability to pay.
  • Having a plan to use loan capital reasonably, not for illegal purposes.
  • When taking out a mortgage: The customer has all documents proving the value of the collateral (pink book, red book, or other papers) in accordance with the law.
2. Does Vietcombank offer installment loans?

Currently, Vietcombank supports installment loans . Vietcombank launched 3 installment loan packages for customers to choose from.

  • Consumer installment loans
  • Borrow daily installment
  • Monthly installment loan
3. Can bad debt get a loan from Vietcombank?

Bad debts belong to groups with limited ability to get loans from banks or financial companies. Vietcombank does not support customers with bad debt groups 2, 3, 4, 5 to borrow capital in any form.

Thus, it can be said that Vietcombank has implemented many preferential policies to support loans for many subjects. However, the fact is, is it simple and easy to borrow money from Vietcombank?

Why can't I borrow from Vietcombank ?

With the ability to mobilize stable capital, Vietcombank offers more attractive lending interest rates than non-banking units. Besides, borrowers can feel more secure in terms of legal aspects because all loan documents are carefully and meticulously reviewed by Vietcombank.

However, the disadvantages of borrowing from Vietcombank as well as other banks are:

  • Long application review time.
  • Procedures and conditions to be approved for loan support are quite strict.
  • The customer must ensure the ability to pay.
  • No bad debt.
  • Have a clear loan purpose.

So if you want to get a quick loan, what should you do?

And the effective solution for you is…

CashBerry - a unit that supports quick online loans, get money right away

The combination of finance and technology is the magic that experts have created. The combination aims to bring all of us modern facilities, contributing to the maximum of financial needs.

Today, instead of having to spend time and effort to go to a bank or financial institution, you just need to sit at home to get a quick loan during the day at CashBerry. Simple condition:

  • 1 ID/CCCD
  • 1 smartphone with internet connection
  • 1 genuine ATM card

Instead of spending a lot of time going to the bank to complete the procedures and documents, with the loan form via the CashBerry application , it only takes you almost 5 minutes to fill out the information and apply for a loan. The CashBerry application will have clear and easy to understand sections available and simple instructions to make it easy for you to fill in the information accurately and quickly.

With consumer loans, it usually takes 3-7 days for you to be approved for a loan and receive a loan. However, when taking a loan through the CashBerry application, it only takes you about 2 minutes to receive the money since it is approved and signed.

It can be said that, thanks to the ability to quickly disburse, borrowing money online through a loan application is the first choice for those who are in urgent need of money.

Above is information about Vietcombank loan form for those who are learning about this bank. Also, if you are having financial difficulties, then contact CashBerry. Experience the CashBerry application - one of the most typical services today, you will feel how convenient and modern it is.

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