Terms and Conditions | CashBerry

Terms and Conditions

PART 1: GENERAL TERMS

The CashBerry mobile application (hereinafter referred to as the “Application”) and the website https://cashberry.vn, (hereinafter referred to as the “Website”), is legally managed and operated by DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY. Users (also referred to as the “Customers” and/or “You”) of the Site and its services need to read, understand, agree to and be bound by these Terms and Conditions. By accessing and using the products and services on the Site, that means You have agreed to abide by these Terms and Conditions.

Therefore, our Website allows DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY and its partners to provide/sell products or services through direct or indirect means (sales meeting) or indirect (email /phone). The partners of DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY may be subsidiaries as well as private individuals and organizations doing business in fields, including but not limited to, lending, finance. , bank credit, legal services, information technology and e-commerce designated by DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY.

DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY reserves the right to change or discontinue any features of the Website, as well as to change the Terms and Conditions applicable to the Website at any time without notice. Changes, modifications, additions or deletions will take effect immediately after being updated and posted on the Website.

DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY provides financial product advisory services to customers currently living and operating in the territory of the Socialist Republic of Vietnam.

When You fill out the loan application form and submit the request, create an account on the CashBerry App and Website https://cashberry.vn, You confirm and agree that You have established a business relationship with DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY. Accordingly, DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY may send Your information and photos to suppliers of products and services related to Your needs. And You also agree to DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY and its partners may be able to contact You using the information You provided to DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY. In case you do not want to continue receiving communications from DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY, You will have to provide a written application to DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY.

When You submit and store your information and photos on DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY, You have allowed us to store that information and images to make calls and/or emails for discussion and provision. or notify You of work relating to Your request. By requesting any service from DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY, You undertake that all information provided by You is accurate and complete in accordance with the laws of Vietnam.

DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY does not guaranteed that the Website and all products and services provided by DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY will meet Your requirements or ensure that the operation of this Website is uninterrupted, not delayed, rejected, ordered, errored or canceled lost information.

PART 2. METHOD OF COOPERATION

Customers who have not previously registered on the Website will apply for a loan, stating all required information, including loan amount, repayment term, pledged assets and other required data. In order for DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY to start considering loan disbursement, the Borrower must register on the Website and create its own password by creating a Personal Account. By using its Personal Account, the Borrower will send to the Lender additional loan disbursement applications. Customers who have previously registered on the Website will not create a new user profile, but apply for a loan through an existing Personal Account. Upon registration, the Customer must follow the instructions provided on the Website. DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY reserves the right to refuse the customer's registration on the Website and has no obligation to explain such refusal. If the Customer fails to register on the Website, the loan application will not be approved.

By choosing “read and agree” to these Terms and Conditions, a valid OTP code will be sent to Customer's registered phone number and agree that Customer has made an agreement request and use the services provided by DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY and/or its partners (“Service Request” and thereby confirm readings carefully, understand, agree and be bound by Required by the following terms and conditions:

  1. Agreemnet between the Customer and the respective Parties (including but not limited to DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY and/or the lending partner of DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY and/or other) in accordance with the Terms and Conditions of the Agreement set out in PART 3 below is entered into and is deemed valid from now on, and all parties commit to comply. The customer acknowledges that they have read, understood, agreed and accepted legally binding the Agreement as well as all the content and forms presented in the documents submitted by DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY.
  2. For the purposes of these Terms and Conditions, “Notice to Customers” means notices/approvals/confirmations (as appropriate) from DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY in the form of news Text messages are sent from the “Cashberry” message center to the Customer's mobile phone number as registered on the Website (“Registered telephone number”) and/or by mail (email) directly to Email address is provided when the customer registers or in another form that DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY seems appropriate.
  3. Customer agrees to use the one-time OTP Password (“OTP Code”) provided by DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY to provide the Customer as an authentication method. DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY will send OTP code via SMS (OTP SMS) to mobile phone numbers.

PART 3: AGREEMENT CONCLUDING

The Parties agree that by approving the current Terms and Conditions, the Customer agrees to the service terms of DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY and/or its partners, and the binding agreements for both sides. Completed agreements will be sent to the Customer's e-mail and will be found in the Customer's Personal Account on the CashBerry App and Website https://cashberry.vn at any time. All information and communications between the parties are done through the Personal Account, including billing and other communications.

LOAN AGREEMENT

SERVICE AGREEMENT

PART 4: FINANCIAL CONSULTANCY SERVICE

DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY provides customers with financial advisory services on loans and mortgage of assets provided by DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY. By registering a loan on the Website, you agree to use the financial advisory services of DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY, in accordance with the following provisions:

  1. DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY is a marketing platform that creates potential customers who are in need of capital. DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY is not a lending partner, there is no commitment to lend to any individual or organization. DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY's services are product advisor, consultant on procedures, papers, loan terms and support to support the procedures related to loans for customers. Accordingly, consulting fees will be stipulated in the loan consulting contract signed between the Customer and DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY;
  2. By submitting a loan request, You authorize DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY and its lending partners to verify the accuracy and authenticity of the information that you have provided using internal tools or with third party support. Specifically, you authorize your lender to verify the status of your work by contacting the organization with which you have or are currently employed. In any case, the lender may check any relevant income information, credit information you have provided;
  3. Any loan request You send to DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY via the Website will not be considered as a loan request for credit institutions, but maybe for non-bank lending partners;
  4. After a specific debt payment capacity, the lender has the right to accept or reject your loan request or lend you an amount different from the amount you have requested.
  5. DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY is not your proxy (representative). You should rely on your own judgment in deciding the right loan product. The lending partner will be solely responsible for the services/products provided to You. DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY is not responsible for any damages or expenses incurred by You when using the services of such entities.
  6. Information (data) You provide to DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY is preliminary (approved). We will make the most suitable loan offers to You. This information does not constitute loan approval, loan decision or loan grant (or any other similar concept). DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY does not guarantee that You will get a loan approval. Loan approval is provided by lending partners.
  7. Similarly, DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY does not guarantee that the interest rates and loan terms provided by lending partners are the best or the cheapest on the market. DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY and/or the lending partner may request You to provide additional information, such as name, identity card number, address, telephone number, date of birth and personal information. Other documents for loan preparation and related documents.
  8. Customer agrees and authorizes DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY to be the owner of the Website to disclose to subsidiaries and/or any third parties about any information and/or images that Customer goods provided when registering a loan on the Site and / or matters relating to this Agreement and/or warranties at any time DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY seems it necessary at its sole discretion. does not assume any liability to Customer. Customer agrees that such information and images may be used, encoded, transmitted and stored by DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY and/or its partners (whether inside or outside Vietnam). stored and / or exchanged with all parties deemed necessary by DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY to the extent permitted by law.

PART 5: PRIVACY POLICY

Data and personal information that You provide to DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY during the registration process of using the services on the Website as well as mobile data, You agree with DIGITAL PLATFORM ONE MEMBER LIABILITY LIMITED COMPANY will be processed and protected by applicable laws and Privacy Policy.