Borrow money online at CashBerry, simple procedure just need ID card / CCCD, lowest interest rate in the market, disbursed in 24H. You can withdraw money at ATM easily.
With the development of technology, consumers are gradually familiar with modern loan methods besides traditional loan methods. The advent of online loan applications has opened up many conveniences for consumers, helping them solve urgent financial problems. So, how does online loan application, online loan work, what is the best online loan application today? Let's find out through the following article!
What is an online loan?
Borrowing money online or borrowing money through online applications is the trend of the 4.0 technology era. With just a smartphone or laptop with an Internet connection, you can easily contact a loan from 2 million to 10 million online without having to go directly to a bank branch or company. finance for loan procedures.
Advantages of borrowing money online
Fast, easy, and help limit black credit
When wanting to borrow 2 to 10 million, the first address that consumers think of is always a bank or a financial company. The advantage of getting a loan at a bank is that the safety and transparency of the loan is always guaranteed, but the loan conditions are often quite strict, the loan procedure requires many complicated documents.
In contrast, loans at financial companies have the advantage of easy loan conditions and procedures, but the lending interest rates are often quite high, and the transparency of the loan is still open. Many people look to hot loan services , usury loans, etc. to solve their urgent and short-term financial needs.
However, this has many potential risks that make the borrowers and their families can be in trouble. Therefore, borrowing money through online applications and online loans solves the above problems.
Not only simple and fast, tightening the operation of online loan applications makes the transparency of loans through these applications better. Therefore, if you are denied a loan at a bank or financial company, getting a loan from 2-10 million online through online applications is a useful and convenient financial solution.
With a flexible loan limit and super-fast disbursement time, the online loan application becomes a safe lifeline for many people's financial problems, thereby limiting the search for " black credit ". , contributing to limiting the "expansion" of "black credit" in the credit market.
Bad debt can still be borrowed
Customers in the group of 3 bad debts or later according to CIC's regulations are often difficult to be approved for loans at banks or financial companies. Especially in the form of unsecured loans , when the borrower has to mortgage his credit reputation instead of valuable assets to borrow capital.
However, for online loan applications, customers in the 3 bad debt group can still be considered for a loan, as long as their current financial situation is stable and can be proved when necessary. .
Borrow money online, receive money in the same day, have you experienced?
Types of online loans
Borrow money online without meeting with ID card
Borrowing money with identity cards is a form of unsecured consumer loans with low interest rates being supported by many financial companies.
Advantages of fast loan via ID card
● Allows you to choose the amount to borrow and the payment time
● Payment period from 1 to 12 months
● The loan application and procedures are very simple, receive money in 15 minutes
● No appraisal, no need to prove income
Borrowing money online without meeting with identity card applies to many different types of customers:
● Be a Vietnamese citizen, have a valid ID card
● Ages from 20 to 60 years old
● Customers are company employees, workers, self-employed customers, ... are in urgent need for capital
It can be said that in the form of online loans, online loans through the website / app of the financial company is the fastest and most convenient way to borrow money. Customers who need money urgently , want to have money quickly within the day, can apply for a loan online at any time.
However, in the market, there are many services to support online money loans by ID card without meeting, where is a reputable address to use?
CashBerry - a financial consulting company for online loans with instant money is considered by many customers as one of the reputable and professional units.
Borrow cash online at CashBerry, reputable, safe and fast
With just a mobile device with an internet connection, you can apply for an online loan at Cashberry quickly and conveniently. When borrowing money through Cashberry, you are committed to transparency of loan-related information, multi-channel support for you to easily track the loan.
CashBerry quick loan has a term from 92 to 183 days , loan limit is 100,000 VND to 10,000,000 VND disbursed in a day, average interest rate is about 10.95 - 14.6%/year .
Before learning how to borrow money online, you should also learn about other types of loans to get an overview, making it easier to choose. The more you know how to borrow money online, the more proactive and flexible you will be to get money quickly.
Borrow money online with student card
Borrowing money by student card is a loan service that is not too strange for students who are studying at universities, colleges and intermediate schools. Most students do not have collateral as well as stable income, so banks in Vietnam do not deploy unsecured loan services for this subject.
Meanwhile, institutions and credit units in the market today consider students as potential objects for them to deploy loan programs without collateral.
Some advantages of student loan service :
Borrowers do not have to prepare complicated documents and procedures.
+ Unsecured lenders do not require borrowers to guarantee collateral.
+ Does not require borrowers to prove their monthly regular income.
+ Borrowers do not need to prepare a loan use plan.
+ Borrowers only need to have a student card (instead of an identity card) can borrow up to 5 million VND.
+ Borrowers receive free advice from credit lenders on loan documents and procedures.
Students who are 18 years or older can apply for an online CashBerry loan
Borrow online with Viettel sim
A lot of questions are sent to us like: what is a Viettel sim loan , is there any benefit, should I borrow under Viettel sim, where to borrow according to Viettel sim, how to borrow? So we will summarize them all and answer them all right in this article sent to you.
|
Get a Viettel sim card |
Level |
Duration |
|
Avay |
1-80 million won |
12-36 months |
|
VPBank |
20-50 million won |
12-60 months |
|
Tima |
1-3 million won |
10-30 days |
|
FE Credit |
10-70 million won |
6-60 months |
Borrowing money according to Viettel sim is a form of loan where the borrower does not need to prove income, does not need to mortgage assets and does not need a guarantor. As long as you are a Viettel subscriber owner, you can borrow money to serve the needs of consumption, shopping, business, studying abroad, ...
Basically, this is one of many unsecured loan packages being used on the market today. To borrow money from Viettel sim, you only need to register online, speed approval after 30 minutes. You will receive the loan quickly within 3 - 24 hours and the bank does not need to come to your home to verify the address.
With Viettel sim, the longer you use it, the more chances you have of owning a larger loan package up to 80 million.
Advantages when borrowing with Viettel sim:
● Loan up to 80 million VND.
● Flexible loan term from 6 to 36 months.
● Right to pay off the loan at any time.
● Simple loan application, get loan in minimum 3 hours, maximum 3 days.
● No appraiser, no guarantor.
● Extremely low interest rate only 1.5%/month.
● Free loan application fee.
Borrow money online by household registration
Borrowing money by household registration book is one of many forms of unsecured loans applied today. Usually, the method of borrowing money by household registration book requires you to show your identity card (ID card) and SHK to be able to apply for a loan at banks and many other units.
Advantages of borrowing money with household registration book
● No need to prove income.
● No collateral required as collateral.
● No guarantor is required.
● No need to verify at home.
● City or provincial household registration is fine.
● Maximum loan amount based on your credit history.
● Flexible loan period for customers to choose.
List of addresses to lend money by household registration book
|
Borrowing from SHK |
Level |
Duration |
|
Tima |
5-50 million won |
10-90 days |
|
MCredit |
10-70 million won |
6-36 months |
|
VPBank |
20-200 million won |
12-60 months |
|
FE Credit |
10-70 million won |
6-60 months |
|
Easy Credit |
10-50 million won |
6-60 months |
Interest rate when borrowing through household registration book
Because borrowing through SHK is one of the forms of unsecured loans, the interest rates are usually higher than secured loans . Moreover, if only SHK is available without any other conditions, the loan approval rate is not high, the interest rate may be more expensive (1.5% - 2.5% per month).
Of course, depending on the specific loan unit, product and customer information, there are more specific interest rates. According to a survey on the current lending market, the interest rate for unsecured loans with household registration books and ID cards is from about 20% per year.
If you pay on time, this loan has no other fees, but is only calculated based on the loan term, transaction processing fees, and loan interest. Just now is everything you need to know about the method of borrowing money through the household registration book.
You should understand carefully about this form of loan to get the most benefits when borrowing: loan types, most reputable lenders, note about interest rates, loan amounts and terms... to have a choice. most suitable for you.
Borrow money with motorbikes online
Borrowing money by motorbike registration is a form of unsecured loan for customers who own motorbikes, just need to provide documents such as ID card & car cave for very simple loan support. To apply for a loan under vehicle registration, there will usually be 2 types you most often encounter: loan with registered motorbike owner & non-owner.
Depending on each form of online loan, there are different conditions, procedures and ways of borrowing. However, the simplest form is still the form of online loan with ID card. In order to help you have money right away, CashBerry will guide you how to borrow money online via website/app using ID card or CCCD.
Instructions to borrow money online 24/7, receive money within the day
Steps to borrow money quickly online at website/app
CashBerry is always proud to be the unit that provides customers with online loan services with simple application procedures and fast disbursement time. To complete the loan process with CashBerry, customers only need to go through the following basic steps:
● Step 1: Download the CashBerry app or visit the cashberry.vn website on your smart mobile device and complete the profile with the necessary personal information.
● Step 2: After registration is complete, wait for loan approval for about 15 minutes. The appraiser will contact you to confirm the information and inform the loan approval amount.
● Step 3: If the application is approved, you will be disbursed to your bank account immediately.
With CashBerry, a financial advisor, getting a loan is easier than ever
Besides simple procedures, 100% online support, CashBerry also has a customer care team to help you 24/7. If you have any questions about the loan application process, you can contact hotline 1900 63 83 85 or send a message to Fanpage CashBerry - Everyone's financial friend for answers.
How to pay for a loan online
Customers can pay online loans for CashBerry by the following methods:
● Bank transfer via internet banking 24/7.
● Pay cash by going to the bank's transaction office to transfer.
● Payment via MoMo e-wallet.
For assistance with payment, please contact hotline 028 73 06 83 85.
To avoid risks during loan repayment, you should note the following issues:
● Make a payment plan before taking out a loan.
● Payment before due about 2-3 days to avoid forgetting or in the weekend the bank does not work.
● Avoid late payments because otherwise you will have to pay high penalty fees.
The above is information about online loans that you can refer to and use as a solution to your financial problems. Keep up with the trend, apply technology to your work, that will help you have an easier and more comfortable life. Hope you get a loan like you want!
Feedback from users:
● Anh Tuan – Driver: “During difficult times, I knew about online loan service. I just need to fill out the information on the website and a staff member will contact me to complete the application. Very simple."
● Ms. Thu Ba – Sales staff: “Simple form of service, suitable for my short-term loan needs, the staff is clear and thoughtful. Especially, I received the loan only 5 minutes after the application was approved.”
● Mr. Tung – Business: “After experiencing, I realized that this is a relatively new form of loan. Loans with short term, monthly installments are suitable according to actual ability, easy procedures, and receive real money quickly.”
